Simulasi KPR BPR Lestari
PT BPR Lestari Bali
Hitung cicilan BPR Lestari KPR dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik BPR Lestari
Simulasi memakai parameter BPR Lestari KPR. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 640.000.000
Uang muka (DP)
Rp 160.000.000 (20%)
Cicilan bulanan (tetap selama tenor)
Rp 7.274.220
Total bunga / margin dibayar
Rp 669.359.669
Total dibayar (pokok + bunga)
Rp 1.309.359.669
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 7.274.220 | Rp 1.407.554 | Rp 5.866.667 | Rp 638.592.446 | fixed |
| 2 | Rp 7.274.220 | Rp 1.420.456 | Rp 5.853.764 | Rp 637.171.990 | fixed |
| 3 | Rp 7.274.220 | Rp 1.433.477 | Rp 5.840.743 | Rp 635.738.513 | fixed |
| 4 | Rp 7.274.220 | Rp 1.446.617 | Rp 5.827.603 | Rp 634.291.896 | fixed |
| 5 | Rp 7.274.220 | Rp 1.459.878 | Rp 5.814.342 | Rp 632.832.018 | fixed |
| 6 | Rp 7.274.220 | Rp 1.473.260 | Rp 5.800.960 | Rp 631.358.757 | fixed |
| 7 | Rp 7.274.220 | Rp 1.486.765 | Rp 5.787.455 | Rp 629.871.992 | fixed |
| 8 | Rp 7.274.220 | Rp 1.500.394 | Rp 5.773.827 | Rp 628.371.598 | fixed |
| 9 | Rp 7.274.220 | Rp 1.514.147 | Rp 5.760.073 | Rp 626.857.451 | fixed |
| 10 | Rp 7.274.220 | Rp 1.528.027 | Rp 5.746.193 | Rp 625.329.424 | fixed |
| 11 | Rp 7.274.220 | Rp 1.542.034 | Rp 5.732.186 | Rp 623.787.390 | fixed |
| 12 | Rp 7.274.220 | Rp 1.556.169 | Rp 5.718.051 | Rp 622.231.221 | fixed |
| 13 | Rp 7.274.220 | Rp 1.570.434 | Rp 5.703.786 | Rp 620.660.786 | fixed |
| 14 | Rp 7.274.220 | Rp 1.584.830 | Rp 5.689.391 | Rp 619.075.957 | fixed |
| 15 | Rp 7.274.220 | Rp 1.599.357 | Rp 5.674.863 | Rp 617.476.599 | fixed |
| 16 | Rp 7.274.220 | Rp 1.614.018 | Rp 5.660.202 | Rp 615.862.581 | fixed |
| 17 | Rp 7.274.220 | Rp 1.628.813 | Rp 5.645.407 | Rp 614.233.768 | fixed |
| 18 | Rp 7.274.220 | Rp 1.643.744 | Rp 5.630.476 | Rp 612.590.023 | fixed |
| 19 | Rp 7.274.220 | Rp 1.658.812 | Rp 5.615.409 | Rp 610.931.212 | fixed |
| 20 | Rp 7.274.220 | Rp 1.674.018 | Rp 5.600.203 | Rp 609.257.194 | fixed |
| 21 | Rp 7.274.220 | Rp 1.689.363 | Rp 5.584.858 | Rp 607.567.831 | fixed |
| 22 | Rp 7.274.220 | Rp 1.704.849 | Rp 5.569.372 | Rp 605.862.983 | fixed |
| 23 | Rp 7.274.220 | Rp 1.720.476 | Rp 5.553.744 | Rp 604.142.506 | fixed |
| 24 | Rp 7.274.220 | Rp 1.736.247 | Rp 5.537.973 | Rp 602.406.259 | fixed |
| 25 | Rp 7.274.220 | Rp 1.752.163 | Rp 5.522.057 | Rp 600.654.096 | fixed |
| 26 | Rp 7.274.220 | Rp 1.768.225 | Rp 5.505.996 | Rp 598.885.871 | fixed |
| 27 | Rp 7.274.220 | Rp 1.784.433 | Rp 5.489.787 | Rp 597.101.438 | fixed |
| 28 | Rp 7.274.220 | Rp 1.800.791 | Rp 5.473.430 | Rp 595.300.647 | fixed |
