Simulasi KPR BPR Modern Express
PT BPR Modern Express
Hitung cicilan BPR Modern Express Kredit Pemilikan Rumah dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik BPR Modern Express
Simulasi memakai parameter BPR Modern Express Kredit Pemilikan Rumah. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 560.000.000
Uang muka (DP)
Rp 240.000.000 (30%)
Cicilan bulanan (tetap selama tenor)
Rp 6.720.941
Total bunga / margin dibayar
Rp 649.769.407
Total dibayar (pokok + bunga)
Rp 1.209.769.407
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 6.720.941 | Rp 1.120.941 | Rp 5.600.000 | Rp 558.879.059 | fixed |
| 2 | Rp 6.720.941 | Rp 1.132.151 | Rp 5.588.791 | Rp 557.746.908 | fixed |
| 3 | Rp 6.720.941 | Rp 1.143.472 | Rp 5.577.469 | Rp 556.603.436 | fixed |
| 4 | Rp 6.720.941 | Rp 1.154.907 | Rp 5.566.034 | Rp 555.448.529 | fixed |
| 5 | Rp 6.720.941 | Rp 1.166.456 | Rp 5.554.485 | Rp 554.282.074 | fixed |
| 6 | Rp 6.720.941 | Rp 1.178.120 | Rp 5.542.821 | Rp 553.103.953 | fixed |
| 7 | Rp 6.720.941 | Rp 1.189.902 | Rp 5.531.040 | Rp 551.914.052 | fixed |
| 8 | Rp 6.720.941 | Rp 1.201.801 | Rp 5.519.141 | Rp 550.712.251 | fixed |
| 9 | Rp 6.720.941 | Rp 1.213.819 | Rp 5.507.123 | Rp 549.498.432 | fixed |
| 10 | Rp 6.720.941 | Rp 1.225.957 | Rp 5.494.984 | Rp 548.272.475 | fixed |
| 11 | Rp 6.720.941 | Rp 1.238.216 | Rp 5.482.725 | Rp 547.034.259 | fixed |
| 12 | Rp 6.720.941 | Rp 1.250.599 | Rp 5.470.343 | Rp 545.783.661 | fixed |
| 13 | Rp 6.720.941 | Rp 1.263.105 | Rp 5.457.837 | Rp 544.520.556 | fixed |
| 14 | Rp 6.720.941 | Rp 1.275.736 | Rp 5.445.206 | Rp 543.244.820 | fixed |
| 15 | Rp 6.720.941 | Rp 1.288.493 | Rp 5.432.448 | Rp 541.956.327 | fixed |
| 16 | Rp 6.720.941 | Rp 1.301.378 | Rp 5.419.563 | Rp 540.654.950 | fixed |
| 17 | Rp 6.720.941 | Rp 1.314.392 | Rp 5.406.549 | Rp 539.340.558 | fixed |
| 18 | Rp 6.720.941 | Rp 1.327.536 | Rp 5.393.406 | Rp 538.013.022 | fixed |
| 19 | Rp 6.720.941 | Rp 1.340.811 | Rp 5.380.130 | Rp 536.672.211 | fixed |
| 20 | Rp 6.720.941 | Rp 1.354.219 | Rp 5.366.722 | Rp 535.317.992 | fixed |
| 21 | Rp 6.720.941 | Rp 1.367.761 | Rp 5.353.180 | Rp 533.950.231 | fixed |
| 22 | Rp 6.720.941 | Rp 1.381.439 | Rp 5.339.502 | Rp 532.568.792 | fixed |
| 23 | Rp 6.720.941 | Rp 1.395.253 | Rp 5.325.688 | Rp 531.173.539 | fixed |
| 24 | Rp 6.720.941 | Rp 1.409.206 | Rp 5.311.735 | Rp 529.764.333 | fixed |
| 25 | Rp 6.720.941 | Rp 1.423.298 | Rp 5.297.643 | Rp 528.341.036 | fixed |
| 26 | Rp 6.720.941 | Rp 1.437.531 | Rp 5.283.410 | Rp 526.903.505 | fixed |
| 27 | Rp 6.720.941 | Rp 1.451.906 | Rp 5.269.035 | Rp 525.451.599 | fixed |
| 28 | Rp 6.720.941 | Rp 1.466.425 | Rp 5.254.516 | Rp 523.985.173 | fixed |
