Simulasi KPR BCA
PT Bank Central Asia Tbk
Hitung cicilan KPR BCA Fix & Cap dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik BCA
Simulasi memakai parameter KPR BCA Fix & Cap. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 720.000.000
Uang muka (DP)
Rp 80.000.000 (10%)
Cicilan bulanan tahun fixed (3 tahun pertama)
Rp 5.578.124
Cicilan estimasi tahun floating (sisa 12 tahun)
Rp 6.808.794
Total bunga / margin dibayar
Rp 461.278.771
Total dibayar (pokok + bunga)
Rp 1.181.278.771
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 5.578.124 | Rp 2.764.124 | Rp 2.814.000 | Rp 717.235.876 | fixed |
| 2 | Rp 5.578.124 | Rp 2.774.927 | Rp 2.803.197 | Rp 714.460.950 | fixed |
| 3 | Rp 5.578.124 | Rp 2.785.772 | Rp 2.792.352 | Rp 711.675.177 | fixed |
| 4 | Rp 5.578.124 | Rp 2.796.660 | Rp 2.781.464 | Rp 708.878.518 | fixed |
| 5 | Rp 5.578.124 | Rp 2.807.590 | Rp 2.770.534 | Rp 706.070.928 | fixed |
| 6 | Rp 5.578.124 | Rp 2.818.563 | Rp 2.759.561 | Rp 703.252.364 | fixed |
| 7 | Rp 5.578.124 | Rp 2.829.579 | Rp 2.748.545 | Rp 700.422.785 | fixed |
| 8 | Rp 5.578.124 | Rp 2.840.638 | Rp 2.737.486 | Rp 697.582.147 | fixed |
| 9 | Rp 5.578.124 | Rp 2.851.740 | Rp 2.726.384 | Rp 694.730.407 | fixed |
| 10 | Rp 5.578.124 | Rp 2.862.886 | Rp 2.715.238 | Rp 691.867.522 | fixed |
| 11 | Rp 5.578.124 | Rp 2.874.075 | Rp 2.704.049 | Rp 688.993.447 | fixed |
| 12 | Rp 5.578.124 | Rp 2.885.308 | Rp 2.692.816 | Rp 686.108.139 | fixed |
| 13 | Rp 5.578.124 | Rp 2.896.584 | Rp 2.681.539 | Rp 683.211.555 | fixed |
| 14 | Rp 5.578.124 | Rp 2.907.905 | Rp 2.670.218 | Rp 680.303.650 | fixed |
| 15 | Rp 5.578.124 | Rp 2.919.270 | Rp 2.658.853 | Rp 677.384.380 | fixed |
| 16 | Rp 5.578.124 | Rp 2.930.680 | Rp 2.647.444 | Rp 674.453.700 | fixed |
| 17 | Rp 5.578.124 | Rp 2.942.134 | Rp 2.635.990 | Rp 671.511.566 | fixed |
| 18 | Rp 5.578.124 | Rp 2.953.633 | Rp 2.624.491 | Rp 668.557.934 | fixed |
| 19 | Rp 5.578.124 | Rp 2.965.176 | Rp 2.612.947 | Rp 665.592.757 | fixed |
| 20 | Rp 5.578.124 | Rp 2.976.765 | Rp 2.601.358 | Rp 662.615.992 | fixed |
| 21 | Rp 5.578.124 | Rp 2.988.399 | Rp 2.589.724 | Rp 659.627.592 | fixed |
| 22 | Rp 5.578.124 | Rp 3.000.079 | Rp 2.578.045 | Rp 656.627.513 | fixed |
| 23 | Rp 5.578.124 | Rp 3.011.804 | Rp 2.566.319 | Rp 653.615.709 | fixed |
| 24 | Rp 5.578.124 | Rp 3.023.576 | Rp 2.554.548 | Rp 650.592.133 | fixed |
| 25 | Rp 5.578.124 | Rp 3.035.393 | Rp 2.542.731 | Rp 647.556.741 | fixed |
| 26 | Rp 5.578.124 | Rp 3.047.256 | Rp 2.530.868 | Rp 644.509.484 | fixed |
| 27 | Rp 5.578.124 | Rp 3.059.166 | Rp 2.518.958 | Rp 641.450.319 | fixed |
| 28 | Rp 5.578.124 | Rp 3.071.122 | Rp 2.507.002 | Rp 638.379.197 | fixed |
