HitungUang

Simulasi KPR Danamon

PT Bank Danamon Indonesia Tbk

Hitung cicilan KPR Danamon dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.

Data per 02-05-2026 · Sumber: Rate card publik Danamon

Simulasi memakai parameter KPR Danamon. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 720.000.000
Uang muka (DP)
Rp 80.000.000 (10%)
Cicilan bulanan tahun fixed (3 tahun pertama)
Rp 5.879.181
Cicilan estimasi tahun floating (sisa 12 tahun)
Rp 7.132.781
Total bunga / margin dibayar
Rp 518.770.962
Total dibayar (pokok + bunga)
Rp 1.238.770.962
Lihat tabel amortization (180 bulan)
BulanCicilanPokokBungaSisa pokokFase
1Rp 5.879.181Rp 2.585.181Rp 3.294.000Rp 717.414.819fixed
2Rp 5.879.181Rp 2.597.008Rp 3.282.173Rp 714.817.811fixed
3Rp 5.879.181Rp 2.608.889Rp 3.270.291Rp 712.208.922fixed
4Rp 5.879.181Rp 2.620.825Rp 3.258.356Rp 709.588.097fixed
5Rp 5.879.181Rp 2.632.815Rp 3.246.366Rp 706.955.281fixed
6Rp 5.879.181Rp 2.644.860Rp 3.234.320Rp 704.310.421fixed
7Rp 5.879.181Rp 2.656.961Rp 3.222.220Rp 701.653.460fixed
8Rp 5.879.181Rp 2.669.116Rp 3.210.065Rp 698.984.344fixed
9Rp 5.879.181Rp 2.681.327Rp 3.197.853Rp 696.303.016fixed
10Rp 5.879.181Rp 2.693.595Rp 3.185.586Rp 693.609.422fixed
11Rp 5.879.181Rp 2.705.918Rp 3.173.263Rp 690.903.504fixed
12Rp 5.879.181Rp 2.718.297Rp 3.160.884Rp 688.185.207fixed
13Rp 5.879.181Rp 2.730.734Rp 3.148.447Rp 685.454.473fixed
14Rp 5.879.181Rp 2.743.227Rp 3.135.954Rp 682.711.246fixed
15Rp 5.879.181Rp 2.755.777Rp 3.123.404Rp 679.955.470fixed
16Rp 5.879.181Rp 2.768.385Rp 3.110.796Rp 677.187.085fixed
17Rp 5.879.181Rp 2.781.050Rp 3.098.131Rp 674.406.035fixed
18Rp 5.879.181Rp 2.793.773Rp 3.085.408Rp 671.612.262fixed
19Rp 5.879.181Rp 2.806.555Rp 3.072.626Rp 668.805.707fixed
20Rp 5.879.181Rp 2.819.395Rp 3.059.786Rp 665.986.312fixed
21Rp 5.879.181Rp 2.832.293Rp 3.046.887Rp 663.154.019fixed
22Rp 5.879.181Rp 2.845.251Rp 3.033.930Rp 660.308.767fixed
23Rp 5.879.181Rp 2.858.268Rp 3.020.913Rp 657.450.499fixed
24Rp 5.879.181Rp 2.871.345Rp 3.007.836Rp 654.579.154fixed
25Rp 5.879.181Rp 2.884.481Rp 2.994.700Rp 651.694.673fixed
26Rp 5.879.181Rp 2.897.678Rp 2.981.503Rp 648.796.995fixed
27Rp 5.879.181Rp 2.910.935Rp 2.968.246Rp 645.886.061fixed
28Rp 5.879.181Rp 2.924.252Rp 2.954.929Rp 642.961.809fixed
29Rp 5.879.181Rp 2.937.631Rp 2.941.550Rp 640.024.178fixed
30Rp 5.879.181Rp 2.951.070Rp 2.928.111Rp 637.073.108fixed
31Rp 5.879.181Rp 2.964.571Rp 2.914.609Rp 634.108.536fixed
32Rp 5.879.181Rp 2.978.134Rp 2.901.047Rp 631.130.402fixed
33Rp 5.879.181Rp 2.991.759Rp 2.887.422Rp 628.138.643fixed
34Rp 5.879.181Rp 3.005.447Rp 2.873.734Rp 625.133.196fixed
35Rp 5.879.181Rp 3.019.196Rp 2.859.984Rp 622.114.000fixed
36Rp 5.879.181Rp 3.033.009Rp 2.846.172Rp 619.080.990fixed
37Rp 7.132.781Rp 2.360.698Rp 4.772.083Rp 616.720.292floating
38Rp 7.132.781Rp 2.378.895Rp 4.753.886Rp 614.341.397floating
39Rp 7.132.781Rp 2.397.233Rp 4.735.548Rp 611.944.164floating
