Simulasi KPR HSBC
PT Bank HSBC Indonesia
Hitung cicilan HSBC Premier Mortgage dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik HSBC
Simulasi memakai parameter HSBC Premier Mortgage. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 680.000.000
Uang muka (DP)
Rp 120.000.000 (15%)
Cicilan bulanan tahun fixed (3 tahun pertama)
Rp 5.377.397
Cicilan estimasi tahun floating (sisa 12 tahun)
Rp 6.567.593
Total bunga / margin dibayar
Rp 459.319.675
Total dibayar (pokok + bunga)
Rp 1.139.319.675
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 5.377.397 | Rp 2.544.063 | Rp 2.833.333 | Rp 677.455.937 | fixed |
| 2 | Rp 5.377.397 | Rp 2.554.664 | Rp 2.822.733 | Rp 674.901.273 | fixed |
| 3 | Rp 5.377.397 | Rp 2.565.308 | Rp 2.812.089 | Rp 672.335.965 | fixed |
| 4 | Rp 5.377.397 | Rp 2.575.997 | Rp 2.801.400 | Rp 669.759.968 | fixed |
| 5 | Rp 5.377.397 | Rp 2.586.730 | Rp 2.790.667 | Rp 667.173.238 | fixed |
| 6 | Rp 5.377.397 | Rp 2.597.508 | Rp 2.779.888 | Rp 664.575.730 | fixed |
| 7 | Rp 5.377.397 | Rp 2.608.331 | Rp 2.769.066 | Rp 661.967.399 | fixed |
| 8 | Rp 5.377.397 | Rp 2.619.199 | Rp 2.758.197 | Rp 659.348.200 | fixed |
| 9 | Rp 5.377.397 | Rp 2.630.112 | Rp 2.747.284 | Rp 656.718.087 | fixed |
| 10 | Rp 5.377.397 | Rp 2.641.071 | Rp 2.736.325 | Rp 654.077.016 | fixed |
| 11 | Rp 5.377.397 | Rp 2.652.076 | Rp 2.725.321 | Rp 651.424.940 | fixed |
| 12 | Rp 5.377.397 | Rp 2.663.126 | Rp 2.714.271 | Rp 648.761.814 | fixed |
| 13 | Rp 5.377.397 | Rp 2.674.222 | Rp 2.703.174 | Rp 646.087.592 | fixed |
| 14 | Rp 5.377.397 | Rp 2.685.365 | Rp 2.692.032 | Rp 643.402.227 | fixed |
| 15 | Rp 5.377.397 | Rp 2.696.554 | Rp 2.680.843 | Rp 640.705.673 | fixed |
| 16 | Rp 5.377.397 | Rp 2.707.790 | Rp 2.669.607 | Rp 637.997.883 | fixed |
| 17 | Rp 5.377.397 | Rp 2.719.072 | Rp 2.658.325 | Rp 635.278.811 | fixed |
| 18 | Rp 5.377.397 | Rp 2.730.402 | Rp 2.646.995 | Rp 632.548.409 | fixed |
| 19 | Rp 5.377.397 | Rp 2.741.778 | Rp 2.635.618 | Rp 629.806.631 | fixed |
| 20 | Rp 5.377.397 | Rp 2.753.202 | Rp 2.624.194 | Rp 627.053.428 | fixed |
| 21 | Rp 5.377.397 | Rp 2.764.674 | Rp 2.612.723 | Rp 624.288.754 | fixed |
| 22 | Rp 5.377.397 | Rp 2.776.194 | Rp 2.601.203 | Rp 621.512.561 | fixed |
| 23 | Rp 5.377.397 | Rp 2.787.761 | Rp 2.589.636 | Rp 618.724.800 | fixed |
| 24 | Rp 5.377.397 | Rp 2.799.377 | Rp 2.578.020 | Rp 615.925.423 | fixed |
| 25 | Rp 5.377.397 | Rp 2.811.041 | Rp 2.566.356 | Rp 613.114.382 | fixed |
| 26 | Rp 5.377.397 | Rp 2.822.753 | Rp 2.554.643 | Rp 610.291.629 | fixed |
| 27 | Rp 5.377.397 | Rp 2.834.515 | Rp 2.542.882 | Rp 607.457.114 | fixed |
| 28 | Rp 5.377.397 | Rp 2.846.325 | Rp 2.531.071 | Rp 604.610.789 | fixed |