| 29 | Rp 7.274.220 | Rp 1.817.298 | Rp 5.456.923 | Rp 593.483.350 | fixed |
| 30 | Rp 7.274.220 | Rp 1.833.956 | Rp 5.440.264 | Rp 591.649.393 | fixed |
| 31 | Rp 7.274.220 | Rp 1.850.768 | Rp 5.423.453 | Rp 589.798.626 | fixed |
| 32 | Rp 7.274.220 | Rp 1.867.733 | Rp 5.406.487 | Rp 587.930.893 | fixed |
| 33 | Rp 7.274.220 | Rp 1.884.854 | Rp 5.389.367 | Rp 586.046.039 | fixed |
| 34 | Rp 7.274.220 | Rp 1.902.132 | Rp 5.372.089 | Rp 584.143.907 | fixed |
| 35 | Rp 7.274.220 | Rp 1.919.568 | Rp 5.354.652 | Rp 582.224.339 | fixed |
| 36 | Rp 7.274.220 | Rp 1.937.164 | Rp 5.337.056 | Rp 580.287.175 | fixed |
| 37 | Rp 7.274.220 | Rp 1.954.921 | Rp 5.319.299 | Rp 578.332.254 | fixed |
| 38 | Rp 7.274.220 | Rp 1.972.841 | Rp 5.301.379 | Rp 576.359.413 | fixed |
| 39 | Rp 7.274.220 | Rp 1.990.926 | Rp 5.283.295 | Rp 574.368.487 | fixed |
| 40 | Rp 7.274.220 | Rp 2.009.176 | Rp 5.265.044 | Rp 572.359.311 | fixed |
| 41 | Rp 7.274.220 | Rp 2.027.593 | Rp 5.246.627 | Rp 570.331.718 | fixed |
| 42 | Rp 7.274.220 | Rp 2.046.180 | Rp 5.228.041 | Rp 568.285.538 | fixed |
| 43 | Rp 7.274.220 | Rp 2.064.936 | Rp 5.209.284 | Rp 566.220.602 | fixed |
| 44 | Rp 7.274.220 | Rp 2.083.865 | Rp 5.190.356 | Rp 564.136.737 | fixed |
| 45 | Rp 7.274.220 | Rp 2.102.967 | Rp 5.171.253 | Rp 562.033.770 | fixed |
| 46 | Rp 7.274.220 | Rp 2.122.244 | Rp 5.151.976 | Rp 559.911.526 | fixed |
| 47 | Rp 7.274.220 | Rp 2.141.698 | Rp 5.132.522 | Rp 557.769.828 | fixed |
| 48 | Rp 7.274.220 | Rp 2.161.330 | Rp 5.112.890 | Rp 555.608.497 | fixed |
| 49 | Rp 7.274.220 | Rp 2.181.142 | Rp 5.093.078 | Rp 553.427.355 | fixed |
| 50 | Rp 7.274.220 | Rp 2.201.136 | Rp 5.073.084 | Rp 551.226.219 | fixed |
| 51 | Rp 7.274.220 | Rp 2.221.313 | Rp 5.052.907 | Rp 549.004.905 | fixed |
| 52 | Rp 7.274.220 | Rp 2.241.675 | Rp 5.032.545 | Rp 546.763.230 | fixed |
| 53 | Rp 7.274.220 | Rp 2.262.224 | Rp 5.011.996 | Rp 544.501.006 | fixed |
| 54 | Rp 7.274.220 | Rp 2.282.961 | Rp 4.991.259 | Rp 542.218.045 | fixed |
| 55 | Rp 7.274.220 | Rp 2.303.888 | Rp 4.970.332 | Rp 539.914.156 | fixed |
| 56 | Rp 7.274.220 | Rp 2.325.007 | Rp 4.949.213 | Rp 537.589.149 | fixed |
| 57 | Rp 7.274.220 | Rp 2.346.320 | Rp 4.927.901 | Rp 535.242.829 | fixed |
| 58 | Rp 7.274.220 | Rp 2.367.828 | Rp 4.906.393 | Rp 532.875.001 | fixed |
| 59 | Rp 7.274.220 | Rp 2.389.533 | Rp 4.884.688 | Rp 530.485.468 | fixed |
| 60 | Rp 7.274.220 | Rp 2.411.437 | Rp 4.862.783 | Rp 528.074.032 | fixed |
| 61 | Rp 7.274.220 | Rp 2.433.542 | Rp 4.840.679 | Rp 525.640.490 | fixed |
| 62 | Rp 7.274.220 | Rp 2.455.849 | Rp 4.818.371 | Rp 523.184.641 | fixed |
