Simulasi KPR Muamalat
PT Bank Muamalat Indonesia Tbk
Hitung cicilan Muamalat KPR iB dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik Muamalat
Simulasi memakai parameter Muamalat KPR iB. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 720.000.000
Uang muka (DP)
Rp 80.000.000 (10%)
Cicilan bulanan (tetap selama tenor)
Rp 6.467.539
Total bunga / margin dibayar
Rp 444.156.999
Total dibayar (pokok + bunga)
Rp 1.164.156.999
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 6.467.539 | Rp 2.273.539 | Rp 4.194.000 | Rp 717.726.461 | fixed |
| 2 | Rp 6.467.539 | Rp 2.286.782 | Rp 4.180.757 | Rp 715.439.679 | fixed |
| 3 | Rp 6.467.539 | Rp 2.300.103 | Rp 4.167.436 | Rp 713.139.576 | fixed |
| 4 | Rp 6.467.539 | Rp 2.313.501 | Rp 4.154.038 | Rp 710.826.075 | fixed |
| 5 | Rp 6.467.539 | Rp 2.326.977 | Rp 4.140.562 | Rp 708.499.098 | fixed |
| 6 | Rp 6.467.539 | Rp 2.340.532 | Rp 4.127.007 | Rp 706.158.567 | fixed |
| 7 | Rp 6.467.539 | Rp 2.354.165 | Rp 4.113.374 | Rp 703.804.401 | fixed |
| 8 | Rp 6.467.539 | Rp 2.367.878 | Rp 4.099.661 | Rp 701.436.523 | fixed |
| 9 | Rp 6.467.539 | Rp 2.381.671 | Rp 4.085.868 | Rp 699.054.852 | fixed |
| 10 | Rp 6.467.539 | Rp 2.395.544 | Rp 4.071.995 | Rp 696.659.308 | fixed |
| 11 | Rp 6.467.539 | Rp 2.409.498 | Rp 4.058.040 | Rp 694.249.809 | fixed |
| 12 | Rp 6.467.539 | Rp 2.423.534 | Rp 4.044.005 | Rp 691.826.276 | fixed |
| 13 | Rp 6.467.539 | Rp 2.437.651 | Rp 4.029.888 | Rp 689.388.625 | fixed |
| 14 | Rp 6.467.539 | Rp 2.451.850 | Rp 4.015.689 | Rp 686.936.775 | fixed |
| 15 | Rp 6.467.539 | Rp 2.466.132 | Rp 4.001.407 | Rp 684.470.642 | fixed |
| 16 | Rp 6.467.539 | Rp 2.480.497 | Rp 3.987.041 | Rp 681.990.145 | fixed |
| 17 | Rp 6.467.539 | Rp 2.494.946 | Rp 3.972.593 | Rp 679.495.199 | fixed |
| 18 | Rp 6.467.539 | Rp 2.509.479 | Rp 3.958.060 | Rp 676.985.719 | fixed |
| 19 | Rp 6.467.539 | Rp 2.524.097 | Rp 3.943.442 | Rp 674.461.622 | fixed |
| 20 | Rp 6.467.539 | Rp 2.538.800 | Rp 3.928.739 | Rp 671.922.822 | fixed |
| 21 | Rp 6.467.539 | Rp 2.553.588 | Rp 3.913.950 | Rp 669.369.234 | fixed |
| 22 | Rp 6.467.539 | Rp 2.568.463 | Rp 3.899.076 | Rp 666.800.771 | fixed |
| 23 | Rp 6.467.539 | Rp 2.583.424 | Rp 3.884.114 | Rp 664.217.346 | fixed |
| 24 | Rp 6.467.539 | Rp 2.598.473 | Rp 3.869.066 | Rp 661.618.874 | fixed |
| 25 | Rp 6.467.539 | Rp 2.613.609 | Rp 3.853.930 | Rp 659.005.265 | fixed |
| 26 | Rp 6.467.539 | Rp 2.628.833 | Rp 3.838.706 | Rp 656.376.431 | fixed |
| 27 | Rp 6.467.539 | Rp 2.644.146 | Rp 3.823.393 | Rp 653.732.285 | fixed |
| 28 | Rp 6.467.539 | Rp 2.659.548 | Rp 3.807.991 | Rp 651.072.737 | fixed |