| 29 | Rp 5.578.124 | Rp 3.083.125 | Rp 2.494.999 | Rp 635.296.072 | fixed |
| 30 | Rp 5.578.124 | Rp 3.095.175 | Rp 2.482.949 | Rp 632.200.897 | fixed |
| 31 | Rp 5.578.124 | Rp 3.107.272 | Rp 2.470.852 | Rp 629.093.625 | fixed |
| 32 | Rp 5.578.124 | Rp 3.119.416 | Rp 2.458.708 | Rp 625.974.209 | fixed |
| 33 | Rp 5.578.124 | Rp 3.131.608 | Rp 2.446.516 | Rp 622.842.601 | fixed |
| 34 | Rp 5.578.124 | Rp 3.143.847 | Rp 2.434.276 | Rp 619.698.754 | fixed |
| 35 | Rp 5.578.124 | Rp 3.156.134 | Rp 2.421.989 | Rp 616.542.620 | fixed |
| 36 | Rp 5.578.124 | Rp 3.168.470 | Rp 2.409.654 | Rp 613.374.150 | fixed |
| 37 | Rp 6.808.794 | Rp 2.464.060 | Rp 4.344.734 | Rp 610.910.090 | floating |
| 38 | Rp 6.808.794 | Rp 2.481.514 | Rp 4.327.280 | Rp 608.428.576 | floating |
| 39 | Rp 6.808.794 | Rp 2.499.091 | Rp 4.309.702 | Rp 605.929.484 | floating |
| 40 | Rp 6.808.794 | Rp 2.516.793 | Rp 4.292.001 | Rp 603.412.691 | floating |
| 41 | Rp 6.808.794 | Rp 2.534.621 | Rp 4.274.173 | Rp 600.878.070 | floating |
| 42 | Rp 6.808.794 | Rp 2.552.574 | Rp 4.256.220 | Rp 598.325.496 | floating |
| 43 | Rp 6.808.794 | Rp 2.570.655 | Rp 4.238.139 | Rp 595.754.841 | floating |
| 44 | Rp 6.808.794 | Rp 2.588.864 | Rp 4.219.930 | Rp 593.165.977 | floating |
| 45 | Rp 6.808.794 | Rp 2.607.202 | Rp 4.201.592 | Rp 590.558.776 | floating |
| 46 | Rp 6.808.794 | Rp 2.625.669 | Rp 4.183.125 | Rp 587.933.107 | floating |
| 47 | Rp 6.808.794 | Rp 2.644.268 | Rp 4.164.526 | Rp 585.288.839 | floating |
| 48 | Rp 6.808.794 | Rp 2.662.998 | Rp 4.145.796 | Rp 582.625.841 | floating |
| 49 | Rp 6.808.794 | Rp 2.681.861 | Rp 4.126.933 | Rp 579.943.980 | floating |
| 50 | Rp 6.808.794 | Rp 2.700.857 | Rp 4.107.937 | Rp 577.243.123 | floating |
| 51 | Rp 6.808.794 | Rp 2.719.988 | Rp 4.088.805 | Rp 574.523.134 | floating |
| 52 | Rp 6.808.794 | Rp 2.739.255 | Rp 4.069.539 | Rp 571.783.879 | floating |
| 53 | Rp 6.808.794 | Rp 2.758.658 | Rp 4.050.136 | Rp 569.025.221 | floating |
| 54 | Rp 6.808.794 | Rp 2.778.199 | Rp 4.030.595 | Rp 566.247.023 | floating |
| 55 | Rp 6.808.794 | Rp 2.797.877 | Rp 4.010.916 | Rp 563.449.145 | floating |
| 56 | Rp 6.808.794 | Rp 2.817.696 | Rp 3.991.098 | Rp 560.631.449 | floating |
| 57 | Rp 6.808.794 | Rp 2.837.654 | Rp 3.971.139 | Rp 557.793.795 | floating |
| 58 | Rp 6.808.794 | Rp 2.857.755 | Rp 3.951.039 | Rp 554.936.040 | floating |
| 59 | Rp 6.808.794 | Rp 2.877.997 | Rp 3.930.797 | Rp 552.058.043 | floating |
| 60 | Rp 6.808.794 | Rp 2.898.383 | Rp 3.910.411 | Rp 549.159.661 | floating |
| 61 | Rp 6.808.794 | Rp 2.918.913 | Rp 3.889.881 | Rp 546.240.748 | floating |
| 62 | Rp 6.808.794 | Rp 2.939.589 | Rp 3.869.205 | Rp 543.301.159 | floating |
