Simulasi KPR Mega
PT Bank Mega Tbk
Hitung cicilan Mega KPR dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik Mega
Simulasi memakai parameter Mega KPR. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 720.000.000
Uang muka (DP)
Rp 80.000.000 (10%)
Cicilan bulanan tahun fixed (3 tahun pertama)
Rp 5.879.181
Cicilan estimasi tahun floating (sisa 12 tahun)
Rp 7.220.795
Total bunga / margin dibayar
Rp 531.444.989
Total dibayar (pokok + bunga)
Rp 1.251.444.989
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 5.879.181 | Rp 2.585.181 | Rp 3.294.000 | Rp 717.414.819 | fixed |
| 2 | Rp 5.879.181 | Rp 2.597.008 | Rp 3.282.173 | Rp 714.817.811 | fixed |
| 3 | Rp 5.879.181 | Rp 2.608.889 | Rp 3.270.291 | Rp 712.208.922 | fixed |
| 4 | Rp 5.879.181 | Rp 2.620.825 | Rp 3.258.356 | Rp 709.588.097 | fixed |
| 5 | Rp 5.879.181 | Rp 2.632.815 | Rp 3.246.366 | Rp 706.955.281 | fixed |
| 6 | Rp 5.879.181 | Rp 2.644.860 | Rp 3.234.320 | Rp 704.310.421 | fixed |
| 7 | Rp 5.879.181 | Rp 2.656.961 | Rp 3.222.220 | Rp 701.653.460 | fixed |
| 8 | Rp 5.879.181 | Rp 2.669.116 | Rp 3.210.065 | Rp 698.984.344 | fixed |
| 9 | Rp 5.879.181 | Rp 2.681.327 | Rp 3.197.853 | Rp 696.303.016 | fixed |
| 10 | Rp 5.879.181 | Rp 2.693.595 | Rp 3.185.586 | Rp 693.609.422 | fixed |
| 11 | Rp 5.879.181 | Rp 2.705.918 | Rp 3.173.263 | Rp 690.903.504 | fixed |
| 12 | Rp 5.879.181 | Rp 2.718.297 | Rp 3.160.884 | Rp 688.185.207 | fixed |
| 13 | Rp 5.879.181 | Rp 2.730.734 | Rp 3.148.447 | Rp 685.454.473 | fixed |
| 14 | Rp 5.879.181 | Rp 2.743.227 | Rp 3.135.954 | Rp 682.711.246 | fixed |
| 15 | Rp 5.879.181 | Rp 2.755.777 | Rp 3.123.404 | Rp 679.955.470 | fixed |
| 16 | Rp 5.879.181 | Rp 2.768.385 | Rp 3.110.796 | Rp 677.187.085 | fixed |
| 17 | Rp 5.879.181 | Rp 2.781.050 | Rp 3.098.131 | Rp 674.406.035 | fixed |
| 18 | Rp 5.879.181 | Rp 2.793.773 | Rp 3.085.408 | Rp 671.612.262 | fixed |
| 19 | Rp 5.879.181 | Rp 2.806.555 | Rp 3.072.626 | Rp 668.805.707 | fixed |
| 20 | Rp 5.879.181 | Rp 2.819.395 | Rp 3.059.786 | Rp 665.986.312 | fixed |
| 21 | Rp 5.879.181 | Rp 2.832.293 | Rp 3.046.887 | Rp 663.154.019 | fixed |
| 22 | Rp 5.879.181 | Rp 2.845.251 | Rp 3.033.930 | Rp 660.308.767 | fixed |
| 23 | Rp 5.879.181 | Rp 2.858.268 | Rp 3.020.913 | Rp 657.450.499 | fixed |
| 24 | Rp 5.879.181 | Rp 2.871.345 | Rp 3.007.836 | Rp 654.579.154 | fixed |
| 25 | Rp 5.879.181 | Rp 2.884.481 | Rp 2.994.700 | Rp 651.694.673 | fixed |
| 26 | Rp 5.879.181 | Rp 2.897.678 | Rp 2.981.503 | Rp 648.796.995 | fixed |
| 27 | Rp 5.879.181 | Rp 2.910.935 | Rp 2.968.246 | Rp 645.886.061 | fixed |
| 28 | Rp 5.879.181 | Rp 2.924.252 | Rp 2.954.929 | Rp 642.961.809 | fixed |