| 29 | Rp 6.467.539 | Rp 2.675.040 | Rp 3.792.499 | Rp 648.397.697 | fixed |
| 30 | Rp 6.467.539 | Rp 2.690.622 | Rp 3.776.917 | Rp 645.707.074 | fixed |
| 31 | Rp 6.467.539 | Rp 2.706.295 | Rp 3.761.244 | Rp 643.000.779 | fixed |
| 32 | Rp 6.467.539 | Rp 2.722.059 | Rp 3.745.480 | Rp 640.278.720 | fixed |
| 33 | Rp 6.467.539 | Rp 2.737.915 | Rp 3.729.624 | Rp 637.540.805 | fixed |
| 34 | Rp 6.467.539 | Rp 2.753.864 | Rp 3.713.675 | Rp 634.786.941 | fixed |
| 35 | Rp 6.467.539 | Rp 2.769.905 | Rp 3.697.634 | Rp 632.017.036 | fixed |
| 36 | Rp 6.467.539 | Rp 2.786.040 | Rp 3.681.499 | Rp 629.230.996 | fixed |
| 37 | Rp 6.467.539 | Rp 2.802.268 | Rp 3.665.271 | Rp 626.428.728 | fixed |
| 38 | Rp 6.467.539 | Rp 2.818.592 | Rp 3.648.947 | Rp 623.610.136 | fixed |
| 39 | Rp 6.467.539 | Rp 2.835.010 | Rp 3.632.529 | Rp 620.775.127 | fixed |
| 40 | Rp 6.467.539 | Rp 2.851.524 | Rp 3.616.015 | Rp 617.923.603 | fixed |
| 41 | Rp 6.467.539 | Rp 2.868.134 | Rp 3.599.405 | Rp 615.055.469 | fixed |
| 42 | Rp 6.467.539 | Rp 2.884.841 | Rp 3.582.698 | Rp 612.170.628 | fixed |
| 43 | Rp 6.467.539 | Rp 2.901.645 | Rp 3.565.894 | Rp 609.268.983 | fixed |
| 44 | Rp 6.467.539 | Rp 2.918.547 | Rp 3.548.992 | Rp 606.350.436 | fixed |
| 45 | Rp 6.467.539 | Rp 2.935.548 | Rp 3.531.991 | Rp 603.414.889 | fixed |
| 46 | Rp 6.467.539 | Rp 2.952.647 | Rp 3.514.892 | Rp 600.462.241 | fixed |
| 47 | Rp 6.467.539 | Rp 2.969.846 | Rp 3.497.693 | Rp 597.492.395 | fixed |
| 48 | Rp 6.467.539 | Rp 2.987.146 | Rp 3.480.393 | Rp 594.505.249 | fixed |
| 49 | Rp 6.467.539 | Rp 3.004.546 | Rp 3.462.993 | Rp 591.500.704 | fixed |
| 50 | Rp 6.467.539 | Rp 3.022.047 | Rp 3.445.492 | Rp 588.478.656 | fixed |
| 51 | Rp 6.467.539 | Rp 3.039.651 | Rp 3.427.888 | Rp 585.439.006 | fixed |
| 52 | Rp 6.467.539 | Rp 3.057.357 | Rp 3.410.182 | Rp 582.381.649 | fixed |
| 53 | Rp 6.467.539 | Rp 3.075.166 | Rp 3.392.373 | Rp 579.306.483 | fixed |
| 54 | Rp 6.467.539 | Rp 3.093.079 | Rp 3.374.460 | Rp 576.213.405 | fixed |
| 55 | Rp 6.467.539 | Rp 3.111.096 | Rp 3.356.443 | Rp 573.102.309 | fixed |
| 56 | Rp 6.467.539 | Rp 3.129.218 | Rp 3.338.321 | Rp 569.973.091 | fixed |
| 57 | Rp 6.467.539 | Rp 3.147.446 | Rp 3.320.093 | Rp 566.825.645 | fixed |
| 58 | Rp 6.467.539 | Rp 3.165.779 | Rp 3.301.759 | Rp 563.659.866 | fixed |
| 59 | Rp 6.467.539 | Rp 3.184.220 | Rp 3.283.319 | Rp 560.475.646 | fixed |
| 60 | Rp 6.467.539 | Rp 3.202.768 | Rp 3.264.771 | Rp 557.272.877 | fixed |
| 61 | Rp 6.467.539 | Rp 3.221.424 | Rp 3.246.115 | Rp 554.051.453 | fixed |