| 29 | Rp 6.720.941 | Rp 1.481.089 | Rp 5.239.852 | Rp 522.504.084 | fixed |
| 30 | Rp 6.720.941 | Rp 1.495.900 | Rp 5.225.041 | Rp 521.008.184 | fixed |
| 31 | Rp 6.720.941 | Rp 1.510.859 | Rp 5.210.082 | Rp 519.497.324 | fixed |
| 32 | Rp 6.720.941 | Rp 1.525.968 | Rp 5.194.973 | Rp 517.971.357 | fixed |
| 33 | Rp 6.720.941 | Rp 1.541.228 | Rp 5.179.714 | Rp 516.430.129 | fixed |
| 34 | Rp 6.720.941 | Rp 1.556.640 | Rp 5.164.301 | Rp 514.873.489 | fixed |
| 35 | Rp 6.720.941 | Rp 1.572.206 | Rp 5.148.735 | Rp 513.301.283 | fixed |
| 36 | Rp 6.720.941 | Rp 1.587.928 | Rp 5.133.013 | Rp 511.713.355 | fixed |
| 37 | Rp 6.720.941 | Rp 1.603.808 | Rp 5.117.134 | Rp 510.109.547 | fixed |
| 38 | Rp 6.720.941 | Rp 1.619.846 | Rp 5.101.095 | Rp 508.489.701 | fixed |
| 39 | Rp 6.720.941 | Rp 1.636.044 | Rp 5.084.897 | Rp 506.853.657 | fixed |
| 40 | Rp 6.720.941 | Rp 1.652.405 | Rp 5.068.537 | Rp 505.201.253 | fixed |
| 41 | Rp 6.720.941 | Rp 1.668.929 | Rp 5.052.013 | Rp 503.532.324 | fixed |
| 42 | Rp 6.720.941 | Rp 1.685.618 | Rp 5.035.323 | Rp 501.846.706 | fixed |
| 43 | Rp 6.720.941 | Rp 1.702.474 | Rp 5.018.467 | Rp 500.144.232 | fixed |
| 44 | Rp 6.720.941 | Rp 1.719.499 | Rp 5.001.442 | Rp 498.424.733 | fixed |
| 45 | Rp 6.720.941 | Rp 1.736.694 | Rp 4.984.247 | Rp 496.688.039 | fixed |
| 46 | Rp 6.720.941 | Rp 1.754.061 | Rp 4.966.880 | Rp 494.933.979 | fixed |
| 47 | Rp 6.720.941 | Rp 1.771.601 | Rp 4.949.340 | Rp 493.162.377 | fixed |
| 48 | Rp 6.720.941 | Rp 1.789.317 | Rp 4.931.624 | Rp 491.373.060 | fixed |
| 49 | Rp 6.720.941 | Rp 1.807.211 | Rp 4.913.731 | Rp 489.565.849 | fixed |
| 50 | Rp 6.720.941 | Rp 1.825.283 | Rp 4.895.658 | Rp 487.740.567 | fixed |
| 51 | Rp 6.720.941 | Rp 1.843.535 | Rp 4.877.406 | Rp 485.897.031 | fixed |
| 52 | Rp 6.720.941 | Rp 1.861.971 | Rp 4.858.970 | Rp 484.035.060 | fixed |
| 53 | Rp 6.720.941 | Rp 1.880.591 | Rp 4.840.351 | Rp 482.154.470 | fixed |
| 54 | Rp 6.720.941 | Rp 1.899.396 | Rp 4.821.545 | Rp 480.255.073 | fixed |
| 55 | Rp 6.720.941 | Rp 1.918.390 | Rp 4.802.551 | Rp 478.336.683 | fixed |
| 56 | Rp 6.720.941 | Rp 1.937.574 | Rp 4.783.367 | Rp 476.399.109 | fixed |
| 57 | Rp 6.720.941 | Rp 1.956.950 | Rp 4.763.991 | Rp 474.442.158 | fixed |
| 58 | Rp 6.720.941 | Rp 1.976.520 | Rp 4.744.422 | Rp 472.465.639 | fixed |
| 59 | Rp 6.720.941 | Rp 1.996.285 | Rp 4.724.656 | Rp 470.469.354 | fixed |
| 60 | Rp 6.720.941 | Rp 2.016.248 | Rp 4.704.694 | Rp 468.453.107 | fixed |
| 61 | Rp 6.720.941 | Rp 2.036.410 | Rp 4.684.531 | Rp 466.416.696 | floating |
| 62 | Rp 6.720.941 | Rp 2.056.774 | Rp 4.664.167 | Rp 464.359.922 | floating |
| 63 | Rp 6.720.941 | Rp 2.077.342 | Rp 4.643.599 | Rp 462.282.580 | floating |