| 29 | Rp 5.377.397 | Rp 2.858.185 | Rp 2.519.212 | Rp 601.752.604 | fixed |
| 30 | Rp 5.377.397 | Rp 2.870.094 | Rp 2.507.303 | Rp 598.882.510 | fixed |
| 31 | Rp 5.377.397 | Rp 2.882.053 | Rp 2.495.344 | Rp 596.000.457 | fixed |
| 32 | Rp 5.377.397 | Rp 2.894.061 | Rp 2.483.335 | Rp 593.106.395 | fixed |
| 33 | Rp 5.377.397 | Rp 2.906.120 | Rp 2.471.277 | Rp 590.200.275 | fixed |
| 34 | Rp 5.377.397 | Rp 2.918.229 | Rp 2.459.168 | Rp 587.282.046 | fixed |
| 35 | Rp 5.377.397 | Rp 2.930.388 | Rp 2.447.009 | Rp 584.351.658 | fixed |
| 36 | Rp 5.377.397 | Rp 2.942.598 | Rp 2.434.799 | Rp 581.409.060 | fixed |
| 37 | Rp 6.567.593 | Rp 2.279.701 | Rp 4.287.892 | Rp 579.129.359 | floating |
| 38 | Rp 6.567.593 | Rp 2.296.514 | Rp 4.271.079 | Rp 576.832.845 | floating |
| 39 | Rp 6.567.593 | Rp 2.313.451 | Rp 4.254.142 | Rp 574.519.394 | floating |
| 40 | Rp 6.567.593 | Rp 2.330.512 | Rp 4.237.081 | Rp 572.188.882 | floating |
| 41 | Rp 6.567.593 | Rp 2.347.700 | Rp 4.219.893 | Rp 569.841.182 | floating |
| 42 | Rp 6.567.593 | Rp 2.365.014 | Rp 4.202.579 | Rp 567.476.167 | floating |
| 43 | Rp 6.567.593 | Rp 2.382.456 | Rp 4.185.137 | Rp 565.093.711 | floating |
| 44 | Rp 6.567.593 | Rp 2.400.027 | Rp 4.167.566 | Rp 562.693.684 | floating |
| 45 | Rp 6.567.593 | Rp 2.417.727 | Rp 4.149.866 | Rp 560.275.957 | floating |
| 46 | Rp 6.567.593 | Rp 2.435.558 | Rp 4.132.035 | Rp 557.840.399 | floating |
| 47 | Rp 6.567.593 | Rp 2.453.520 | Rp 4.114.073 | Rp 555.386.879 | floating |
| 48 | Rp 6.567.593 | Rp 2.471.615 | Rp 4.095.978 | Rp 552.915.264 | floating |
| 49 | Rp 6.567.593 | Rp 2.489.843 | Rp 4.077.750 | Rp 550.425.421 | floating |
| 50 | Rp 6.567.593 | Rp 2.508.206 | Rp 4.059.387 | Rp 547.917.216 | floating |
| 51 | Rp 6.567.593 | Rp 2.526.704 | Rp 4.040.889 | Rp 545.390.512 | floating |
| 52 | Rp 6.567.593 | Rp 2.545.338 | Rp 4.022.255 | Rp 542.845.174 | floating |
| 53 | Rp 6.567.593 | Rp 2.564.110 | Rp 4.003.483 | Rp 540.281.065 | floating |
| 54 | Rp 6.567.593 | Rp 2.583.020 | Rp 3.984.573 | Rp 537.698.044 | floating |
| 55 | Rp 6.567.593 | Rp 2.602.070 | Rp 3.965.523 | Rp 535.095.974 | floating |
| 56 | Rp 6.567.593 | Rp 2.621.260 | Rp 3.946.333 | Rp 532.474.714 | floating |
| 57 | Rp 6.567.593 | Rp 2.640.592 | Rp 3.927.001 | Rp 529.834.122 | floating |
| 58 | Rp 6.567.593 | Rp 2.660.066 | Rp 3.907.527 | Rp 527.174.056 | floating |
| 59 | Rp 6.567.593 | Rp 2.679.684 | Rp 3.887.909 | Rp 524.494.371 | floating |
| 60 | Rp 6.567.593 | Rp 2.699.447 | Rp 3.868.146 | Rp 521.794.924 | floating |
| 61 | Rp 6.567.593 | Rp 2.719.355 | Rp 3.848.238 | Rp 519.075.569 | floating |
| 62 | Rp 6.567.593 | Rp 2.739.411 | Rp 3.828.182 | Rp 516.336.158 | floating |