| 63 | Rp 6.808.794 | Rp 2.960.411 | Rp 3.848.383 | Rp 540.340.749 | floating |
| 64 | Rp 6.808.794 | Rp 2.981.380 | Rp 3.827.414 | Rp 537.359.368 | floating |
| 65 | Rp 6.808.794 | Rp 3.002.498 | Rp 3.806.296 | Rp 534.356.870 | floating |
| 66 | Rp 6.808.794 | Rp 3.023.766 | Rp 3.785.028 | Rp 531.333.104 | floating |
| 67 | Rp 6.808.794 | Rp 3.045.184 | Rp 3.763.609 | Rp 528.287.919 | floating |
| 68 | Rp 6.808.794 | Rp 3.066.754 | Rp 3.742.039 | Rp 525.221.165 | floating |
| 69 | Rp 6.808.794 | Rp 3.088.477 | Rp 3.720.317 | Rp 522.132.688 | floating |
| 70 | Rp 6.808.794 | Rp 3.110.354 | Rp 3.698.440 | Rp 519.022.334 | floating |
| 71 | Rp 6.808.794 | Rp 3.132.386 | Rp 3.676.408 | Rp 515.889.948 | floating |
| 72 | Rp 6.808.794 | Rp 3.154.573 | Rp 3.654.220 | Rp 512.735.375 | floating |
| 73 | Rp 6.808.794 | Rp 3.176.918 | Rp 3.631.876 | Rp 509.558.456 | floating |
| 74 | Rp 6.808.794 | Rp 3.199.421 | Rp 3.609.372 | Rp 506.359.035 | floating |
| 75 | Rp 6.808.794 | Rp 3.222.084 | Rp 3.586.710 | Rp 503.136.951 | floating |
| 76 | Rp 6.808.794 | Rp 3.244.907 | Rp 3.563.887 | Rp 499.892.044 | floating |
| 77 | Rp 6.808.794 | Rp 3.267.892 | Rp 3.540.902 | Rp 496.624.152 | floating |
| 78 | Rp 6.808.794 | Rp 3.291.039 | Rp 3.517.754 | Rp 493.333.112 | floating |
| 79 | Rp 6.808.794 | Rp 3.314.351 | Rp 3.494.443 | Rp 490.018.761 | floating |
| 80 | Rp 6.808.794 | Rp 3.337.828 | Rp 3.470.966 | Rp 486.680.934 | floating |
| 81 | Rp 6.808.794 | Rp 3.361.471 | Rp 3.447.323 | Rp 483.319.463 | floating |
| 82 | Rp 6.808.794 | Rp 3.385.281 | Rp 3.423.513 | Rp 479.934.182 | floating |
| 83 | Rp 6.808.794 | Rp 3.409.260 | Rp 3.399.534 | Rp 476.524.922 | floating |
| 84 | Rp 6.808.794 | Rp 3.433.409 | Rp 3.375.385 | Rp 473.091.513 | floating |
| 85 | Rp 6.808.794 | Rp 3.457.729 | Rp 3.351.065 | Rp 469.633.784 | floating |
| 86 | Rp 6.808.794 | Rp 3.482.221 | Rp 3.326.573 | Rp 466.151.563 | floating |
| 87 | Rp 6.808.794 | Rp 3.506.887 | Rp 3.301.907 | Rp 462.644.676 | floating |
| 88 | Rp 6.808.794 | Rp 3.531.727 | Rp 3.277.066 | Rp 459.112.948 | floating |
| 89 | Rp 6.808.794 | Rp 3.556.744 | Rp 3.252.050 | Rp 455.556.204 | floating |
| 90 | Rp 6.808.794 | Rp 3.581.937 | Rp 3.226.856 | Rp 451.974.267 | floating |
| 91 | Rp 6.808.794 | Rp 3.607.309 | Rp 3.201.484 | Rp 448.366.957 | floating |
| 92 | Rp 6.808.794 | Rp 3.632.861 | Rp 3.175.933 | Rp 444.734.096 | floating |
| 93 | Rp 6.808.794 | Rp 3.658.594 | Rp 3.150.200 | Rp 441.075.502 | floating |
| 94 | Rp 6.808.794 | Rp 3.684.509 | Rp 3.124.285 | Rp 437.390.993 | floating |
| 95 | Rp 6.808.794 | Rp 3.710.608 | Rp 3.098.186 | Rp 433.680.385 | floating |
| 96 | Rp 6.808.794 | Rp 3.736.891 | Rp 3.071.903 | Rp 429.943.494 | floating |