| 64 | Rp 6.720.941 | Rp 2.098.115 | Rp 4.622.826 | Rp 460.184.465 | floating |
| 65 | Rp 6.720.941 | Rp 2.119.096 | Rp 4.601.845 | Rp 458.065.369 | floating |
| 66 | Rp 6.720.941 | Rp 2.140.287 | Rp 4.580.654 | Rp 455.925.081 | floating |
| 67 | Rp 6.720.941 | Rp 2.161.690 | Rp 4.559.251 | Rp 453.763.391 | floating |
| 68 | Rp 6.720.941 | Rp 2.183.307 | Rp 4.537.634 | Rp 451.580.083 | floating |
| 69 | Rp 6.720.941 | Rp 2.205.140 | Rp 4.515.801 | Rp 449.374.943 | floating |
| 70 | Rp 6.720.941 | Rp 2.227.192 | Rp 4.493.749 | Rp 447.147.751 | floating |
| 71 | Rp 6.720.941 | Rp 2.249.464 | Rp 4.471.478 | Rp 444.898.288 | floating |
| 72 | Rp 6.720.941 | Rp 2.271.958 | Rp 4.448.983 | Rp 442.626.330 | floating |
| 73 | Rp 6.720.941 | Rp 2.294.678 | Rp 4.426.263 | Rp 440.331.652 | floating |
| 74 | Rp 6.720.941 | Rp 2.317.625 | Rp 4.403.317 | Rp 438.014.027 | floating |
| 75 | Rp 6.720.941 | Rp 2.340.801 | Rp 4.380.140 | Rp 435.673.226 | floating |
| 76 | Rp 6.720.941 | Rp 2.364.209 | Rp 4.356.732 | Rp 433.309.017 | floating |
| 77 | Rp 6.720.941 | Rp 2.387.851 | Rp 4.333.090 | Rp 430.921.166 | floating |
| 78 | Rp 6.720.941 | Rp 2.411.729 | Rp 4.309.212 | Rp 428.509.437 | floating |
| 79 | Rp 6.720.941 | Rp 2.435.847 | Rp 4.285.094 | Rp 426.073.590 | floating |
| 80 | Rp 6.720.941 | Rp 2.460.205 | Rp 4.260.736 | Rp 423.613.385 | floating |
| 81 | Rp 6.720.941 | Rp 2.484.807 | Rp 4.236.134 | Rp 421.128.578 | floating |
| 82 | Rp 6.720.941 | Rp 2.509.655 | Rp 4.211.286 | Rp 418.618.922 | floating |
| 83 | Rp 6.720.941 | Rp 2.534.752 | Rp 4.186.189 | Rp 416.084.170 | floating |
| 84 | Rp 6.720.941 | Rp 2.560.099 | Rp 4.160.842 | Rp 413.524.071 | floating |
| 85 | Rp 6.720.941 | Rp 2.585.700 | Rp 4.135.241 | Rp 410.938.370 | floating |
| 86 | Rp 6.720.941 | Rp 2.611.557 | Rp 4.109.384 | Rp 408.326.813 | floating |
| 87 | Rp 6.720.941 | Rp 2.637.673 | Rp 4.083.268 | Rp 405.689.140 | floating |
| 88 | Rp 6.720.941 | Rp 2.664.050 | Rp 4.056.891 | Rp 403.025.090 | floating |
| 89 | Rp 6.720.941 | Rp 2.690.690 | Rp 4.030.251 | Rp 400.334.400 | floating |
| 90 | Rp 6.720.941 | Rp 2.717.597 | Rp 4.003.344 | Rp 397.616.803 | floating |
| 91 | Rp 6.720.941 | Rp 2.744.773 | Rp 3.976.168 | Rp 394.872.030 | floating |
| 92 | Rp 6.720.941 | Rp 2.772.221 | Rp 3.948.720 | Rp 392.099.809 | floating |
| 93 | Rp 6.720.941 | Rp 2.799.943 | Rp 3.920.998 | Rp 389.299.866 | floating |
| 94 | Rp 6.720.941 | Rp 2.827.942 | Rp 3.892.999 | Rp 386.471.923 | floating |
| 95 | Rp 6.720.941 | Rp 2.856.222 | Rp 3.864.719 | Rp 383.615.701 | floating |
| 96 | Rp 6.720.941 | Rp 2.884.784 | Rp 3.836.157 | Rp 380.730.917 | floating |