| 63 | Rp 7.274.220 | Rp 2.478.361 | Rp 4.795.859 | Rp 520.706.279 | fixed |
| 64 | Rp 7.274.220 | Rp 2.501.079 | Rp 4.773.141 | Rp 518.205.200 | fixed |
| 65 | Rp 7.274.220 | Rp 2.524.006 | Rp 4.750.214 | Rp 515.681.194 | fixed |
| 66 | Rp 7.274.220 | Rp 2.547.143 | Rp 4.727.078 | Rp 513.134.051 | fixed |
| 67 | Rp 7.274.220 | Rp 2.570.492 | Rp 4.703.729 | Rp 510.563.560 | fixed |
| 68 | Rp 7.274.220 | Rp 2.594.054 | Rp 4.680.166 | Rp 507.969.505 | fixed |
| 69 | Rp 7.274.220 | Rp 2.617.833 | Rp 4.656.387 | Rp 505.351.672 | fixed |
| 70 | Rp 7.274.220 | Rp 2.641.830 | Rp 4.632.390 | Rp 502.709.842 | fixed |
| 71 | Rp 7.274.220 | Rp 2.666.047 | Rp 4.608.174 | Rp 500.043.795 | fixed |
| 72 | Rp 7.274.220 | Rp 2.690.486 | Rp 4.583.735 | Rp 497.353.309 | fixed |
| 73 | Rp 7.274.220 | Rp 2.715.148 | Rp 4.559.072 | Rp 494.638.161 | fixed |
| 74 | Rp 7.274.220 | Rp 2.740.037 | Rp 4.534.183 | Rp 491.898.124 | fixed |
| 75 | Rp 7.274.220 | Rp 2.765.154 | Rp 4.509.066 | Rp 489.132.970 | fixed |
| 76 | Rp 7.274.220 | Rp 2.790.501 | Rp 4.483.719 | Rp 486.342.468 | fixed |
| 77 | Rp 7.274.220 | Rp 2.816.081 | Rp 4.458.139 | Rp 483.526.387 | fixed |
| 78 | Rp 7.274.220 | Rp 2.841.895 | Rp 4.432.325 | Rp 480.684.492 | fixed |
| 79 | Rp 7.274.220 | Rp 2.867.946 | Rp 4.406.275 | Rp 477.816.546 | fixed |
| 80 | Rp 7.274.220 | Rp 2.894.235 | Rp 4.379.985 | Rp 474.922.311 | fixed |
| 81 | Rp 7.274.220 | Rp 2.920.766 | Rp 4.353.455 | Rp 472.001.545 | fixed |
| 82 | Rp 7.274.220 | Rp 2.947.540 | Rp 4.326.681 | Rp 469.054.005 | fixed |
| 83 | Rp 7.274.220 | Rp 2.974.559 | Rp 4.299.662 | Rp 466.079.446 | fixed |
| 84 | Rp 7.274.220 | Rp 3.001.825 | Rp 4.272.395 | Rp 463.077.621 | fixed |
| 85 | Rp 7.274.220 | Rp 3.029.342 | Rp 4.244.878 | Rp 460.048.279 | fixed |
| 86 | Rp 7.274.220 | Rp 3.057.111 | Rp 4.217.109 | Rp 456.991.168 | fixed |
| 87 | Rp 7.274.220 | Rp 3.085.135 | Rp 4.189.086 | Rp 453.906.033 | fixed |
| 88 | Rp 7.274.220 | Rp 3.113.415 | Rp 4.160.805 | Rp 450.792.618 | fixed |
| 89 | Rp 7.274.220 | Rp 3.141.955 | Rp 4.132.266 | Rp 447.650.663 | fixed |
| 90 | Rp 7.274.220 | Rp 3.170.756 | Rp 4.103.464 | Rp 444.479.907 | fixed |
| 91 | Rp 7.274.220 | Rp 3.199.821 | Rp 4.074.399 | Rp 441.280.086 | fixed |
| 92 | Rp 7.274.220 | Rp 3.229.153 | Rp 4.045.067 | Rp 438.050.933 | fixed |
| 93 | Rp 7.274.220 | Rp 3.258.753 | Rp 4.015.467 | Rp 434.792.180 | fixed |
| 94 | Rp 7.274.220 | Rp 3.288.625 | Rp 3.985.595 | Rp 431.503.554 | fixed |
| 95 | Rp 7.274.220 | Rp 3.318.771 | Rp 3.955.449 | Rp 428.184.783 | fixed |
| 96 | Rp 7.274.220 | Rp 3.349.193 | Rp 3.925.027 | Rp 424.835.590 | fixed |