| 97 | Rp 6.808.794 | Rp 3.763.361 | Rp 3.045.433 | Rp 426.180.133 | floating |
| 98 | Rp 6.808.794 | Rp 3.790.018 | Rp 3.018.776 | Rp 422.390.115 | floating |
| 99 | Rp 6.808.794 | Rp 3.816.864 | Rp 2.991.930 | Rp 418.573.252 | floating |
| 100 | Rp 6.808.794 | Rp 3.843.900 | Rp 2.964.894 | Rp 414.729.351 | floating |
| 101 | Rp 6.808.794 | Rp 3.871.128 | Rp 2.937.666 | Rp 410.858.224 | floating |
| 102 | Rp 6.808.794 | Rp 3.898.548 | Rp 2.910.246 | Rp 406.959.676 | floating |
| 103 | Rp 6.808.794 | Rp 3.926.163 | Rp 2.882.631 | Rp 403.033.513 | floating |
| 104 | Rp 6.808.794 | Rp 3.953.973 | Rp 2.854.821 | Rp 399.079.540 | floating |
| 105 | Rp 6.808.794 | Rp 3.981.980 | Rp 2.826.813 | Rp 395.097.559 | floating |
| 106 | Rp 6.808.794 | Rp 4.010.186 | Rp 2.798.608 | Rp 391.087.373 | floating |
| 107 | Rp 6.808.794 | Rp 4.038.592 | Rp 2.770.202 | Rp 387.048.781 | floating |
| 108 | Rp 6.808.794 | Rp 4.067.198 | Rp 2.741.596 | Rp 382.981.583 | floating |
| 109 | Rp 6.808.794 | Rp 4.096.008 | Rp 2.712.786 | Rp 378.885.575 | floating |
| 110 | Rp 6.808.794 | Rp 4.125.021 | Rp 2.683.773 | Rp 374.760.554 | floating |
| 111 | Rp 6.808.794 | Rp 4.154.240 | Rp 2.654.554 | Rp 370.606.314 | floating |
| 112 | Rp 6.808.794 | Rp 4.183.666 | Rp 2.625.128 | Rp 366.422.649 | floating |
| 113 | Rp 6.808.794 | Rp 4.213.300 | Rp 2.595.494 | Rp 362.209.348 | floating |
| 114 | Rp 6.808.794 | Rp 4.243.144 | Rp 2.565.650 | Rp 357.966.204 | floating |
| 115 | Rp 6.808.794 | Rp 4.273.200 | Rp 2.535.594 | Rp 353.693.004 | floating |
| 116 | Rp 6.808.794 | Rp 4.303.468 | Rp 2.505.325 | Rp 349.389.536 | floating |
| 117 | Rp 6.808.794 | Rp 4.333.951 | Rp 2.474.843 | Rp 345.055.584 | floating |
| 118 | Rp 6.808.794 | Rp 4.364.650 | Rp 2.444.144 | Rp 340.690.934 | floating |
| 119 | Rp 6.808.794 | Rp 4.395.566 | Rp 2.413.227 | Rp 336.295.368 | floating |
| 120 | Rp 6.808.794 | Rp 4.426.702 | Rp 2.382.092 | Rp 331.868.666 | floating |
| 121 | Rp 6.808.794 | Rp 4.458.057 | Rp 2.350.736 | Rp 327.410.609 | floating |
| 122 | Rp 6.808.794 | Rp 4.489.635 | Rp 2.319.158 | Rp 322.920.973 | floating |
| 123 | Rp 6.808.794 | Rp 4.521.437 | Rp 2.287.357 | Rp 318.399.536 | floating |
| 124 | Rp 6.808.794 | Rp 4.553.464 | Rp 2.255.330 | Rp 313.846.072 | floating |
| 125 | Rp 6.808.794 | Rp 4.585.718 | Rp 2.223.076 | Rp 309.260.355 | floating |
| 126 | Rp 6.808.794 | Rp 4.618.200 | Rp 2.190.594 | Rp 304.642.155 | floating |
| 127 | Rp 6.808.794 | Rp 4.650.912 | Rp 2.157.882 | Rp 299.991.243 | floating |
| 128 | Rp 6.808.794 | Rp 4.683.856 | Rp 2.124.938 | Rp 295.307.387 | floating |
| 129 | Rp 6.808.794 | Rp 4.717.033 | Rp 2.091.761 | Rp 290.590.354 | floating |