| 62 | Rp 6.467.539 | Rp 3.240.189 | Rp 3.227.350 | Rp 550.811.264 | fixed |
| 63 | Rp 6.467.539 | Rp 3.259.063 | Rp 3.208.476 | Rp 547.552.200 | fixed |
| 64 | Rp 6.467.539 | Rp 3.278.047 | Rp 3.189.492 | Rp 544.274.153 | fixed |
| 65 | Rp 6.467.539 | Rp 3.297.142 | Rp 3.170.397 | Rp 540.977.011 | fixed |
| 66 | Rp 6.467.539 | Rp 3.316.348 | Rp 3.151.191 | Rp 537.660.663 | fixed |
| 67 | Rp 6.467.539 | Rp 3.335.666 | Rp 3.131.873 | Rp 534.324.998 | fixed |
| 68 | Rp 6.467.539 | Rp 3.355.096 | Rp 3.112.443 | Rp 530.969.902 | fixed |
| 69 | Rp 6.467.539 | Rp 3.374.639 | Rp 3.092.900 | Rp 527.595.263 | fixed |
| 70 | Rp 6.467.539 | Rp 3.394.296 | Rp 3.073.242 | Rp 524.200.966 | fixed |
| 71 | Rp 6.467.539 | Rp 3.414.068 | Rp 3.053.471 | Rp 520.786.898 | fixed |
| 72 | Rp 6.467.539 | Rp 3.433.955 | Rp 3.033.584 | Rp 517.352.943 | fixed |
| 73 | Rp 6.467.539 | Rp 3.453.958 | Rp 3.013.581 | Rp 513.898.985 | fixed |
| 74 | Rp 6.467.539 | Rp 3.474.077 | Rp 2.993.462 | Rp 510.424.908 | fixed |
| 75 | Rp 6.467.539 | Rp 3.494.314 | Rp 2.973.225 | Rp 506.930.594 | fixed |
| 76 | Rp 6.467.539 | Rp 3.514.668 | Rp 2.952.871 | Rp 503.415.926 | fixed |
| 77 | Rp 6.467.539 | Rp 3.535.141 | Rp 2.932.398 | Rp 499.880.785 | fixed |
| 78 | Rp 6.467.539 | Rp 3.555.733 | Rp 2.911.806 | Rp 496.325.051 | fixed |
| 79 | Rp 6.467.539 | Rp 3.576.445 | Rp 2.891.093 | Rp 492.748.606 | fixed |
| 80 | Rp 6.467.539 | Rp 3.597.278 | Rp 2.870.261 | Rp 489.151.328 | fixed |
| 81 | Rp 6.467.539 | Rp 3.618.232 | Rp 2.849.306 | Rp 485.533.095 | fixed |
| 82 | Rp 6.467.539 | Rp 3.639.309 | Rp 2.828.230 | Rp 481.893.787 | fixed |
| 83 | Rp 6.467.539 | Rp 3.660.508 | Rp 2.807.031 | Rp 478.233.279 | fixed |
| 84 | Rp 6.467.539 | Rp 3.681.830 | Rp 2.785.709 | Rp 474.551.449 | fixed |
| 85 | Rp 6.467.539 | Rp 3.703.277 | Rp 2.764.262 | Rp 470.848.172 | fixed |
| 86 | Rp 6.467.539 | Rp 3.724.848 | Rp 2.742.691 | Rp 467.123.324 | fixed |
| 87 | Rp 6.467.539 | Rp 3.746.546 | Rp 2.720.993 | Rp 463.376.779 | fixed |
| 88 | Rp 6.467.539 | Rp 3.768.369 | Rp 2.699.170 | Rp 459.608.409 | fixed |
| 89 | Rp 6.467.539 | Rp 3.790.320 | Rp 2.677.219 | Rp 455.818.090 | fixed |
| 90 | Rp 6.467.539 | Rp 3.812.399 | Rp 2.655.140 | Rp 452.005.691 | fixed |
| 91 | Rp 6.467.539 | Rp 3.834.606 | Rp 2.632.933 | Rp 448.171.085 | fixed |
| 92 | Rp 6.467.539 | Rp 3.856.942 | Rp 2.610.597 | Rp 444.314.143 | fixed |
| 93 | Rp 6.467.539 | Rp 3.879.409 | Rp 2.588.130 | Rp 440.434.734 | fixed |
| 94 | Rp 6.467.539 | Rp 3.902.007 | Rp 2.565.532 | Rp 436.532.727 | fixed |
| 95 | Rp 6.467.539 | Rp 3.924.736 | Rp 2.542.803 | Rp 432.607.992 | fixed |