| 97 | Rp 7.274.220 | Rp 3.379.894 | Rp 3.894.326 | Rp 421.455.696 | fixed |
| 98 | Rp 7.274.220 | Rp 3.410.877 | Rp 3.863.344 | Rp 418.044.819 | fixed |
| 99 | Rp 7.274.220 | Rp 3.442.143 | Rp 3.832.078 | Rp 414.602.676 | fixed |
| 100 | Rp 7.274.220 | Rp 3.473.696 | Rp 3.800.525 | Rp 411.128.980 | fixed |
| 101 | Rp 7.274.220 | Rp 3.505.538 | Rp 3.768.682 | Rp 407.623.442 | fixed |
| 102 | Rp 7.274.220 | Rp 3.537.672 | Rp 3.736.548 | Rp 404.085.770 | fixed |
| 103 | Rp 7.274.220 | Rp 3.570.101 | Rp 3.704.120 | Rp 400.515.669 | fixed |
| 104 | Rp 7.274.220 | Rp 3.602.827 | Rp 3.671.394 | Rp 396.912.843 | fixed |
| 105 | Rp 7.274.220 | Rp 3.635.853 | Rp 3.638.368 | Rp 393.276.990 | fixed |
| 106 | Rp 7.274.220 | Rp 3.669.181 | Rp 3.605.039 | Rp 389.607.809 | fixed |
| 107 | Rp 7.274.220 | Rp 3.702.815 | Rp 3.571.405 | Rp 385.904.993 | fixed |
| 108 | Rp 7.274.220 | Rp 3.736.758 | Rp 3.537.462 | Rp 382.168.235 | fixed |
| 109 | Rp 7.274.220 | Rp 3.771.012 | Rp 3.503.209 | Rp 378.397.224 | fixed |
| 110 | Rp 7.274.220 | Rp 3.805.579 | Rp 3.468.641 | Rp 374.591.645 | fixed |
| 111 | Rp 7.274.220 | Rp 3.840.464 | Rp 3.433.757 | Rp 370.751.181 | fixed |
| 112 | Rp 7.274.220 | Rp 3.875.668 | Rp 3.398.552 | Rp 366.875.513 | fixed |
| 113 | Rp 7.274.220 | Rp 3.911.195 | Rp 3.363.026 | Rp 362.964.318 | fixed |
| 114 | Rp 7.274.220 | Rp 3.947.047 | Rp 3.327.173 | Rp 359.017.271 | fixed |
| 115 | Rp 7.274.220 | Rp 3.983.229 | Rp 3.290.992 | Rp 355.034.042 | fixed |
| 116 | Rp 7.274.220 | Rp 4.019.742 | Rp 3.254.479 | Rp 351.014.300 | fixed |
| 117 | Rp 7.274.220 | Rp 4.056.589 | Rp 3.217.631 | Rp 346.957.711 | fixed |
| 118 | Rp 7.274.220 | Rp 4.093.775 | Rp 3.180.446 | Rp 342.863.936 | fixed |
| 119 | Rp 7.274.220 | Rp 4.131.301 | Rp 3.142.919 | Rp 338.732.635 | fixed |
| 120 | Rp 7.274.220 | Rp 4.169.171 | Rp 3.105.049 | Rp 334.563.464 | fixed |
| 121 | Rp 7.274.220 | Rp 4.207.389 | Rp 3.066.832 | Rp 330.356.075 | floating |
| 122 | Rp 7.274.220 | Rp 4.245.956 | Rp 3.028.264 | Rp 326.110.119 | floating |
| 123 | Rp 7.274.220 | Rp 4.284.878 | Rp 2.989.343 | Rp 321.825.241 | floating |
| 124 | Rp 7.274.220 | Rp 4.324.156 | Rp 2.950.065 | Rp 317.501.086 | floating |
| 125 | Rp 7.274.220 | Rp 4.363.794 | Rp 2.910.427 | Rp 313.137.292 | floating |
| 126 | Rp 7.274.220 | Rp 4.403.795 | Rp 2.870.425 | Rp 308.733.497 | floating |
| 127 | Rp 7.274.220 | Rp 4.444.163 | Rp 2.830.057 | Rp 304.289.334 | floating |
| 128 | Rp 7.274.220 | Rp 4.484.901 | Rp 2.789.319 | Rp 299.804.432 | floating |
| 129 | Rp 7.274.220 | Rp 4.526.013 | Rp 2.748.207 | Rp 295.278.419 | floating |
| 130 | Rp 7.274.220 | Rp 4.567.502 | Rp 2.706.719 | Rp 290.710.917 | floating |