| 97 | Rp 6.720.941 | Rp 2.913.632 | Rp 3.807.309 | Rp 377.817.285 | floating |
| 98 | Rp 6.720.941 | Rp 2.942.768 | Rp 3.778.173 | Rp 374.874.517 | floating |
| 99 | Rp 6.720.941 | Rp 2.972.196 | Rp 3.748.745 | Rp 371.902.321 | floating |
| 100 | Rp 6.720.941 | Rp 3.001.918 | Rp 3.719.023 | Rp 368.900.403 | floating |
| 101 | Rp 6.720.941 | Rp 3.031.937 | Rp 3.689.004 | Rp 365.868.466 | floating |
| 102 | Rp 6.720.941 | Rp 3.062.256 | Rp 3.658.685 | Rp 362.806.209 | floating |
| 103 | Rp 6.720.941 | Rp 3.092.879 | Rp 3.628.062 | Rp 359.713.330 | floating |
| 104 | Rp 6.720.941 | Rp 3.123.808 | Rp 3.597.133 | Rp 356.589.522 | floating |
| 105 | Rp 6.720.941 | Rp 3.155.046 | Rp 3.565.895 | Rp 353.434.477 | floating |
| 106 | Rp 6.720.941 | Rp 3.186.596 | Rp 3.534.345 | Rp 350.247.880 | floating |
| 107 | Rp 6.720.941 | Rp 3.218.462 | Rp 3.502.479 | Rp 347.029.418 | floating |
| 108 | Rp 6.720.941 | Rp 3.250.647 | Rp 3.470.294 | Rp 343.778.771 | floating |
| 109 | Rp 6.720.941 | Rp 3.283.153 | Rp 3.437.788 | Rp 340.495.617 | floating |
| 110 | Rp 6.720.941 | Rp 3.315.985 | Rp 3.404.956 | Rp 337.179.632 | floating |
| 111 | Rp 6.720.941 | Rp 3.349.145 | Rp 3.371.796 | Rp 333.830.488 | floating |
| 112 | Rp 6.720.941 | Rp 3.382.636 | Rp 3.338.305 | Rp 330.447.851 | floating |
| 113 | Rp 6.720.941 | Rp 3.416.463 | Rp 3.304.479 | Rp 327.031.389 | floating |
| 114 | Rp 6.720.941 | Rp 3.450.627 | Rp 3.270.314 | Rp 323.580.761 | floating |
| 115 | Rp 6.720.941 | Rp 3.485.134 | Rp 3.235.808 | Rp 320.095.628 | floating |
| 116 | Rp 6.720.941 | Rp 3.519.985 | Rp 3.200.956 | Rp 316.575.643 | floating |
| 117 | Rp 6.720.941 | Rp 3.555.185 | Rp 3.165.756 | Rp 313.020.458 | floating |
| 118 | Rp 6.720.941 | Rp 3.590.737 | Rp 3.130.205 | Rp 309.429.722 | floating |
| 119 | Rp 6.720.941 | Rp 3.626.644 | Rp 3.094.297 | Rp 305.803.078 | floating |
| 120 | Rp 6.720.941 | Rp 3.662.910 | Rp 3.058.031 | Rp 302.140.167 | floating |
| 121 | Rp 6.720.941 | Rp 3.699.539 | Rp 3.021.402 | Rp 298.440.628 | floating |
| 122 | Rp 6.720.941 | Rp 3.736.535 | Rp 2.984.406 | Rp 294.704.093 | floating |
| 123 | Rp 6.720.941 | Rp 3.773.900 | Rp 2.947.041 | Rp 290.930.193 | floating |
| 124 | Rp 6.720.941 | Rp 3.811.639 | Rp 2.909.302 | Rp 287.118.554 | floating |
| 125 | Rp 6.720.941 | Rp 3.849.756 | Rp 2.871.186 | Rp 283.268.798 | floating |
| 126 | Rp 6.720.941 | Rp 3.888.253 | Rp 2.832.688 | Rp 279.380.545 | floating |
| 127 | Rp 6.720.941 | Rp 3.927.136 | Rp 2.793.805 | Rp 275.453.409 | floating |
| 128 | Rp 6.720.941 | Rp 3.966.407 | Rp 2.754.534 | Rp 271.487.002 | floating |
| 129 | Rp 6.720.941 | Rp 4.006.071 | Rp 2.714.870 | Rp 267.480.931 | floating |
| 130 | Rp 6.720.941 | Rp 4.046.132 | Rp 2.674.809 | Rp 263.434.799 | floating |
