Simulasi KPR BPR Eka Rp 1,5 miliar Tenor 5 tahun
Hitung cicilan KPR BPR Eka untuk pinjaman Rp 1,5 miliar dengan tenor 5 tahun. Pakai parameter rate card publik PT BPR Eka Bumi Artha.
Data per 02-05-2026 · Sumber: Rate card publik BPR Eka
Cicilan tahun fixed (8 tahun pertama)
Rp 31.870.567/bulan
Lalu cicilan estimasi tahun floating: Rp 31.870.567/bulan
Sesuaikan parameter
Simulasi memakai parameter BPR Eka Kredit Multiguna Rumah. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 600.000.000
Uang muka (DP)
Rp 200.000.000 (25%)
Cicilan bulanan (tetap selama tenor)
Rp 6.447.631
Total bunga / margin dibayar
Rp 560.573.527
Total dibayar (pokok + bunga)
Rp 1.160.573.527
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 6.447.631 | Rp 1.447.631 | Rp 5.000.000 | Rp 598.552.369 | fixed |
| 2 | Rp 6.447.631 | Rp 1.459.694 | Rp 4.987.936 | Rp 597.092.675 | fixed |
| 3 | Rp 6.447.631 | Rp 1.471.858 | Rp 4.975.772 | Rp 595.620.817 | fixed |
| 4 | Rp 6.447.631 | Rp 1.484.124 | Rp 4.963.507 | Rp 594.136.693 | fixed |
| 5 | Rp 6.447.631 | Rp 1.496.492 | Rp 4.951.139 | Rp 592.640.201 | fixed |
| 6 | Rp 6.447.631 | Rp 1.508.962 | Rp 4.938.668 | Rp 591.131.239 | fixed |
| 7 | Rp 6.447.631 | Rp 1.521.537 | Rp 4.926.094 | Rp 589.609.702 | fixed |
| 8 | Rp 6.447.631 | Rp 1.534.217 | Rp 4.913.414 | Rp 588.075.485 | fixed |
| 9 | Rp 6.447.631 | Rp 1.547.002 | Rp 4.900.629 | Rp 586.528.483 | fixed |
| 10 | Rp 6.447.631 | Rp 1.559.893 | Rp 4.887.737 | Rp 584.968.590 | fixed |
| 11 | Rp 6.447.631 | Rp 1.572.892 | Rp 4.874.738 | Rp 583.395.698 | fixed |
| 12 | Rp 6.447.631 | Rp 1.586.000 | Rp 4.861.631 | Rp 581.809.698 | fixed |
| 13 | Rp 6.447.631 | Rp 1.599.217 | Rp 4.848.414 | Rp 580.210.481 | fixed |
| 14 | Rp 6.447.631 | Rp 1.612.543 | Rp 4.835.087 | Rp 578.597.938 | fixed |
| 15 | Rp 6.447.631 | Rp 1.625.981 | Rp 4.821.649 | Rp 576.971.957 | fixed |
| 16 | Rp 6.447.631 | Rp 1.639.531 | Rp 4.808.100 | Rp 575.332.426 | fixed |
| 17 | Rp 6.447.631 | Rp 1.653.194 | Rp 4.794.437 | Rp 573.679.232 | fixed |
| 18 | Rp 6.447.631 | Rp 1.666.970 | Rp 4.780.660 | Rp 572.012.261 | fixed |
| 19 | Rp 6.447.631 | Rp 1.680.862 | Rp 4.766.769 | Rp 570.331.399 | fixed |
| 20 | Rp 6.447.631 | Rp 1.694.869 | Rp 4.752.762 | Rp 568.636.530 | fixed |
| 21 | Rp 6.447.631 | Rp 1.708.993 | Rp 4.738.638 | Rp 566.927.537 | fixed |
| 22 | Rp 6.447.631 | Rp 1.723.235 | Rp 4.724.396 | Rp 565.204.303 | fixed |
| 23 | Rp 6.447.631 | Rp 1.737.595 | Rp 4.710.036 | Rp 563.466.708 | fixed |
| 24 | Rp 6.447.631 | Rp 1.752.075 | Rp 4.695.556 | Rp 561.714.633 | fixed |
| 25 | Rp 6.447.631 | Rp 1.766.675 | Rp 4.680.955 | Rp 559.947.958 | fixed |
| 26 | Rp 6.447.631 | Rp 1.781.398 | Rp 4.666.233 | Rp 558.166.560 | fixed |