| 131 | Rp 7.274.220 | Rp 4.609.370 | Rp 2.664.850 | Rp 286.101.547 | floating |
| 132 | Rp 7.274.220 | Rp 4.651.623 | Rp 2.622.598 | Rp 281.449.924 | floating |
| 133 | Rp 7.274.220 | Rp 4.694.263 | Rp 2.579.958 | Rp 276.755.662 | floating |
| 134 | Rp 7.274.220 | Rp 4.737.293 | Rp 2.536.927 | Rp 272.018.368 | floating |
| 135 | Rp 7.274.220 | Rp 4.780.719 | Rp 2.493.502 | Rp 267.237.649 | floating |
| 136 | Rp 7.274.220 | Rp 4.824.542 | Rp 2.449.678 | Rp 262.413.107 | floating |
| 137 | Rp 7.274.220 | Rp 4.868.767 | Rp 2.405.453 | Rp 257.544.341 | floating |
| 138 | Rp 7.274.220 | Rp 4.913.397 | Rp 2.360.823 | Rp 252.630.943 | floating |
| 139 | Rp 7.274.220 | Rp 4.958.437 | Rp 2.315.784 | Rp 247.672.507 | floating |
| 140 | Rp 7.274.220 | Rp 5.003.889 | Rp 2.270.331 | Rp 242.668.617 | floating |
| 141 | Rp 7.274.220 | Rp 5.049.758 | Rp 2.224.462 | Rp 237.618.859 | floating |
| 142 | Rp 7.274.220 | Rp 5.096.048 | Rp 2.178.173 | Rp 232.522.812 | floating |
| 143 | Rp 7.274.220 | Rp 5.142.761 | Rp 2.131.459 | Rp 227.380.051 | floating |
| 144 | Rp 7.274.220 | Rp 5.189.903 | Rp 2.084.317 | Rp 222.190.147 | floating |
| 145 | Rp 7.274.220 | Rp 5.237.477 | Rp 2.036.743 | Rp 216.952.670 | floating |
| 146 | Rp 7.274.220 | Rp 5.285.488 | Rp 1.988.733 | Rp 211.667.182 | floating |
| 147 | Rp 7.274.220 | Rp 5.333.938 | Rp 1.940.283 | Rp 206.333.245 | floating |
| 148 | Rp 7.274.220 | Rp 5.382.832 | Rp 1.891.388 | Rp 200.950.412 | floating |
| 149 | Rp 7.274.220 | Rp 5.432.175 | Rp 1.842.045 | Rp 195.518.237 | floating |
| 150 | Rp 7.274.220 | Rp 5.481.970 | Rp 1.792.251 | Rp 190.036.267 | floating |
| 151 | Rp 7.274.220 | Rp 5.532.221 | Rp 1.741.999 | Rp 184.504.046 | floating |
| 152 | Rp 7.274.220 | Rp 5.582.933 | Rp 1.691.287 | Rp 178.921.113 | floating |
| 153 | Rp 7.274.220 | Rp 5.634.110 | Rp 1.640.110 | Rp 173.287.003 | floating |
| 154 | Rp 7.274.220 | Rp 5.685.756 | Rp 1.588.464 | Rp 167.601.247 | floating |
| 155 | Rp 7.274.220 | Rp 5.737.876 | Rp 1.536.345 | Rp 161.863.371 | floating |
| 156 | Rp 7.274.220 | Rp 5.790.473 | Rp 1.483.748 | Rp 156.072.898 | floating |
| 157 | Rp 7.274.220 | Rp 5.843.552 | Rp 1.430.668 | Rp 150.229.346 | floating |
| 158 | Rp 7.274.220 | Rp 5.897.118 | Rp 1.377.102 | Rp 144.332.228 | floating |
| 159 | Rp 7.274.220 | Rp 5.951.175 | Rp 1.323.045 | Rp 138.381.053 | floating |
| 160 | Rp 7.274.220 | Rp 6.005.727 | Rp 1.268.493 | Rp 132.375.326 | floating |
| 161 | Rp 7.274.220 | Rp 6.060.780 | Rp 1.213.440 | Rp 126.314.546 | floating |
| 162 | Rp 7.274.220 | Rp 6.116.337 | Rp 1.157.883 | Rp 120.198.209 | floating |