| 131 | Rp 6.720.941 | Rp 4.086.593 | Rp 2.634.348 | Rp 259.348.206 | floating |
| 132 | Rp 6.720.941 | Rp 4.127.459 | Rp 2.593.482 | Rp 255.220.747 | floating |
| 133 | Rp 6.720.941 | Rp 4.168.734 | Rp 2.552.207 | Rp 251.052.013 | floating |
| 134 | Rp 6.720.941 | Rp 4.210.421 | Rp 2.510.520 | Rp 246.841.592 | floating |
| 135 | Rp 6.720.941 | Rp 4.252.525 | Rp 2.468.416 | Rp 242.589.067 | floating |
| 136 | Rp 6.720.941 | Rp 4.295.050 | Rp 2.425.891 | Rp 238.294.017 | floating |
| 137 | Rp 6.720.941 | Rp 4.338.001 | Rp 2.382.940 | Rp 233.956.016 | floating |
| 138 | Rp 6.720.941 | Rp 4.381.381 | Rp 2.339.560 | Rp 229.574.635 | floating |
| 139 | Rp 6.720.941 | Rp 4.425.195 | Rp 2.295.746 | Rp 225.149.440 | floating |
| 140 | Rp 6.720.941 | Rp 4.469.447 | Rp 2.251.494 | Rp 220.679.993 | floating |
| 141 | Rp 6.720.941 | Rp 4.514.141 | Rp 2.206.800 | Rp 216.165.852 | floating |
| 142 | Rp 6.720.941 | Rp 4.559.283 | Rp 2.161.659 | Rp 211.606.569 | floating |
| 143 | Rp 6.720.941 | Rp 4.604.875 | Rp 2.116.066 | Rp 207.001.694 | floating |
| 144 | Rp 6.720.941 | Rp 4.650.924 | Rp 2.070.017 | Rp 202.350.769 | floating |
| 145 | Rp 6.720.941 | Rp 4.697.433 | Rp 2.023.508 | Rp 197.653.336 | floating |
| 146 | Rp 6.720.941 | Rp 4.744.408 | Rp 1.976.533 | Rp 192.908.928 | floating |
| 147 | Rp 6.720.941 | Rp 4.791.852 | Rp 1.929.089 | Rp 188.117.076 | floating |
| 148 | Rp 6.720.941 | Rp 4.839.770 | Rp 1.881.171 | Rp 183.277.306 | floating |
| 149 | Rp 6.720.941 | Rp 4.888.168 | Rp 1.832.773 | Rp 178.389.138 | floating |
| 150 | Rp 6.720.941 | Rp 4.937.050 | Rp 1.783.891 | Rp 173.452.088 | floating |
| 151 | Rp 6.720.941 | Rp 4.986.420 | Rp 1.734.521 | Rp 168.465.668 | floating |
| 152 | Rp 6.720.941 | Rp 5.036.284 | Rp 1.684.657 | Rp 163.429.383 | floating |
| 153 | Rp 6.720.941 | Rp 5.086.647 | Rp 1.634.294 | Rp 158.342.736 | floating |
| 154 | Rp 6.720.941 | Rp 5.137.514 | Rp 1.583.427 | Rp 153.205.222 | floating |
| 155 | Rp 6.720.941 | Rp 5.188.889 | Rp 1.532.052 | Rp 148.016.333 | floating |
| 156 | Rp 6.720.941 | Rp 5.240.778 | Rp 1.480.163 | Rp 142.775.556 | floating |
| 157 | Rp 6.720.941 | Rp 5.293.186 | Rp 1.427.756 | Rp 137.482.370 | floating |
| 158 | Rp 6.720.941 | Rp 5.346.117 | Rp 1.374.824 | Rp 132.136.252 | floating |
| 159 | Rp 6.720.941 | Rp 5.399.579 | Rp 1.321.363 | Rp 126.736.674 | floating |
| 160 | Rp 6.720.941 | Rp 5.453.574 | Rp 1.267.367 | Rp 121.283.099 | floating |
| 161 | Rp 6.720.941 | Rp 5.508.110 | Rp 1.212.831 | Rp 115.774.989 | floating |
| 162 | Rp 6.720.941 | Rp 5.563.191 | Rp 1.157.750 | Rp 110.211.798 | floating |
| 163 | Rp 6.720.941 | Rp 5.618.823 | Rp 1.102.118 | Rp 104.592.975 | floating |