| 29 | Rp 5.879.181 | Rp 2.937.631 | Rp 2.941.550 | Rp 640.024.178 | fixed |
| 30 | Rp 5.879.181 | Rp 2.951.070 | Rp 2.928.111 | Rp 637.073.108 | fixed |
| 31 | Rp 5.879.181 | Rp 2.964.571 | Rp 2.914.609 | Rp 634.108.536 | fixed |
| 32 | Rp 5.879.181 | Rp 2.978.134 | Rp 2.901.047 | Rp 631.130.402 | fixed |
| 33 | Rp 5.879.181 | Rp 2.991.759 | Rp 2.887.422 | Rp 628.138.643 | fixed |
| 34 | Rp 5.879.181 | Rp 3.005.447 | Rp 2.873.734 | Rp 625.133.196 | fixed |
| 35 | Rp 5.879.181 | Rp 3.019.196 | Rp 2.859.984 | Rp 622.114.000 | fixed |
| 36 | Rp 5.879.181 | Rp 3.033.009 | Rp 2.846.172 | Rp 619.080.990 | fixed |
| 37 | Rp 7.220.795 | Rp 2.319.737 | Rp 4.901.058 | Rp 616.761.253 | floating |
| 38 | Rp 7.220.795 | Rp 2.338.102 | Rp 4.882.693 | Rp 614.423.151 | floating |
| 39 | Rp 7.220.795 | Rp 2.356.612 | Rp 4.864.183 | Rp 612.066.540 | floating |
| 40 | Rp 7.220.795 | Rp 2.375.268 | Rp 4.845.527 | Rp 609.691.272 | floating |
| 41 | Rp 7.220.795 | Rp 2.394.072 | Rp 4.826.723 | Rp 607.297.199 | floating |
| 42 | Rp 7.220.795 | Rp 2.413.025 | Rp 4.807.769 | Rp 604.884.174 | floating |
| 43 | Rp 7.220.795 | Rp 2.432.129 | Rp 4.788.666 | Rp 602.452.045 | floating |
| 44 | Rp 7.220.795 | Rp 2.451.383 | Rp 4.769.412 | Rp 600.000.662 | floating |
| 45 | Rp 7.220.795 | Rp 2.470.790 | Rp 4.750.005 | Rp 597.529.872 | floating |
| 46 | Rp 7.220.795 | Rp 2.490.350 | Rp 4.730.445 | Rp 595.039.522 | floating |
| 47 | Rp 7.220.795 | Rp 2.510.065 | Rp 4.710.730 | Rp 592.529.457 | floating |
| 48 | Rp 7.220.795 | Rp 2.529.937 | Rp 4.690.858 | Rp 589.999.520 | floating |
| 49 | Rp 7.220.795 | Rp 2.549.965 | Rp 4.670.830 | Rp 587.449.554 | floating |
| 50 | Rp 7.220.795 | Rp 2.570.153 | Rp 4.650.642 | Rp 584.879.402 | floating |
| 51 | Rp 7.220.795 | Rp 2.590.500 | Rp 4.630.295 | Rp 582.288.902 | floating |
| 52 | Rp 7.220.795 | Rp 2.611.008 | Rp 4.609.787 | Rp 579.677.894 | floating |
| 53 | Rp 7.220.795 | Rp 2.631.678 | Rp 4.589.117 | Rp 577.046.216 | floating |
| 54 | Rp 7.220.795 | Rp 2.652.512 | Rp 4.568.283 | Rp 574.393.703 | floating |
| 55 | Rp 7.220.795 | Rp 2.673.512 | Rp 4.547.283 | Rp 571.720.192 | floating |
| 56 | Rp 7.220.795 | Rp 2.694.677 | Rp 4.526.118 | Rp 569.025.515 | floating |
| 57 | Rp 7.220.795 | Rp 2.716.010 | Rp 4.504.785 | Rp 566.309.506 | floating |
| 58 | Rp 7.220.795 | Rp 2.737.511 | Rp 4.483.284 | Rp 563.571.994 | floating |
| 59 | Rp 7.220.795 | Rp 2.759.183 | Rp 4.461.612 | Rp 560.812.811 | floating |
| 60 | Rp 7.220.795 | Rp 2.781.027 | Rp 4.439.768 | Rp 558.031.784 | floating |
| 61 | Rp 7.220.795 | Rp 2.803.043 | Rp 4.417.752 | Rp 555.228.740 | floating |