| 63 | Rp 6.567.593 | Rp 2.759.614 | Rp 3.807.979 | Rp 513.576.544 | floating |
| 64 | Rp 6.567.593 | Rp 2.779.966 | Rp 3.787.627 | Rp 510.796.578 | floating |
| 65 | Rp 6.567.593 | Rp 2.800.468 | Rp 3.767.125 | Rp 507.996.110 | floating |
| 66 | Rp 6.567.593 | Rp 2.821.122 | Rp 3.746.471 | Rp 505.174.988 | floating |
| 67 | Rp 6.567.593 | Rp 2.841.927 | Rp 3.725.666 | Rp 502.333.061 | floating |
| 68 | Rp 6.567.593 | Rp 2.862.887 | Rp 3.704.706 | Rp 499.470.174 | floating |
| 69 | Rp 6.567.593 | Rp 2.884.000 | Rp 3.683.593 | Rp 496.586.174 | floating |
| 70 | Rp 6.567.593 | Rp 2.905.270 | Rp 3.662.323 | Rp 493.680.904 | floating |
| 71 | Rp 6.567.593 | Rp 2.926.696 | Rp 3.640.897 | Rp 490.754.207 | floating |
| 72 | Rp 6.567.593 | Rp 2.948.281 | Rp 3.619.312 | Rp 487.805.927 | floating |
| 73 | Rp 6.567.593 | Rp 2.970.024 | Rp 3.597.569 | Rp 484.835.902 | floating |
| 74 | Rp 6.567.593 | Rp 2.991.928 | Rp 3.575.665 | Rp 481.843.974 | floating |
| 75 | Rp 6.567.593 | Rp 3.013.994 | Rp 3.553.599 | Rp 478.829.980 | floating |
| 76 | Rp 6.567.593 | Rp 3.036.222 | Rp 3.531.371 | Rp 475.793.759 | floating |
| 77 | Rp 6.567.593 | Rp 3.058.614 | Rp 3.508.979 | Rp 472.735.144 | floating |
| 78 | Rp 6.567.593 | Rp 3.081.171 | Rp 3.486.422 | Rp 469.653.973 | floating |
| 79 | Rp 6.567.593 | Rp 3.103.895 | Rp 3.463.698 | Rp 466.550.078 | floating |
| 80 | Rp 6.567.593 | Rp 3.126.786 | Rp 3.440.807 | Rp 463.423.292 | floating |
| 81 | Rp 6.567.593 | Rp 3.149.846 | Rp 3.417.747 | Rp 460.273.446 | floating |
| 82 | Rp 6.567.593 | Rp 3.173.076 | Rp 3.394.517 | Rp 457.100.369 | floating |
| 83 | Rp 6.567.593 | Rp 3.196.478 | Rp 3.371.115 | Rp 453.903.892 | floating |
| 84 | Rp 6.567.593 | Rp 3.220.052 | Rp 3.347.541 | Rp 450.683.840 | floating |
| 85 | Rp 6.567.593 | Rp 3.243.800 | Rp 3.323.793 | Rp 447.440.040 | floating |
| 86 | Rp 6.567.593 | Rp 3.267.723 | Rp 3.299.870 | Rp 444.172.317 | floating |
| 87 | Rp 6.567.593 | Rp 3.291.822 | Rp 3.275.771 | Rp 440.880.495 | floating |
| 88 | Rp 6.567.593 | Rp 3.316.099 | Rp 3.251.494 | Rp 437.564.396 | floating |
| 89 | Rp 6.567.593 | Rp 3.340.556 | Rp 3.227.037 | Rp 434.223.840 | floating |
| 90 | Rp 6.567.593 | Rp 3.365.192 | Rp 3.202.401 | Rp 430.858.648 | floating |
| 91 | Rp 6.567.593 | Rp 3.390.010 | Rp 3.177.583 | Rp 427.468.637 | floating |
| 92 | Rp 6.567.593 | Rp 3.415.012 | Rp 3.152.581 | Rp 424.053.626 | floating |
| 93 | Rp 6.567.593 | Rp 3.440.198 | Rp 3.127.395 | Rp 420.613.428 | floating |
| 94 | Rp 6.567.593 | Rp 3.465.569 | Rp 3.102.024 | Rp 417.147.859 | floating |
| 95 | Rp 6.567.593 | Rp 3.491.128 | Rp 3.076.465 | Rp 413.656.732 | floating |