| 163 | Rp 7.274.220 | Rp 6.172.403 | Rp 1.101.817 | Rp 114.025.805 | floating |
| 164 | Rp 7.274.220 | Rp 6.228.984 | Rp 1.045.237 | Rp 107.796.821 | floating |
| 165 | Rp 7.274.220 | Rp 6.286.083 | Rp 988.138 | Rp 101.510.738 | floating |
| 166 | Rp 7.274.220 | Rp 6.343.705 | Rp 930.515 | Rp 95.167.033 | floating |
| 167 | Rp 7.274.220 | Rp 6.401.856 | Rp 872.364 | Rp 88.765.177 | floating |
| 168 | Rp 7.274.220 | Rp 6.460.540 | Rp 813.681 | Rp 82.304.638 | floating |
| 169 | Rp 7.274.220 | Rp 6.519.761 | Rp 754.459 | Rp 75.784.876 | floating |
| 170 | Rp 7.274.220 | Rp 6.579.526 | Rp 694.695 | Rp 69.205.351 | floating |
| 171 | Rp 7.274.220 | Rp 6.639.838 | Rp 634.382 | Rp 62.565.513 | floating |
| 172 | Rp 7.274.220 | Rp 6.700.703 | Rp 573.517 | Rp 55.864.810 | floating |
| 173 | Rp 7.274.220 | Rp 6.762.126 | Rp 512.094 | Rp 49.102.683 | floating |
| 174 | Rp 7.274.220 | Rp 6.824.112 | Rp 450.108 | Rp 42.278.571 | floating |
| 175 | Rp 7.274.220 | Rp 6.886.667 | Rp 387.554 | Rp 35.391.904 | floating |
| 176 | Rp 7.274.220 | Rp 6.949.795 | Rp 324.426 | Rp 28.442.109 | floating |
| 177 | Rp 7.274.220 | Rp 7.013.501 | Rp 260.719 | Rp 21.428.608 | floating |
| 178 | Rp 7.274.220 | Rp 7.077.791 | Rp 196.429 | Rp 14.350.817 | floating |
| 179 | Rp 7.274.220 | Rp 7.142.671 | Rp 131.549 | Rp 7.208.146 | floating |
| 180 | Rp 7.274.220 | Rp 7.208.146 | Rp 66.075 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk BPR Lestari KPR
| Jenis | konvensional (fixed full_tenor) |
| Bunga / margin fixed | 11% selama 10 tahun |
| Tenor maksimum | 10 tahun |
| Uang muka minimum | 20% |
| Biaya provisi | 1.5% dari pokok |
| Biaya admin | Rp 500.000 |
BPR terbesar di Bali. Fokus segmen UMKM & kredit rumah segmen menengah.
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bprlestari.com/personal/kpr per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan BPR Lestari. Untuk penawaran resmi, hubungi BPR Lestari langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR BPR Lestari saat ini?
Berdasarkan rate card publik PT BPR Lestari Bali per 02-05-2026, BPR Lestari KPR menawarkan bunga fixed 11% selama 10 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~11%. Konfirmasi ke BPR Lestari untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR BPR Lestari?
Uang muka minimum 20% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR BPR Lestari?
10 tahun (120 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi BPR Lestari?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan BPR Lestari. Untuk penawaran resmi, hubungi BPR Lestari langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)