| 62 | Rp 7.220.795 | Rp 2.825.234 | Rp 4.395.561 | Rp 552.403.506 | floating |
| 63 | Rp 7.220.795 | Rp 2.847.601 | Rp 4.373.194 | Rp 549.555.906 | floating |
| 64 | Rp 7.220.795 | Rp 2.870.144 | Rp 4.350.651 | Rp 546.685.762 | floating |
| 65 | Rp 7.220.795 | Rp 2.892.866 | Rp 4.327.929 | Rp 543.792.896 | floating |
| 66 | Rp 7.220.795 | Rp 2.915.768 | Rp 4.305.027 | Rp 540.877.128 | floating |
| 67 | Rp 7.220.795 | Rp 2.938.851 | Rp 4.281.944 | Rp 537.938.277 | floating |
| 68 | Rp 7.220.795 | Rp 2.962.117 | Rp 4.258.678 | Rp 534.976.160 | floating |
| 69 | Rp 7.220.795 | Rp 2.985.567 | Rp 4.235.228 | Rp 531.990.593 | floating |
| 70 | Rp 7.220.795 | Rp 3.009.203 | Rp 4.211.592 | Rp 528.981.390 | floating |
| 71 | Rp 7.220.795 | Rp 3.033.026 | Rp 4.187.769 | Rp 525.948.364 | floating |
| 72 | Rp 7.220.795 | Rp 3.057.037 | Rp 4.163.758 | Rp 522.891.327 | floating |
| 73 | Rp 7.220.795 | Rp 3.081.239 | Rp 4.139.556 | Rp 519.810.089 | floating |
| 74 | Rp 7.220.795 | Rp 3.105.632 | Rp 4.115.163 | Rp 516.704.457 | floating |
| 75 | Rp 7.220.795 | Rp 3.130.218 | Rp 4.090.577 | Rp 513.574.239 | floating |
| 76 | Rp 7.220.795 | Rp 3.154.999 | Rp 4.065.796 | Rp 510.419.240 | floating |
| 77 | Rp 7.220.795 | Rp 3.179.976 | Rp 4.040.819 | Rp 507.239.264 | floating |
| 78 | Rp 7.220.795 | Rp 3.205.151 | Rp 4.015.644 | Rp 504.034.113 | floating |
| 79 | Rp 7.220.795 | Rp 3.230.525 | Rp 3.990.270 | Rp 500.803.588 | floating |
| 80 | Rp 7.220.795 | Rp 3.256.100 | Rp 3.964.695 | Rp 497.547.488 | floating |
| 81 | Rp 7.220.795 | Rp 3.281.877 | Rp 3.938.918 | Rp 494.265.611 | floating |
| 82 | Rp 7.220.795 | Rp 3.307.859 | Rp 3.912.936 | Rp 490.957.752 | floating |
| 83 | Rp 7.220.795 | Rp 3.334.046 | Rp 3.886.749 | Rp 487.623.706 | floating |
| 84 | Rp 7.220.795 | Rp 3.360.441 | Rp 3.860.354 | Rp 484.263.265 | floating |
| 85 | Rp 7.220.795 | Rp 3.387.044 | Rp 3.833.751 | Rp 480.876.221 | floating |
| 86 | Rp 7.220.795 | Rp 3.413.858 | Rp 3.806.937 | Rp 477.462.363 | floating |
| 87 | Rp 7.220.795 | Rp 3.440.885 | Rp 3.779.910 | Rp 474.021.478 | floating |
| 88 | Rp 7.220.795 | Rp 3.468.125 | Rp 3.752.670 | Rp 470.553.353 | floating |
| 89 | Rp 7.220.795 | Rp 3.495.581 | Rp 3.725.214 | Rp 467.057.772 | floating |
| 90 | Rp 7.220.795 | Rp 3.523.254 | Rp 3.697.541 | Rp 463.534.518 | floating |
| 91 | Rp 7.220.795 | Rp 3.551.147 | Rp 3.669.648 | Rp 459.983.371 | floating |
| 92 | Rp 7.220.795 | Rp 3.579.260 | Rp 3.641.535 | Rp 456.404.111 | floating |
| 93 | Rp 7.220.795 | Rp 3.607.596 | Rp 3.613.199 | Rp 452.796.515 | floating |
| 94 | Rp 7.220.795 | Rp 3.636.156 | Rp 3.584.639 | Rp 449.160.360 | floating |
| 95 | Rp 7.220.795 | Rp 3.664.942 | Rp 3.555.853 | Rp 445.495.417 | floating |