| 96 | Rp 6.567.593 | Rp 3.516.875 | Rp 3.050.718 | Rp 410.139.857 | floating |
| 97 | Rp 6.567.593 | Rp 3.542.812 | Rp 3.024.781 | Rp 406.597.045 | floating |
| 98 | Rp 6.567.593 | Rp 3.568.940 | Rp 2.998.653 | Rp 403.028.106 | floating |
| 99 | Rp 6.567.593 | Rp 3.595.261 | Rp 2.972.332 | Rp 399.432.845 | floating |
| 100 | Rp 6.567.593 | Rp 3.621.776 | Rp 2.945.817 | Rp 395.811.069 | floating |
| 101 | Rp 6.567.593 | Rp 3.648.486 | Rp 2.919.107 | Rp 392.162.583 | floating |
| 102 | Rp 6.567.593 | Rp 3.675.394 | Rp 2.892.199 | Rp 388.487.189 | floating |
| 103 | Rp 6.567.593 | Rp 3.702.500 | Rp 2.865.093 | Rp 384.784.689 | floating |
| 104 | Rp 6.567.593 | Rp 3.729.806 | Rp 2.837.787 | Rp 381.054.883 | floating |
| 105 | Rp 6.567.593 | Rp 3.757.313 | Rp 2.810.280 | Rp 377.297.569 | floating |
| 106 | Rp 6.567.593 | Rp 3.785.023 | Rp 2.782.570 | Rp 373.512.546 | floating |
| 107 | Rp 6.567.593 | Rp 3.812.938 | Rp 2.754.655 | Rp 369.699.608 | floating |
| 108 | Rp 6.567.593 | Rp 3.841.058 | Rp 2.726.535 | Rp 365.858.550 | floating |
| 109 | Rp 6.567.593 | Rp 3.869.386 | Rp 2.698.207 | Rp 361.989.163 | floating |
| 110 | Rp 6.567.593 | Rp 3.897.923 | Rp 2.669.670 | Rp 358.091.240 | floating |
| 111 | Rp 6.567.593 | Rp 3.926.670 | Rp 2.640.923 | Rp 354.164.570 | floating |
| 112 | Rp 6.567.593 | Rp 3.955.629 | Rp 2.611.964 | Rp 350.208.941 | floating |
| 113 | Rp 6.567.593 | Rp 3.984.802 | Rp 2.582.791 | Rp 346.224.139 | floating |
| 114 | Rp 6.567.593 | Rp 4.014.190 | Rp 2.553.403 | Rp 342.209.949 | floating |
| 115 | Rp 6.567.593 | Rp 4.043.795 | Rp 2.523.798 | Rp 338.166.154 | floating |
| 116 | Rp 6.567.593 | Rp 4.073.618 | Rp 2.493.975 | Rp 334.092.537 | floating |
| 117 | Rp 6.567.593 | Rp 4.103.661 | Rp 2.463.932 | Rp 329.988.876 | floating |
| 118 | Rp 6.567.593 | Rp 4.133.925 | Rp 2.433.668 | Rp 325.854.951 | floating |
| 119 | Rp 6.567.593 | Rp 4.164.413 | Rp 2.403.180 | Rp 321.690.538 | floating |
| 120 | Rp 6.567.593 | Rp 4.195.125 | Rp 2.372.468 | Rp 317.495.413 | floating |
| 121 | Rp 6.567.593 | Rp 4.226.064 | Rp 2.341.529 | Rp 313.269.349 | floating |
| 122 | Rp 6.567.593 | Rp 4.257.232 | Rp 2.310.361 | Rp 309.012.117 | floating |
| 123 | Rp 6.567.593 | Rp 4.288.629 | Rp 2.278.964 | Rp 304.723.488 | floating |
| 124 | Rp 6.567.593 | Rp 4.320.257 | Rp 2.247.336 | Rp 300.403.231 | floating |
| 125 | Rp 6.567.593 | Rp 4.352.119 | Rp 2.215.474 | Rp 296.051.112 | floating |
| 126 | Rp 6.567.593 | Rp 4.384.216 | Rp 2.183.377 | Rp 291.666.896 | floating |
| 127 | Rp 6.567.593 | Rp 4.416.550 | Rp 2.151.043 | Rp 287.250.346 | floating |
| 128 | Rp 6.567.593 | Rp 4.449.122 | Rp 2.118.471 | Rp 282.801.224 | floating |