| 164 | Rp 6.720.941 | Rp 5.675.011 | Rp 1.045.930 | Rp 98.917.963 | floating |
| 165 | Rp 6.720.941 | Rp 5.731.762 | Rp 989.180 | Rp 93.186.202 | floating |
| 166 | Rp 6.720.941 | Rp 5.789.079 | Rp 931.862 | Rp 87.397.123 | floating |
| 167 | Rp 6.720.941 | Rp 5.846.970 | Rp 873.971 | Rp 81.550.153 | floating |
| 168 | Rp 6.720.941 | Rp 5.905.440 | Rp 815.502 | Rp 75.644.713 | floating |
| 169 | Rp 6.720.941 | Rp 5.964.494 | Rp 756.447 | Rp 69.680.219 | floating |
| 170 | Rp 6.720.941 | Rp 6.024.139 | Rp 696.802 | Rp 63.656.080 | floating |
| 171 | Rp 6.720.941 | Rp 6.084.380 | Rp 636.561 | Rp 57.571.700 | floating |
| 172 | Rp 6.720.941 | Rp 6.145.224 | Rp 575.717 | Rp 51.426.476 | floating |
| 173 | Rp 6.720.941 | Rp 6.206.676 | Rp 514.265 | Rp 45.219.799 | floating |
| 174 | Rp 6.720.941 | Rp 6.268.743 | Rp 452.198 | Rp 38.951.056 | floating |
| 175 | Rp 6.720.941 | Rp 6.331.431 | Rp 389.511 | Rp 32.619.626 | floating |
| 176 | Rp 6.720.941 | Rp 6.394.745 | Rp 326.196 | Rp 26.224.881 | floating |
| 177 | Rp 6.720.941 | Rp 6.458.692 | Rp 262.249 | Rp 19.766.188 | floating |
| 178 | Rp 6.720.941 | Rp 6.523.279 | Rp 197.662 | Rp 13.242.909 | floating |
| 179 | Rp 6.720.941 | Rp 6.588.512 | Rp 132.429 | Rp 6.654.397 | floating |
| 180 | Rp 6.720.941 | Rp 6.654.397 | Rp 66.544 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk BPR Modern Express Kredit Pemilikan Rumah
| Jenis | konvensional (fixed full_tenor) |
| Bunga / margin fixed | 12% selama 5 tahun |
| Tenor maksimum | 5 tahun |
| Uang muka minimum | 30% |
| Biaya provisi | 2% dari pokok |
| Biaya admin | Rp 500.000 |
BPR dengan layanan digital. Tenor pendek, DP besar, tapi proses cepat untuk profil non-bankable.
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bprmodernexpress.co.id/produk/kredit per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan BPR Modern Express. Untuk penawaran resmi, hubungi BPR Modern Express langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR BPR Modern Express saat ini?
Berdasarkan rate card publik PT BPR Modern Express per 02-05-2026, BPR Modern Express Kredit Pemilikan Rumah menawarkan bunga fixed 12% selama 5 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~12%. Konfirmasi ke BPR Modern Express untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR BPR Modern Express?
Uang muka minimum 30% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR BPR Modern Express?
5 tahun (60 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi BPR Modern Express?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan BPR Modern Express. Untuk penawaran resmi, hubungi BPR Modern Express langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)