| 96 | Rp 7.220.795 | Rp 3.693.956 | Rp 3.526.839 | Rp 441.801.461 | floating |
| 97 | Rp 7.220.795 | Rp 3.723.200 | Rp 3.497.595 | Rp 438.078.261 | floating |
| 98 | Rp 7.220.795 | Rp 3.752.675 | Rp 3.468.120 | Rp 434.325.586 | floating |
| 99 | Rp 7.220.795 | Rp 3.782.384 | Rp 3.438.411 | Rp 430.543.201 | floating |
| 100 | Rp 7.220.795 | Rp 3.812.328 | Rp 3.408.467 | Rp 426.730.874 | floating |
| 101 | Rp 7.220.795 | Rp 3.842.509 | Rp 3.378.286 | Rp 422.888.365 | floating |
| 102 | Rp 7.220.795 | Rp 3.872.929 | Rp 3.347.866 | Rp 419.015.436 | floating |
| 103 | Rp 7.220.795 | Rp 3.903.589 | Rp 3.317.206 | Rp 415.111.846 | floating |
| 104 | Rp 7.220.795 | Rp 3.934.493 | Rp 3.286.302 | Rp 411.177.354 | floating |
| 105 | Rp 7.220.795 | Rp 3.965.641 | Rp 3.255.154 | Rp 407.211.713 | floating |
| 106 | Rp 7.220.795 | Rp 3.997.036 | Rp 3.223.759 | Rp 403.214.677 | floating |
| 107 | Rp 7.220.795 | Rp 4.028.679 | Rp 3.192.116 | Rp 399.185.998 | floating |
| 108 | Rp 7.220.795 | Rp 4.060.573 | Rp 3.160.222 | Rp 395.125.426 | floating |
| 109 | Rp 7.220.795 | Rp 4.092.719 | Rp 3.128.076 | Rp 391.032.707 | floating |
| 110 | Rp 7.220.795 | Rp 4.125.119 | Rp 3.095.676 | Rp 386.907.588 | floating |
| 111 | Rp 7.220.795 | Rp 4.157.777 | Rp 3.063.018 | Rp 382.749.811 | floating |
| 112 | Rp 7.220.795 | Rp 4.190.692 | Rp 3.030.103 | Rp 378.559.119 | floating |
| 113 | Rp 7.220.795 | Rp 4.223.869 | Rp 2.996.926 | Rp 374.335.250 | floating |
| 114 | Rp 7.220.795 | Rp 4.257.308 | Rp 2.963.487 | Rp 370.077.942 | floating |
| 115 | Rp 7.220.795 | Rp 4.291.011 | Rp 2.929.784 | Rp 365.786.931 | floating |
| 116 | Rp 7.220.795 | Rp 4.324.982 | Rp 2.895.813 | Rp 361.461.949 | floating |
| 117 | Rp 7.220.795 | Rp 4.359.221 | Rp 2.861.574 | Rp 357.102.728 | floating |
| 118 | Rp 7.220.795 | Rp 4.393.732 | Rp 2.827.063 | Rp 352.708.996 | floating |
| 119 | Rp 7.220.795 | Rp 4.428.515 | Rp 2.792.280 | Rp 348.280.481 | floating |
| 120 | Rp 7.220.795 | Rp 4.463.575 | Rp 2.757.220 | Rp 343.816.907 | floating |
| 121 | Rp 7.220.795 | Rp 4.498.911 | Rp 2.721.884 | Rp 339.317.995 | floating |
| 122 | Rp 7.220.795 | Rp 4.534.528 | Rp 2.686.267 | Rp 334.783.468 | floating |
| 123 | Rp 7.220.795 | Rp 4.570.426 | Rp 2.650.369 | Rp 330.213.042 | floating |
| 124 | Rp 7.220.795 | Rp 4.606.608 | Rp 2.614.187 | Rp 325.606.434 | floating |
| 125 | Rp 7.220.795 | Rp 4.643.077 | Rp 2.577.718 | Rp 320.963.356 | floating |
| 126 | Rp 7.220.795 | Rp 4.679.835 | Rp 2.540.960 | Rp 316.283.521 | floating |
| 127 | Rp 7.220.795 | Rp 4.716.884 | Rp 2.503.911 | Rp 311.566.637 | floating |