| 96 | Rp 6.467.539 | Rp 3.947.597 | Rp 2.519.942 | Rp 428.660.394 | fixed |
| 97 | Rp 6.467.539 | Rp 3.970.592 | Rp 2.496.947 | Rp 424.689.802 | fixed |
| 98 | Rp 6.467.539 | Rp 3.993.721 | Rp 2.473.818 | Rp 420.696.082 | fixed |
| 99 | Rp 6.467.539 | Rp 4.016.984 | Rp 2.450.555 | Rp 416.679.097 | fixed |
| 100 | Rp 6.467.539 | Rp 4.040.383 | Rp 2.427.156 | Rp 412.638.714 | fixed |
| 101 | Rp 6.467.539 | Rp 4.063.918 | Rp 2.403.621 | Rp 408.574.796 | fixed |
| 102 | Rp 6.467.539 | Rp 4.087.591 | Rp 2.379.948 | Rp 404.487.205 | fixed |
| 103 | Rp 6.467.539 | Rp 4.111.401 | Rp 2.356.138 | Rp 400.375.804 | fixed |
| 104 | Rp 6.467.539 | Rp 4.135.350 | Rp 2.332.189 | Rp 396.240.454 | fixed |
| 105 | Rp 6.467.539 | Rp 4.159.438 | Rp 2.308.101 | Rp 392.081.016 | fixed |
| 106 | Rp 6.467.539 | Rp 4.183.667 | Rp 2.283.872 | Rp 387.897.349 | fixed |
| 107 | Rp 6.467.539 | Rp 4.208.037 | Rp 2.259.502 | Rp 383.689.312 | fixed |
| 108 | Rp 6.467.539 | Rp 4.232.549 | Rp 2.234.990 | Rp 379.456.764 | fixed |
| 109 | Rp 6.467.539 | Rp 4.257.203 | Rp 2.210.336 | Rp 375.199.560 | fixed |
| 110 | Rp 6.467.539 | Rp 4.282.001 | Rp 2.185.537 | Rp 370.917.559 | fixed |
| 111 | Rp 6.467.539 | Rp 4.306.944 | Rp 2.160.595 | Rp 366.610.615 | fixed |
| 112 | Rp 6.467.539 | Rp 4.332.032 | Rp 2.135.507 | Rp 362.278.583 | fixed |
| 113 | Rp 6.467.539 | Rp 4.357.266 | Rp 2.110.273 | Rp 357.921.317 | fixed |
| 114 | Rp 6.467.539 | Rp 4.382.647 | Rp 2.084.892 | Rp 353.538.670 | fixed |
| 115 | Rp 6.467.539 | Rp 4.408.176 | Rp 2.059.363 | Rp 349.130.493 | fixed |
| 116 | Rp 6.467.539 | Rp 4.433.854 | Rp 2.033.685 | Rp 344.696.640 | fixed |
| 117 | Rp 6.467.539 | Rp 4.459.681 | Rp 2.007.858 | Rp 340.236.959 | fixed |
| 118 | Rp 6.467.539 | Rp 4.485.659 | Rp 1.981.880 | Rp 335.751.300 | fixed |
| 119 | Rp 6.467.539 | Rp 4.511.788 | Rp 1.955.751 | Rp 331.239.513 | fixed |
| 120 | Rp 6.467.539 | Rp 4.538.069 | Rp 1.929.470 | Rp 326.701.444 | fixed |
| 121 | Rp 6.467.539 | Rp 4.564.503 | Rp 1.903.036 | Rp 322.136.941 | fixed |
| 122 | Rp 6.467.539 | Rp 4.591.091 | Rp 1.876.448 | Rp 317.545.850 | fixed |
| 123 | Rp 6.467.539 | Rp 4.617.834 | Rp 1.849.705 | Rp 312.928.015 | fixed |
| 124 | Rp 6.467.539 | Rp 4.644.733 | Rp 1.822.806 | Rp 308.283.282 | fixed |
| 125 | Rp 6.467.539 | Rp 4.671.789 | Rp 1.795.750 | Rp 303.611.493 | fixed |
| 126 | Rp 6.467.539 | Rp 4.699.002 | Rp 1.768.537 | Rp 298.912.491 | fixed |
| 127 | Rp 6.467.539 | Rp 4.726.374 | Rp 1.741.165 | Rp 294.186.118 | fixed |
| 128 | Rp 6.467.539 | Rp 4.753.905 | Rp 1.713.634 | Rp 289.432.213 | fixed |