| 27 | Rp 6.447.631 | Rp 1.796.243 | Rp 4.651.388 | Rp 556.370.317 | fixed |
| 28 | Rp 6.447.631 | Rp 1.811.211 | Rp 4.636.419 | Rp 554.559.106 | fixed |
| 29 | Rp 6.447.631 | Rp 1.826.305 | Rp 4.621.326 | Rp 552.732.801 | fixed |
| 30 | Rp 6.447.631 | Rp 1.841.524 | Rp 4.606.107 | Rp 550.891.277 | fixed |
| 31 | Rp 6.447.631 | Rp 1.856.870 | Rp 4.590.761 | Rp 549.034.407 | fixed |
| 32 | Rp 6.447.631 | Rp 1.872.344 | Rp 4.575.287 | Rp 547.162.063 | fixed |
| 33 | Rp 6.447.631 | Rp 1.887.947 | Rp 4.559.684 | Rp 545.274.116 | fixed |
| 34 | Rp 6.447.631 | Rp 1.903.680 | Rp 4.543.951 | Rp 543.370.436 | fixed |
| 35 | Rp 6.447.631 | Rp 1.919.544 | Rp 4.528.087 | Rp 541.450.893 | fixed |
| 36 | Rp 6.447.631 | Rp 1.935.540 | Rp 4.512.091 | Rp 539.515.353 | fixed |
| 37 | Rp 6.447.631 | Rp 1.951.669 | Rp 4.495.961 | Rp 537.563.683 | fixed |
| 38 | Rp 6.447.631 | Rp 1.967.933 | Rp 4.479.697 | Rp 535.595.750 | fixed |
| 39 | Rp 6.447.631 | Rp 1.984.333 | Rp 4.463.298 | Rp 533.611.417 | fixed |
| 40 | Rp 6.447.631 | Rp 2.000.869 | Rp 4.446.762 | Rp 531.610.548 | fixed |
| 41 | Rp 6.447.631 | Rp 2.017.543 | Rp 4.430.088 | Rp 529.593.006 | fixed |
| 42 | Rp 6.447.631 | Rp 2.034.356 | Rp 4.413.275 | Rp 527.558.650 | fixed |
| 43 | Rp 6.447.631 | Rp 2.051.309 | Rp 4.396.322 | Rp 525.507.341 | fixed |
| 44 | Rp 6.447.631 | Rp 2.068.403 | Rp 4.379.228 | Rp 523.438.938 | fixed |
| 45 | Rp 6.447.631 | Rp 2.085.640 | Rp 4.361.991 | Rp 521.353.299 | fixed |
| 46 | Rp 6.447.631 | Rp 2.103.020 | Rp 4.344.611 | Rp 519.250.279 | fixed |
| 47 | Rp 6.447.631 | Rp 2.120.545 | Rp 4.327.086 | Rp 517.129.734 | fixed |
| 48 | Rp 6.447.631 | Rp 2.138.216 | Rp 4.309.414 | Rp 514.991.518 | fixed |
| 49 | Rp 6.447.631 | Rp 2.156.035 | Rp 4.291.596 | Rp 512.835.483 | fixed |
| 50 | Rp 6.447.631 | Rp 2.174.002 | Rp 4.273.629 | Rp 510.661.481 | fixed |
| 51 | Rp 6.447.631 | Rp 2.192.118 | Rp 4.255.512 | Rp 508.469.363 | fixed |
| 52 | Rp 6.447.631 | Rp 2.210.386 | Rp 4.237.245 | Rp 506.258.977 | fixed |
| 53 | Rp 6.447.631 | Rp 2.228.806 | Rp 4.218.825 | Rp 504.030.171 | fixed |
| 54 | Rp 6.447.631 | Rp 2.247.379 | Rp 4.200.251 | Rp 501.782.792 | fixed |
| 55 | Rp 6.447.631 | Rp 2.266.107 | Rp 4.181.523 | Rp 499.516.684 | fixed |
| 56 | Rp 6.447.631 | Rp 2.284.992 | Rp 4.162.639 | Rp 497.231.693 | fixed |
| 57 | Rp 6.447.631 | Rp 2.304.033 | Rp 4.143.597 | Rp 494.927.659 | fixed |
| 58 | Rp 6.447.631 | Rp 2.323.234 | Rp 4.124.397 | Rp 492.604.426 | fixed |
| 59 | Rp 6.447.631 | Rp 2.342.594 | Rp 4.105.037 | Rp 490.261.832 | fixed |
| 60 | Rp 6.447.631 | Rp 2.362.115 | Rp 4.085.515 | Rp 487.899.717 | fixed |
| 61 | Rp 6.447.631 | Rp 2.381.800 | Rp 4.065.831 | Rp 485.517.917 | fixed |