| 128 | Rp 7.220.795 | Rp 4.754.226 | Rp 2.466.569 | Rp 306.812.412 | floating |
| 129 | Rp 7.220.795 | Rp 4.791.863 | Rp 2.428.932 | Rp 302.020.548 | floating |
| 130 | Rp 7.220.795 | Rp 4.829.799 | Rp 2.390.996 | Rp 297.190.749 | floating |
| 131 | Rp 7.220.795 | Rp 4.868.035 | Rp 2.352.760 | Rp 292.322.714 | floating |
| 132 | Rp 7.220.795 | Rp 4.906.573 | Rp 2.314.221 | Rp 287.416.141 | floating |
| 133 | Rp 7.220.795 | Rp 4.945.417 | Rp 2.275.378 | Rp 282.470.724 | floating |
| 134 | Rp 7.220.795 | Rp 4.984.568 | Rp 2.236.227 | Rp 277.486.155 | floating |
| 135 | Rp 7.220.795 | Rp 5.024.030 | Rp 2.196.765 | Rp 272.462.126 | floating |
| 136 | Rp 7.220.795 | Rp 5.063.803 | Rp 2.156.992 | Rp 267.398.322 | floating |
| 137 | Rp 7.220.795 | Rp 5.103.892 | Rp 2.116.903 | Rp 262.294.431 | floating |
| 138 | Rp 7.220.795 | Rp 5.144.297 | Rp 2.076.498 | Rp 257.150.133 | floating |
| 139 | Rp 7.220.795 | Rp 5.185.023 | Rp 2.035.772 | Rp 251.965.110 | floating |
| 140 | Rp 7.220.795 | Rp 5.226.071 | Rp 1.994.724 | Rp 246.739.039 | floating |
| 141 | Rp 7.220.795 | Rp 5.267.444 | Rp 1.953.351 | Rp 241.471.595 | floating |
| 142 | Rp 7.220.795 | Rp 5.309.145 | Rp 1.911.650 | Rp 236.162.450 | floating |
| 143 | Rp 7.220.795 | Rp 5.351.176 | Rp 1.869.619 | Rp 230.811.274 | floating |
| 144 | Rp 7.220.795 | Rp 5.393.539 | Rp 1.827.256 | Rp 225.417.735 | floating |
| 145 | Rp 7.220.795 | Rp 5.436.238 | Rp 1.784.557 | Rp 219.981.497 | floating |
| 146 | Rp 7.220.795 | Rp 5.479.275 | Rp 1.741.520 | Rp 214.502.223 | floating |
| 147 | Rp 7.220.795 | Rp 5.522.652 | Rp 1.698.143 | Rp 208.979.570 | floating |
| 148 | Rp 7.220.795 | Rp 5.566.373 | Rp 1.654.422 | Rp 203.413.197 | floating |
| 149 | Rp 7.220.795 | Rp 5.610.441 | Rp 1.610.354 | Rp 197.802.756 | floating |
| 150 | Rp 7.220.795 | Rp 5.654.856 | Rp 1.565.938 | Rp 192.147.900 | floating |
| 151 | Rp 7.220.795 | Rp 5.699.624 | Rp 1.521.171 | Rp 186.448.276 | floating |
| 152 | Rp 7.220.795 | Rp 5.744.746 | Rp 1.476.049 | Rp 180.703.530 | floating |
| 153 | Rp 7.220.795 | Rp 5.790.225 | Rp 1.430.570 | Rp 174.913.304 | floating |
| 154 | Rp 7.220.795 | Rp 5.836.065 | Rp 1.384.730 | Rp 169.077.240 | floating |
| 155 | Rp 7.220.795 | Rp 5.882.267 | Rp 1.338.528 | Rp 163.194.973 | floating |
| 156 | Rp 7.220.795 | Rp 5.928.835 | Rp 1.291.960 | Rp 157.266.138 | floating |
| 157 | Rp 7.220.795 | Rp 5.975.771 | Rp 1.245.024 | Rp 151.290.367 | floating |
| 158 | Rp 7.220.795 | Rp 6.023.080 | Rp 1.197.715 | Rp 145.267.287 | floating |
| 159 | Rp 7.220.795 | Rp 6.070.762 | Rp 1.150.033 | Rp 139.196.525 | floating |
| 160 | Rp 7.220.795 | Rp 6.118.823 | Rp 1.101.972 | Rp 133.077.702 | floating |