| 129 | Rp 6.567.593 | Rp 4.481.934 | Rp 2.085.659 | Rp 278.319.290 | floating |
| 130 | Rp 6.567.593 | Rp 4.514.988 | Rp 2.052.605 | Rp 273.804.302 | floating |
| 131 | Rp 6.567.593 | Rp 4.548.286 | Rp 2.019.307 | Rp 269.256.016 | floating |
| 132 | Rp 6.567.593 | Rp 4.581.830 | Rp 1.985.763 | Rp 264.674.186 | floating |
| 133 | Rp 6.567.593 | Rp 4.615.621 | Rp 1.951.972 | Rp 260.058.565 | floating |
| 134 | Rp 6.567.593 | Rp 4.649.661 | Rp 1.917.932 | Rp 255.408.904 | floating |
| 135 | Rp 6.567.593 | Rp 4.683.952 | Rp 1.883.641 | Rp 250.724.952 | floating |
| 136 | Rp 6.567.593 | Rp 4.718.497 | Rp 1.849.097 | Rp 246.006.455 | floating |
| 137 | Rp 6.567.593 | Rp 4.753.295 | Rp 1.814.298 | Rp 241.253.160 | floating |
| 138 | Rp 6.567.593 | Rp 4.788.351 | Rp 1.779.242 | Rp 236.464.809 | floating |
| 139 | Rp 6.567.593 | Rp 4.823.665 | Rp 1.743.928 | Rp 231.641.144 | floating |
| 140 | Rp 6.567.593 | Rp 4.859.240 | Rp 1.708.353 | Rp 226.781.904 | floating |
| 141 | Rp 6.567.593 | Rp 4.895.076 | Rp 1.672.517 | Rp 221.886.828 | floating |
| 142 | Rp 6.567.593 | Rp 4.931.178 | Rp 1.636.415 | Rp 216.955.650 | floating |
| 143 | Rp 6.567.593 | Rp 4.967.545 | Rp 1.600.048 | Rp 211.988.105 | floating |
| 144 | Rp 6.567.593 | Rp 5.004.181 | Rp 1.563.412 | Rp 206.983.924 | floating |
| 145 | Rp 6.567.593 | Rp 5.041.087 | Rp 1.526.506 | Rp 201.942.837 | floating |
| 146 | Rp 6.567.593 | Rp 5.078.265 | Rp 1.489.328 | Rp 196.864.573 | floating |
| 147 | Rp 6.567.593 | Rp 5.115.717 | Rp 1.451.876 | Rp 191.748.856 | floating |
| 148 | Rp 6.567.593 | Rp 5.153.445 | Rp 1.414.148 | Rp 186.595.411 | floating |
| 149 | Rp 6.567.593 | Rp 5.191.452 | Rp 1.376.141 | Rp 181.403.959 | floating |
| 150 | Rp 6.567.593 | Rp 5.229.739 | Rp 1.337.854 | Rp 176.174.220 | floating |
| 151 | Rp 6.567.593 | Rp 5.268.308 | Rp 1.299.285 | Rp 170.905.912 | floating |
| 152 | Rp 6.567.593 | Rp 5.307.162 | Rp 1.260.431 | Rp 165.598.750 | floating |
| 153 | Rp 6.567.593 | Rp 5.346.302 | Rp 1.221.291 | Rp 160.252.448 | floating |
| 154 | Rp 6.567.593 | Rp 5.385.731 | Rp 1.181.862 | Rp 154.866.717 | floating |
| 155 | Rp 6.567.593 | Rp 5.425.451 | Rp 1.142.142 | Rp 149.441.266 | floating |
| 156 | Rp 6.567.593 | Rp 5.465.464 | Rp 1.102.129 | Rp 143.975.802 | floating |
| 157 | Rp 6.567.593 | Rp 5.505.771 | Rp 1.061.822 | Rp 138.470.030 | floating |
| 158 | Rp 6.567.593 | Rp 5.546.377 | Rp 1.021.216 | Rp 132.923.654 | floating |
| 159 | Rp 6.567.593 | Rp 5.587.281 | Rp 980.312 | Rp 127.336.373 | floating |
| 160 | Rp 6.567.593 | Rp 5.628.487 | Rp 939.106 | Rp 121.707.886 | floating |
| 161 | Rp 6.567.593 | Rp 5.669.997 | Rp 897.596 | Rp 116.037.888 | floating |