| 62 | Rp 6.447.631 | Rp 2.401.648 | Rp 4.045.983 | Rp 483.116.269 | fixed |
| 63 | Rp 6.447.631 | Rp 2.421.662 | Rp 4.025.969 | Rp 480.694.607 | fixed |
| 64 | Rp 6.447.631 | Rp 2.441.842 | Rp 4.005.788 | Rp 478.252.765 | fixed |
| 65 | Rp 6.447.631 | Rp 2.462.191 | Rp 3.985.440 | Rp 475.790.574 | fixed |
| 66 | Rp 6.447.631 | Rp 2.482.709 | Rp 3.964.921 | Rp 473.307.864 | fixed |
| 67 | Rp 6.447.631 | Rp 2.503.399 | Rp 3.944.232 | Rp 470.804.466 | fixed |
| 68 | Rp 6.447.631 | Rp 2.524.260 | Rp 3.923.371 | Rp 468.280.206 | fixed |
| 69 | Rp 6.447.631 | Rp 2.545.296 | Rp 3.902.335 | Rp 465.734.910 | fixed |
| 70 | Rp 6.447.631 | Rp 2.566.506 | Rp 3.881.124 | Rp 463.168.404 | fixed |
| 71 | Rp 6.447.631 | Rp 2.587.894 | Rp 3.859.737 | Rp 460.580.510 | fixed |
| 72 | Rp 6.447.631 | Rp 2.609.460 | Rp 3.838.171 | Rp 457.971.050 | fixed |
| 73 | Rp 6.447.631 | Rp 2.631.205 | Rp 3.816.425 | Rp 455.339.844 | fixed |
| 74 | Rp 6.447.631 | Rp 2.653.132 | Rp 3.794.499 | Rp 452.686.712 | fixed |
| 75 | Rp 6.447.631 | Rp 2.675.241 | Rp 3.772.389 | Rp 450.011.471 | fixed |
| 76 | Rp 6.447.631 | Rp 2.697.535 | Rp 3.750.096 | Rp 447.313.936 | fixed |
| 77 | Rp 6.447.631 | Rp 2.720.015 | Rp 3.727.616 | Rp 444.593.921 | fixed |
| 78 | Rp 6.447.631 | Rp 2.742.681 | Rp 3.704.949 | Rp 441.851.240 | fixed |
| 79 | Rp 6.447.631 | Rp 2.765.537 | Rp 3.682.094 | Rp 439.085.703 | fixed |
| 80 | Rp 6.447.631 | Rp 2.788.583 | Rp 3.659.048 | Rp 436.297.120 | fixed |
| 81 | Rp 6.447.631 | Rp 2.811.821 | Rp 3.635.809 | Rp 433.485.298 | fixed |
| 82 | Rp 6.447.631 | Rp 2.835.253 | Rp 3.612.377 | Rp 430.650.045 | fixed |
| 83 | Rp 6.447.631 | Rp 2.858.880 | Rp 3.588.750 | Rp 427.791.165 | fixed |
| 84 | Rp 6.447.631 | Rp 2.882.704 | Rp 3.564.926 | Rp 424.908.461 | fixed |
| 85 | Rp 6.447.631 | Rp 2.906.727 | Rp 3.540.904 | Rp 422.001.734 | fixed |
| 86 | Rp 6.447.631 | Rp 2.930.950 | Rp 3.516.681 | Rp 419.070.784 | fixed |
| 87 | Rp 6.447.631 | Rp 2.955.374 | Rp 3.492.257 | Rp 416.115.410 | fixed |
| 88 | Rp 6.447.631 | Rp 2.980.002 | Rp 3.467.628 | Rp 413.135.408 | fixed |
| 89 | Rp 6.447.631 | Rp 3.004.836 | Rp 3.442.795 | Rp 410.130.572 | fixed |
| 90 | Rp 6.447.631 | Rp 3.029.876 | Rp 3.417.755 | Rp 407.100.696 | fixed |
| 91 | Rp 6.447.631 | Rp 3.055.125 | Rp 3.392.506 | Rp 404.045.571 | fixed |
| 92 | Rp 6.447.631 | Rp 3.080.584 | Rp 3.367.046 | Rp 400.964.987 | fixed |
| 93 | Rp 6.447.631 | Rp 3.106.256 | Rp 3.341.375 | Rp 397.858.731 | fixed |
| 94 | Rp 6.447.631 | Rp 3.132.141 | Rp 3.315.489 | Rp 394.726.590 | fixed |
| 95 | Rp 6.447.631 | Rp 3.158.242 | Rp 3.289.388 | Rp 391.568.347 | fixed |
| 96 | Rp 6.447.631 | Rp 3.184.561 | Rp 3.263.070 | Rp 388.383.786 | fixed |
| 97 | Rp 6.447.631 | Rp 3.211.099 | Rp 3.236.532 | Rp 385.172.687 | floating |