| 130 | Rp 6.808.794 | Rp 4.750.446 | Rp 2.058.348 | Rp 285.839.908 | floating |
| 131 | Rp 6.808.794 | Rp 4.784.095 | Rp 2.024.699 | Rp 281.055.814 | floating |
| 132 | Rp 6.808.794 | Rp 4.817.982 | Rp 1.990.812 | Rp 276.237.832 | floating |
| 133 | Rp 6.808.794 | Rp 4.852.109 | Rp 1.956.685 | Rp 271.385.723 | floating |
| 134 | Rp 6.808.794 | Rp 4.886.478 | Rp 1.922.316 | Rp 266.499.244 | floating |
| 135 | Rp 6.808.794 | Rp 4.921.091 | Rp 1.887.703 | Rp 261.578.154 | floating |
| 136 | Rp 6.808.794 | Rp 4.955.949 | Rp 1.852.845 | Rp 256.622.205 | floating |
| 137 | Rp 6.808.794 | Rp 4.991.053 | Rp 1.817.741 | Rp 251.631.152 | floating |
| 138 | Rp 6.808.794 | Rp 5.026.407 | Rp 1.782.387 | Rp 246.604.745 | floating |
| 139 | Rp 6.808.794 | Rp 5.062.010 | Rp 1.746.784 | Rp 241.542.735 | floating |
| 140 | Rp 6.808.794 | Rp 5.097.866 | Rp 1.710.928 | Rp 236.444.869 | floating |
| 141 | Rp 6.808.794 | Rp 5.133.976 | Rp 1.674.818 | Rp 231.310.893 | floating |
| 142 | Rp 6.808.794 | Rp 5.170.342 | Rp 1.638.452 | Rp 226.140.551 | floating |
| 143 | Rp 6.808.794 | Rp 5.206.965 | Rp 1.601.829 | Rp 220.933.586 | floating |
| 144 | Rp 6.808.794 | Rp 5.243.848 | Rp 1.564.946 | Rp 215.689.738 | floating |
| 145 | Rp 6.808.794 | Rp 5.280.992 | Rp 1.527.802 | Rp 210.408.747 | floating |
| 146 | Rp 6.808.794 | Rp 5.318.399 | Rp 1.490.395 | Rp 205.090.348 | floating |
| 147 | Rp 6.808.794 | Rp 5.356.071 | Rp 1.452.723 | Rp 199.734.277 | floating |
| 148 | Rp 6.808.794 | Rp 5.394.009 | Rp 1.414.784 | Rp 194.340.268 | floating |
| 149 | Rp 6.808.794 | Rp 5.432.217 | Rp 1.376.577 | Rp 188.908.051 | floating |
| 150 | Rp 6.808.794 | Rp 5.470.695 | Rp 1.338.099 | Rp 183.437.356 | floating |
| 151 | Rp 6.808.794 | Rp 5.509.446 | Rp 1.299.348 | Rp 177.927.910 | floating |
| 152 | Rp 6.808.794 | Rp 5.548.471 | Rp 1.260.323 | Rp 172.379.439 | floating |
| 153 | Rp 6.808.794 | Rp 5.587.773 | Rp 1.221.021 | Rp 166.791.666 | floating |
| 154 | Rp 6.808.794 | Rp 5.627.353 | Rp 1.181.441 | Rp 161.164.313 | floating |
| 155 | Rp 6.808.794 | Rp 5.667.213 | Rp 1.141.581 | Rp 155.497.100 | floating |
| 156 | Rp 6.808.794 | Rp 5.707.356 | Rp 1.101.438 | Rp 149.789.744 | floating |
| 157 | Rp 6.808.794 | Rp 5.747.783 | Rp 1.061.011 | Rp 144.041.960 | floating |
| 158 | Rp 6.808.794 | Rp 5.788.497 | Rp 1.020.297 | Rp 138.253.464 | floating |
| 159 | Rp 6.808.794 | Rp 5.829.499 | Rp 979.295 | Rp 132.423.965 | floating |
| 160 | Rp 6.808.794 | Rp 5.870.791 | Rp 938.003 | Rp 126.553.174 | floating |
| 161 | Rp 6.808.794 | Rp 5.912.376 | Rp 896.418 | Rp 120.640.799 | floating |
| 162 | Rp 6.808.794 | Rp 5.954.255 | Rp 854.539 | Rp 114.686.544 | floating |