40Rp 7.132.781Rp 2.415.711Rp 4.717.070Rp 609.528.453floating
41Rp 7.132.781Rp 2.434.332Rp 4.698.448Rp 607.094.120floating
42Rp 7.132.781Rp 2.453.097Rp 4.679.684Rp 604.641.023floating
43Rp 7.132.781Rp 2.472.006Rp 4.660.775Rp 602.169.017floating
44Rp 7.132.781Rp 2.491.061Rp 4.641.720Rp 599.677.956floating
45Rp 7.132.781Rp 2.510.263Rp 4.622.518Rp 597.167.692floating
46Rp 7.132.781Rp 2.529.613Rp 4.603.168Rp 594.638.079floating
47Rp 7.132.781Rp 2.549.112Rp 4.583.669Rp 592.088.967floating
48Rp 7.132.781Rp 2.568.762Rp 4.564.019Rp 589.520.205floating
49Rp 7.132.781Rp 2.588.563Rp 4.544.218Rp 586.931.642floating
50Rp 7.132.781Rp 2.608.516Rp 4.524.265Rp 584.323.126floating
51Rp 7.132.781Rp 2.628.623Rp 4.504.157Rp 581.694.502floating
52Rp 7.132.781Rp 2.648.886Rp 4.483.895Rp 579.045.617floating
53Rp 7.132.781Rp 2.669.304Rp 4.463.477Rp 576.376.312floating
54Rp 7.132.781Rp 2.689.880Rp 4.442.901Rp 573.686.432floating
55Rp 7.132.781Rp 2.710.615Rp 4.422.166Rp 570.975.818floating
56Rp 7.132.781Rp 2.731.509Rp 4.401.272Rp 568.244.309floating
57Rp 7.132.781Rp 2.752.564Rp 4.380.217Rp 565.491.744floating
58Rp 7.132.781Rp 2.773.782Rp 4.358.999Rp 562.717.962floating
59Rp 7.132.781Rp 2.795.163Rp 4.337.618Rp 559.922.799floating
60Rp 7.132.781Rp 2.816.709Rp 4.316.072Rp 557.106.090floating
61Rp 7.132.781Rp 2.838.421Rp 4.294.359Rp 554.267.668floating
62Rp 7.132.781Rp 2.860.301Rp 4.272.480Rp 551.407.367floating
63Rp 7.132.781Rp 2.882.349Rp 4.250.432Rp 548.525.018floating
64Rp 7.132.781Rp 2.904.567Rp 4.228.214Rp 545.620.451floating
65Rp 7.132.781Rp 2.926.957Rp 4.205.824Rp 542.693.494floating
66Rp 7.132.781Rp 2.949.519Rp 4.183.262Rp 539.743.976floating
67Rp 7.132.781Rp 2.972.254Rp 4.160.526Rp 536.771.721floating
68Rp 7.132.781Rp 2.995.166Rp 4.137.615Rp 533.776.556floating
69Rp 7.132.781Rp 3.018.253Rp 4.114.528Rp 530.758.302floating
70Rp 7.132.781Rp 3.041.519Rp 4.091.262Rp 527.716.783floating
71Rp 7.132.781Rp 3.064.964Rp 4.067.817Rp 524.651.819floating
72Rp 7.132.781Rp 3.088.590Rp 4.044.191Rp 521.563.230floating
73Rp 7.132.781Rp 3.112.398Rp 4.020.383Rp 518.450.832floating
74Rp 7.132.781Rp 3.136.389Rp 3.996.392Rp 515.314.443floating
75Rp 7.132.781Rp 3.160.565Rp 3.972.215Rp 512.153.877floating
76Rp 7.132.781Rp 3.184.928Rp 3.947.853Rp 508.968.949floating
77Rp 7.132.781Rp 3.209.479Rp 3.923.302Rp 505.759.471floating
78Rp 7.132.781Rp 3.234.218Rp 3.898.563Rp 502.525.252floating
79Rp 7.132.781Rp 3.259.149Rp 3.873.632Rp 499.266.104floating
80Rp 7.132.781Rp 3.284.271Rp 3.848.510Rp 495.981.832floating
81Rp 7.132.781Rp 3.309.588Rp 3.823.193Rp 492.672.245floating
82Rp 7.132.781Rp 3.335.099Rp 3.797.682Rp 489.337.146floating
83Rp 7.132.781Rp 3.360.807Rp 3.771.974Rp 485.976.339floating
84Rp 7.132.781Rp 3.386.713Rp 3.746.068Rp 482.589.625floating
85Rp 7.132.781Rp 3.412.819Rp 3.719.962Rp 479.176.806floating
86Rp 7.132.781Rp 3.439.126Rp 3.693.655Rp 475.737.680floating