| 162 | Rp 6.567.593 | Rp 5.711.814 | Rp 855.779 | Rp 110.326.075 | floating |
| 163 | Rp 6.567.593 | Rp 5.753.938 | Rp 813.655 | Rp 104.572.136 | floating |
| 164 | Rp 6.567.593 | Rp 5.796.374 | Rp 771.220 | Rp 98.775.763 | floating |
| 165 | Rp 6.567.593 | Rp 5.839.122 | Rp 728.471 | Rp 92.936.641 | floating |
| 166 | Rp 6.567.593 | Rp 5.882.185 | Rp 685.408 | Rp 87.054.456 | floating |
| 167 | Rp 6.567.593 | Rp 5.925.566 | Rp 642.027 | Rp 81.128.889 | floating |
| 168 | Rp 6.567.593 | Rp 5.969.267 | Rp 598.326 | Rp 75.159.622 | floating |
| 169 | Rp 6.567.593 | Rp 6.013.291 | Rp 554.302 | Rp 69.146.331 | floating |
| 170 | Rp 6.567.593 | Rp 6.057.639 | Rp 509.954 | Rp 63.088.692 | floating |
| 171 | Rp 6.567.593 | Rp 6.102.314 | Rp 465.279 | Rp 56.986.378 | floating |
| 172 | Rp 6.567.593 | Rp 6.147.318 | Rp 420.275 | Rp 50.839.060 | floating |
| 173 | Rp 6.567.593 | Rp 6.192.655 | Rp 374.938 | Rp 44.646.405 | floating |
| 174 | Rp 6.567.593 | Rp 6.238.326 | Rp 329.267 | Rp 38.408.079 | floating |
| 175 | Rp 6.567.593 | Rp 6.284.333 | Rp 283.260 | Rp 32.123.746 | floating |
| 176 | Rp 6.567.593 | Rp 6.330.680 | Rp 236.913 | Rp 25.793.065 | floating |
| 177 | Rp 6.567.593 | Rp 6.377.369 | Rp 190.224 | Rp 19.415.696 | floating |
| 178 | Rp 6.567.593 | Rp 6.424.402 | Rp 143.191 | Rp 12.991.294 | floating |
| 179 | Rp 6.567.593 | Rp 6.471.782 | Rp 95.811 | Rp 6.519.512 | floating |
| 180 | Rp 6.567.593 | Rp 6.519.512 | Rp 48.081 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk HSBC Premier Mortgage
| Jenis | konvensional (fixed floating) |
| Bunga / margin fixed | 5% selama 3 tahun |
| Estimasi bunga floating | 8,85% |
| Tenor maksimum | 25 tahun |
| Uang muka minimum | 15% |
| Biaya provisi | 1% dari pokok |
| Biaya admin | Rp 1.500.000 |
Khusus nasabah Premier (saldo min Rp 500jt).
Sumber data
Parameter di atas disarikan dari rate card publik https://www.hsbc.co.id/loans/products/mortgages/ per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan HSBC. Untuk penawaran resmi, hubungi HSBC langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR HSBC saat ini?
Berdasarkan rate card publik PT Bank HSBC Indonesia per 02-05-2026, HSBC Premier Mortgage menawarkan bunga fixed 5% selama 3 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~8.85%. Konfirmasi ke HSBC untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR HSBC?
Uang muka minimum 15% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR HSBC?
25 tahun (300 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi HSBC?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan HSBC. Untuk penawaran resmi, hubungi HSBC langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)