| 161 | Rp 7.220.795 | Rp 6.167.263 | Rp 1.053.532 | Rp 126.910.439 | floating |
| 162 | Rp 7.220.795 | Rp 6.216.087 | Rp 1.004.708 | Rp 120.694.352 | floating |
| 163 | Rp 7.220.795 | Rp 6.265.298 | Rp 955.497 | Rp 114.429.054 | floating |
| 164 | Rp 7.220.795 | Rp 6.314.898 | Rp 905.897 | Rp 108.114.155 | floating |
| 165 | Rp 7.220.795 | Rp 6.364.891 | Rp 855.904 | Rp 101.749.264 | floating |
| 166 | Rp 7.220.795 | Rp 6.415.280 | Rp 805.515 | Rp 95.333.984 | floating |
| 167 | Rp 7.220.795 | Rp 6.466.068 | Rp 754.727 | Rp 88.867.916 | floating |
| 168 | Rp 7.220.795 | Rp 6.517.257 | Rp 703.538 | Rp 82.350.659 | floating |
| 169 | Rp 7.220.795 | Rp 6.568.852 | Rp 651.943 | Rp 75.781.807 | floating |
| 170 | Rp 7.220.795 | Rp 6.620.856 | Rp 599.939 | Rp 69.160.951 | floating |
| 171 | Rp 7.220.795 | Rp 6.673.271 | Rp 547.524 | Rp 62.487.680 | floating |
| 172 | Rp 7.220.795 | Rp 6.726.101 | Rp 494.694 | Rp 55.761.580 | floating |
| 173 | Rp 7.220.795 | Rp 6.779.349 | Rp 441.446 | Rp 48.982.230 | floating |
| 174 | Rp 7.220.795 | Rp 6.833.019 | Rp 387.776 | Rp 42.149.211 | floating |
| 175 | Rp 7.220.795 | Rp 6.887.114 | Rp 333.681 | Rp 35.262.098 | floating |
| 176 | Rp 7.220.795 | Rp 6.941.637 | Rp 279.158 | Rp 28.320.461 | floating |
| 177 | Rp 7.220.795 | Rp 6.996.591 | Rp 224.204 | Rp 21.323.870 | floating |
| 178 | Rp 7.220.795 | Rp 7.051.981 | Rp 168.814 | Rp 14.271.889 | floating |
| 179 | Rp 7.220.795 | Rp 7.107.809 | Rp 112.986 | Rp 7.164.079 | floating |
| 180 | Rp 7.220.795 | Rp 7.164.079 | Rp 56.716 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk Mega KPR
| Jenis | konvensional (fixed floating) |
| Bunga / margin fixed | 5,49% selama 3 tahun |
| Estimasi bunga floating | 9,5% |
| Tenor maksimum | 20 tahun |
| Uang muka minimum | 10% |
| Biaya provisi | 1% dari pokok |
| Biaya admin | Rp 500.000 |
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bankmega.com/id/personal/loan/kpr/ per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan Mega. Untuk penawaran resmi, hubungi Mega langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR Mega saat ini?
Berdasarkan rate card publik PT Bank Mega Tbk per 02-05-2026, Mega KPR menawarkan bunga fixed 5.49% selama 3 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~9.5%. Konfirmasi ke Mega untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR Mega?
Uang muka minimum 10% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR Mega?
20 tahun (240 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi Mega?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan Mega. Untuk penawaran resmi, hubungi Mega langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)