| 129 | Rp 6.467.539 | Rp 4.781.596 | Rp 1.685.943 | Rp 284.650.617 | fixed |
| 130 | Rp 6.467.539 | Rp 4.809.449 | Rp 1.658.090 | Rp 279.841.168 | fixed |
| 131 | Rp 6.467.539 | Rp 4.837.464 | Rp 1.630.075 | Rp 275.003.704 | fixed |
| 132 | Rp 6.467.539 | Rp 4.865.642 | Rp 1.601.897 | Rp 270.138.061 | fixed |
| 133 | Rp 6.467.539 | Rp 4.893.985 | Rp 1.573.554 | Rp 265.244.077 | fixed |
| 134 | Rp 6.467.539 | Rp 4.922.492 | Rp 1.545.047 | Rp 260.321.585 | fixed |
| 135 | Rp 6.467.539 | Rp 4.951.166 | Rp 1.516.373 | Rp 255.370.419 | fixed |
| 136 | Rp 6.467.539 | Rp 4.980.006 | Rp 1.487.533 | Rp 250.390.413 | fixed |
| 137 | Rp 6.467.539 | Rp 5.009.015 | Rp 1.458.524 | Rp 245.381.398 | fixed |
| 138 | Rp 6.467.539 | Rp 5.038.192 | Rp 1.429.347 | Rp 240.343.206 | fixed |
| 139 | Rp 6.467.539 | Rp 5.067.540 | Rp 1.399.999 | Rp 235.275.666 | fixed |
| 140 | Rp 6.467.539 | Rp 5.097.058 | Rp 1.370.481 | Rp 230.178.608 | fixed |
| 141 | Rp 6.467.539 | Rp 5.126.748 | Rp 1.340.790 | Rp 225.051.860 | fixed |
| 142 | Rp 6.467.539 | Rp 5.156.612 | Rp 1.310.927 | Rp 219.895.248 | fixed |
| 143 | Rp 6.467.539 | Rp 5.186.649 | Rp 1.280.890 | Rp 214.708.599 | fixed |
| 144 | Rp 6.467.539 | Rp 5.216.861 | Rp 1.250.678 | Rp 209.491.737 | fixed |
| 145 | Rp 6.467.539 | Rp 5.247.250 | Rp 1.220.289 | Rp 204.244.488 | fixed |
| 146 | Rp 6.467.539 | Rp 5.277.815 | Rp 1.189.724 | Rp 198.966.673 | fixed |
| 147 | Rp 6.467.539 | Rp 5.308.558 | Rp 1.158.981 | Rp 193.658.115 | fixed |
| 148 | Rp 6.467.539 | Rp 5.339.480 | Rp 1.128.059 | Rp 188.318.635 | fixed |
| 149 | Rp 6.467.539 | Rp 5.370.583 | Rp 1.096.956 | Rp 182.948.052 | fixed |
| 150 | Rp 6.467.539 | Rp 5.401.866 | Rp 1.065.672 | Rp 177.546.185 | fixed |
| 151 | Rp 6.467.539 | Rp 5.433.332 | Rp 1.034.207 | Rp 172.112.853 | fixed |
| 152 | Rp 6.467.539 | Rp 5.464.982 | Rp 1.002.557 | Rp 166.647.872 | fixed |
| 153 | Rp 6.467.539 | Rp 5.496.815 | Rp 970.724 | Rp 161.151.057 | fixed |
| 154 | Rp 6.467.539 | Rp 5.528.834 | Rp 938.705 | Rp 155.622.223 | fixed |
| 155 | Rp 6.467.539 | Rp 5.561.039 | Rp 906.499 | Rp 150.061.183 | fixed |
| 156 | Rp 6.467.539 | Rp 5.593.432 | Rp 874.106 | Rp 144.467.751 | fixed |
| 157 | Rp 6.467.539 | Rp 5.626.014 | Rp 841.525 | Rp 138.841.736 | fixed |
| 158 | Rp 6.467.539 | Rp 5.658.786 | Rp 808.753 | Rp 133.182.951 | fixed |
| 159 | Rp 6.467.539 | Rp 5.691.748 | Rp 775.791 | Rp 127.491.202 | fixed |
| 160 | Rp 6.467.539 | Rp 5.724.903 | Rp 742.636 | Rp 121.766.300 | fixed |
| 161 | Rp 6.467.539 | Rp 5.758.250 | Rp 709.289 | Rp 116.008.050 | fixed |
| 162 | Rp 6.467.539 | Rp 5.791.792 | Rp 675.747 | Rp 110.216.258 | fixed |