| 163 | Rp 6.808.794 | Rp 5.996.431 | Rp 812.363 | Rp 108.690.113 | floating |
| 164 | Rp 6.808.794 | Rp 6.038.906 | Rp 769.888 | Rp 102.651.207 | floating |
| 165 | Rp 6.808.794 | Rp 6.081.681 | Rp 727.113 | Rp 96.569.526 | floating |
| 166 | Rp 6.808.794 | Rp 6.124.760 | Rp 684.034 | Rp 90.444.767 | floating |
| 167 | Rp 6.808.794 | Rp 6.168.143 | Rp 640.650 | Rp 84.276.623 | floating |
| 168 | Rp 6.808.794 | Rp 6.211.834 | Rp 596.959 | Rp 78.064.789 | floating |
| 169 | Rp 6.808.794 | Rp 6.255.835 | Rp 552.959 | Rp 71.808.954 | floating |
| 170 | Rp 6.808.794 | Rp 6.300.147 | Rp 508.647 | Rp 65.508.807 | floating |
| 171 | Rp 6.808.794 | Rp 6.344.773 | Rp 464.021 | Rp 59.164.033 | floating |
| 172 | Rp 6.808.794 | Rp 6.389.715 | Rp 419.079 | Rp 52.774.318 | floating |
| 173 | Rp 6.808.794 | Rp 6.434.976 | Rp 373.818 | Rp 46.339.342 | floating |
| 174 | Rp 6.808.794 | Rp 6.480.557 | Rp 328.237 | Rp 39.858.785 | floating |
| 175 | Rp 6.808.794 | Rp 6.526.461 | Rp 282.333 | Rp 33.332.325 | floating |
| 176 | Rp 6.808.794 | Rp 6.572.690 | Rp 236.104 | Rp 26.759.635 | floating |
| 177 | Rp 6.808.794 | Rp 6.619.246 | Rp 189.547 | Rp 20.140.388 | floating |
| 178 | Rp 6.808.794 | Rp 6.666.133 | Rp 142.661 | Rp 13.474.255 | floating |
| 179 | Rp 6.808.794 | Rp 6.713.351 | Rp 95.443 | Rp 6.760.904 | floating |
| 180 | Rp 6.808.794 | Rp 6.760.904 | Rp 47.890 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk KPR BCA Fix & Cap
| Jenis | konvensional (fixed floating) |
| Bunga / margin fixed | 4,69% selama 3 tahun |
| Estimasi bunga floating | 8,5% |
| Tenor maksimum | 25 tahun |
| Uang muka minimum | 10% |
| Biaya provisi | 1% dari pokok |
| Biaya admin | Rp 250.000 |
| Catatan | Fixed 3 tahun, lalu cap maksimum 8% selama tenor |
BCA punya beberapa varian: Fix & Cap, Fix tertentu, dan Floating.
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bca.co.id/id/individu/produk/kredit/kpr-bca per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan BCA. Untuk penawaran resmi, hubungi BCA langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR BCA saat ini?
Berdasarkan rate card publik PT Bank Central Asia Tbk per 02-05-2026, KPR BCA Fix & Cap menawarkan bunga fixed 4.69% selama 3 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~8.5%. Konfirmasi ke BCA untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR BCA?
Uang muka minimum 10% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR BCA?
25 tahun (300 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi BCA?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan BCA. Untuk penawaran resmi, hubungi BCA langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)
- Simulasi KPR BSI (fixed 6.5%)