87Rp 7.132.781Rp 3.465.636Rp 3.667.145Rp 472.272.043floating
88Rp 7.132.781Rp 3.492.351Rp 3.640.430Rp 468.779.693floating
89Rp 7.132.781Rp 3.519.271Rp 3.613.510Rp 465.260.422floating
90Rp 7.132.781Rp 3.546.398Rp 3.586.382Rp 461.714.024floating
91Rp 7.132.781Rp 3.573.735Rp 3.559.046Rp 458.140.288floating
92Rp 7.132.781Rp 3.601.283Rp 3.531.498Rp 454.539.005floating
93Rp 7.132.781Rp 3.629.043Rp 3.503.738Rp 450.909.963floating
94Rp 7.132.781Rp 3.657.017Rp 3.475.764Rp 447.252.946floating
95Rp 7.132.781Rp 3.685.206Rp 3.447.575Rp 443.567.740floating
96Rp 7.132.781Rp 3.713.613Rp 3.419.168Rp 439.854.127floating
97Rp 7.132.781Rp 3.742.239Rp 3.390.542Rp 436.111.888floating
98Rp 7.132.781Rp 3.771.085Rp 3.361.696Rp 432.340.803floating
99Rp 7.132.781Rp 3.800.154Rp 3.332.627Rp 428.540.649floating
100Rp 7.132.781Rp 3.829.447Rp 3.303.334Rp 424.711.203floating
101Rp 7.132.781Rp 3.858.965Rp 3.273.816Rp 420.852.237floating
102Rp 7.132.781Rp 3.888.712Rp 3.244.069Rp 416.963.526floating
103Rp 7.132.781Rp 3.918.687Rp 3.214.094Rp 413.044.839floating
104Rp 7.132.781Rp 3.948.894Rp 3.183.887Rp 409.095.945floating
105Rp 7.132.781Rp 3.979.333Rp 3.153.448Rp 405.116.612floating
106Rp 7.132.781Rp 4.010.007Rp 3.122.774Rp 401.106.605floating
107Rp 7.132.781Rp 4.040.917Rp 3.091.863Rp 397.065.687floating
108Rp 7.132.781Rp 4.072.066Rp 3.060.715Rp 392.993.621floating
109Rp 7.132.781Rp 4.103.455Rp 3.029.326Rp 388.890.166floating
110Rp 7.132.781Rp 4.135.086Rp 2.997.695Rp 384.755.080floating
111Rp 7.132.781Rp 4.166.960Rp 2.965.820Rp 380.588.120floating
112Rp 7.132.781Rp 4.199.081Rp 2.933.700Rp 376.389.039floating
113Rp 7.132.781Rp 4.231.449Rp 2.901.332Rp 372.157.590floating
114Rp 7.132.781Rp 4.264.066Rp 2.868.715Rp 367.893.524floating
115Rp 7.132.781Rp 4.296.935Rp 2.835.846Rp 363.596.589floating
116Rp 7.132.781Rp 4.330.057Rp 2.802.724Rp 359.266.532floating
117Rp 7.132.781Rp 4.363.435Rp 2.769.346Rp 354.903.097floating
118Rp 7.132.781Rp 4.397.070Rp 2.735.711Rp 350.506.028floating
119Rp 7.132.781Rp 4.430.964Rp 2.701.817Rp 346.075.064floating
120Rp 7.132.781Rp 4.465.119Rp 2.667.662Rp 341.609.945floating
121Rp 7.132.781Rp 4.499.538Rp 2.633.243Rp 337.110.407floating
122Rp 7.132.781Rp 4.534.222Rp 2.598.559Rp 332.576.186floating
123Rp 7.132.781Rp 4.569.173Rp 2.563.608Rp 328.007.013floating
124Rp 7.132.781Rp 4.604.394Rp 2.528.387Rp 323.402.620floating
125Rp 7.132.781Rp 4.639.886Rp 2.492.895Rp 318.762.734floating
126Rp 7.132.781Rp 4.675.652Rp 2.457.129Rp 314.087.082floating
127Rp 7.132.781Rp 4.711.693Rp 2.421.088Rp 309.375.389floating
128Rp 7.132.781Rp 4.748.012Rp 2.384.769Rp 304.627.377floating
129Rp 7.132.781Rp 4.784.612Rp 2.348.169Rp 299.842.766floating
130Rp 7.132.781Rp 4.821.493Rp 2.311.288Rp 295.021.273floating
131Rp 7.132.781Rp 4.858.659Rp 2.274.122Rp 290.162.614floating
132Rp 7.132.781Rp 4.896.111Rp 2.236.670Rp 285.266.503floating
133Rp 7.132.781Rp 4.933.852Rp 2.198.929Rp 280.332.652floating