| 163 | Rp 6.467.539 | Rp 5.825.529 | Rp 642.010 | Rp 104.390.728 | fixed |
| 164 | Rp 6.467.539 | Rp 5.859.463 | Rp 608.076 | Rp 98.531.266 | fixed |
| 165 | Rp 6.467.539 | Rp 5.893.594 | Rp 573.945 | Rp 92.637.671 | fixed |
| 166 | Rp 6.467.539 | Rp 5.927.924 | Rp 539.614 | Rp 86.709.747 | fixed |
| 167 | Rp 6.467.539 | Rp 5.962.455 | Rp 505.084 | Rp 80.747.292 | fixed |
| 168 | Rp 6.467.539 | Rp 5.997.186 | Rp 470.353 | Rp 74.750.106 | fixed |
| 169 | Rp 6.467.539 | Rp 6.032.120 | Rp 435.419 | Rp 68.717.987 | fixed |
| 170 | Rp 6.467.539 | Rp 6.067.257 | Rp 400.282 | Rp 62.650.730 | fixed |
| 171 | Rp 6.467.539 | Rp 6.102.598 | Rp 364.941 | Rp 56.548.132 | fixed |
| 172 | Rp 6.467.539 | Rp 6.138.146 | Rp 329.393 | Rp 50.409.986 | fixed |
| 173 | Rp 6.467.539 | Rp 6.173.901 | Rp 293.638 | Rp 44.236.085 | fixed |
| 174 | Rp 6.467.539 | Rp 6.209.864 | Rp 257.675 | Rp 38.026.221 | fixed |
| 175 | Rp 6.467.539 | Rp 6.246.036 | Rp 221.503 | Rp 31.780.185 | fixed |
| 176 | Rp 6.467.539 | Rp 6.282.419 | Rp 185.120 | Rp 25.497.766 | fixed |
| 177 | Rp 6.467.539 | Rp 6.319.014 | Rp 148.524 | Rp 19.178.752 | fixed |
| 178 | Rp 6.467.539 | Rp 6.355.823 | Rp 111.716 | Rp 12.822.929 | fixed |
| 179 | Rp 6.467.539 | Rp 6.392.845 | Rp 74.694 | Rp 6.430.084 | fixed |
| 180 | Rp 6.467.539 | Rp 6.430.084 | Rp 37.455 | Rp 0 | fixed |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk Muamalat KPR iB
| Jenis | syariah (fixed full_tenor) |
| Bunga / margin fixed | 6,99% selama 30 tahun |
| Tenor maksimum | 30 tahun |
| Uang muka minimum | 10% |
| Biaya provisi | 1% dari pokok |
| Biaya admin | Rp 500.000 |
Bank syariah pertama Indonesia. Akad Murabahah.
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bankmuamalat.co.id/pembiayaan-konsumer/kpr-ib-muamalat per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan Muamalat. Untuk penawaran resmi, hubungi Muamalat langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR Muamalat saat ini?
Berdasarkan rate card publik PT Bank Muamalat Indonesia Tbk per 02-05-2026, Muamalat KPR iB menawarkan bunga fixed 6.99% selama 30 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~6.99%. Konfirmasi ke Muamalat untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR Muamalat?
Uang muka minimum 10% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR Muamalat?
30 tahun (360 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi Muamalat?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan Muamalat. Untuk penawaran resmi, hubungi Muamalat langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)