134Rp 7.132.781Rp 4.971.883Rp 2.160.898Rp 275.360.768floating
135Rp 7.132.781Rp 5.010.208Rp 2.122.573Rp 270.350.560floating
136Rp 7.132.781Rp 5.048.829Rp 2.083.952Rp 265.301.731floating
137Rp 7.132.781Rp 5.087.747Rp 2.045.034Rp 260.213.985floating
138Rp 7.132.781Rp 5.126.965Rp 2.005.816Rp 255.087.020floating
139Rp 7.132.781Rp 5.166.485Rp 1.966.296Rp 249.920.535floating
140Rp 7.132.781Rp 5.206.310Rp 1.926.471Rp 244.714.225floating
141Rp 7.132.781Rp 5.246.442Rp 1.886.339Rp 239.467.782floating
142Rp 7.132.781Rp 5.286.883Rp 1.845.897Rp 234.180.899floating
143Rp 7.132.781Rp 5.327.636Rp 1.805.144Rp 228.853.263floating
144Rp 7.132.781Rp 5.368.704Rp 1.764.077Rp 223.484.559floating
145Rp 7.132.781Rp 5.410.087Rp 1.722.693Rp 218.074.471floating
146Rp 7.132.781Rp 5.451.790Rp 1.680.991Rp 212.622.681floating
147Rp 7.132.781Rp 5.493.814Rp 1.638.967Rp 207.128.867floating
148Rp 7.132.781Rp 5.536.163Rp 1.596.618Rp 201.592.704floating
149Rp 7.132.781Rp 5.578.837Rp 1.553.944Rp 196.013.867floating
150Rp 7.132.781Rp 5.621.841Rp 1.510.940Rp 190.392.026floating
151Rp 7.132.781Rp 5.665.176Rp 1.467.605Rp 184.726.851floating
152Rp 7.132.781Rp 5.708.845Rp 1.423.936Rp 179.018.006floating
153Rp 7.132.781Rp 5.752.850Rp 1.379.930Rp 173.265.156floating
154Rp 7.132.781Rp 5.797.195Rp 1.335.586Rp 167.467.960floating
155Rp 7.132.781Rp 5.841.882Rp 1.290.899Rp 161.626.078floating
156Rp 7.132.781Rp 5.886.913Rp 1.245.868Rp 155.739.165floating
157Rp 7.132.781Rp 5.932.292Rp 1.200.489Rp 149.806.873floating
158Rp 7.132.781Rp 5.978.020Rp 1.154.761Rp 143.828.854floating
159Rp 7.132.781Rp 6.024.100Rp 1.108.681Rp 137.804.754floating
160Rp 7.132.781Rp 6.070.536Rp 1.062.245Rp 131.734.218floating
161Rp 7.132.781Rp 6.117.330Rp 1.015.451Rp 125.616.888floating
162Rp 7.132.781Rp 6.164.484Rp 968.297Rp 119.452.404floating
163Rp 7.132.781Rp 6.212.002Rp 920.779Rp 113.240.402floating
164Rp 7.132.781Rp 6.259.886Rp 872.895Rp 106.980.516floating
165Rp 7.132.781Rp 6.308.139Rp 824.641Rp 100.672.376floating
166Rp 7.132.781Rp 6.356.765Rp 776.016Rp 94.315.612floating
167Rp 7.132.781Rp 6.405.765Rp 727.016Rp 87.909.847floating
168Rp 7.132.781Rp 6.455.143Rp 677.638Rp 81.454.705floating
169Rp 7.132.781Rp 6.504.901Rp 627.880Rp 74.949.804floating
170Rp 7.132.781Rp 6.555.043Rp 577.738Rp 68.394.761floating
171Rp 7.132.781Rp 6.605.571Rp 527.210Rp 61.789.190floating
172Rp 7.132.781Rp 6.656.489Rp 476.292Rp 55.132.700floating
173Rp 7.132.781Rp 6.707.800Rp 424.981Rp 48.424.901floating
174Rp 7.132.781Rp 6.759.506Rp 373.275Rp 41.665.395floating
175Rp 7.132.781Rp 6.811.610Rp 321.171Rp 34.853.785floating
176Rp 7.132.781Rp 6.864.116Rp 268.665Rp 27.989.669floating
177Rp 7.132.781Rp 6.917.027Rp 215.754Rp 21.072.641floating
178Rp 7.132.781Rp 6.970.346Rp 162.435Rp 14.102.295floating
179Rp 7.132.781Rp 7.024.076Rp 108.705Rp 7.078.220floating
180Rp 7.132.781Rp 7.078.220Rp 54.561Rp 0floating

Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.

Detail produk KPR Danamon

Jeniskonvensional (fixed floating)
Bunga / margin fixed5,49% selama 3 tahun
Estimasi bunga floating9,25%
Tenor maksimum25 tahun
Uang muka minimum10%
Biaya provisi1% dari pokok
Biaya adminRp 500.000

Sumber data

Parameter di atas disarikan dari rate card publik https://www.danamon.co.id/id/Personal/Pinjaman/Kredit-Pemilikan-Rumah per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan Danamon. Untuk penawaran resmi, hubungi Danamon langsung.

Pertanyaan yang sering diajukan

Berapa bunga KPR Danamon saat ini?

Berdasarkan rate card publik PT Bank Danamon Indonesia Tbk per 02-05-2026, KPR Danamon menawarkan bunga fixed 5.49% selama 3 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~9.25%. Konfirmasi ke Danamon untuk angka final yang berlaku saat pengajuan.

Berapa minimum DP KPR Danamon?

Uang muka minimum 10% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.

Berapa tenor maksimum KPR Danamon?

25 tahun (300 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.

Apakah simulasi ini adalah penawaran resmi Danamon?

Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan Danamon. Untuk penawaran resmi, hubungi Danamon langsung atau kunjungi website resminya.

Bandingkan dengan bank lain

Kalkulator terkait