| 98 | Rp 6.447.631 | Rp 3.237.858 | Rp 3.209.772 | Rp 381.934.829 | floating |
| 99 | Rp 6.447.631 | Rp 3.264.840 | Rp 3.182.790 | Rp 378.669.988 | floating |
| 100 | Rp 6.447.631 | Rp 3.292.047 | Rp 3.155.583 | Rp 375.377.941 | floating |
| 101 | Rp 6.447.631 | Rp 3.319.481 | Rp 3.128.150 | Rp 372.058.459 | floating |
| 102 | Rp 6.447.631 | Rp 3.347.144 | Rp 3.100.487 | Rp 368.711.316 | floating |
| 103 | Rp 6.447.631 | Rp 3.375.036 | Rp 3.072.594 | Rp 365.336.280 | floating |
| 104 | Rp 6.447.631 | Rp 3.403.162 | Rp 3.044.469 | Rp 361.933.118 | floating |
| 105 | Rp 6.447.631 | Rp 3.431.521 | Rp 3.016.109 | Rp 358.501.596 | floating |
| 106 | Rp 6.447.631 | Rp 3.460.117 | Rp 2.987.513 | Rp 355.041.479 | floating |
| 107 | Rp 6.447.631 | Rp 3.488.952 | Rp 2.958.679 | Rp 351.552.527 | floating |
| 108 | Rp 6.447.631 | Rp 3.518.026 | Rp 2.929.604 | Rp 348.034.501 | floating |
| 109 | Rp 6.447.631 | Rp 3.547.343 | Rp 2.900.288 | Rp 344.487.158 | floating |
| 110 | Rp 6.447.631 | Rp 3.576.904 | Rp 2.870.726 | Rp 340.910.253 | floating |
| 111 | Rp 6.447.631 | Rp 3.606.712 | Rp 2.840.919 | Rp 337.303.542 | floating |
| 112 | Rp 6.447.631 | Rp 3.636.768 | Rp 2.810.863 | Rp 333.666.774 | floating |
| 113 | Rp 6.447.631 | Rp 3.667.074 | Rp 2.780.556 | Rp 329.999.699 | floating |
| 114 | Rp 6.447.631 | Rp 3.697.633 | Rp 2.749.997 | Rp 326.302.066 | floating |
| 115 | Rp 6.447.631 | Rp 3.728.447 | Rp 2.719.184 | Rp 322.573.619 | floating |
| 116 | Rp 6.447.631 | Rp 3.759.517 | Rp 2.688.113 | Rp 318.814.102 | floating |
| 117 | Rp 6.447.631 | Rp 3.790.847 | Rp 2.656.784 | Rp 315.023.256 | floating |
| 118 | Rp 6.447.631 | Rp 3.822.437 | Rp 2.625.194 | Rp 311.200.819 | floating |
| 119 | Rp 6.447.631 | Rp 3.854.291 | Rp 2.593.340 | Rp 307.346.528 | floating |
| 120 | Rp 6.447.631 | Rp 3.886.410 | Rp 2.561.221 | Rp 303.460.119 | floating |
| 121 | Rp 6.447.631 | Rp 3.918.796 | Rp 2.528.834 | Rp 299.541.322 | floating |
| 122 | Rp 6.447.631 | Rp 3.951.453 | Rp 2.496.178 | Rp 295.589.869 | floating |
| 123 | Rp 6.447.631 | Rp 3.984.382 | Rp 2.463.249 | Rp 291.605.487 | floating |
| 124 | Rp 6.447.631 | Rp 4.017.585 | Rp 2.430.046 | Rp 287.587.902 | floating |
| 125 | Rp 6.447.631 | Rp 4.051.065 | Rp 2.396.566 | Rp 283.536.837 | floating |
| 126 | Rp 6.447.631 | Rp 4.084.824 | Rp 2.362.807 | Rp 279.452.014 | floating |
| 127 | Rp 6.447.631 | Rp 4.118.864 | Rp 2.328.767 | Rp 275.333.150 | floating |
| 128 | Rp 6.447.631 | Rp 4.153.188 | Rp 2.294.443 | Rp 271.179.962 | floating |
| 129 | Rp 6.447.631 | Rp 4.187.798 | Rp 2.259.833 | Rp 266.992.164 | floating |
| 130 | Rp 6.447.631 | Rp 4.222.696 | Rp 2.224.935 | Rp 262.769.468 | floating |
| 131 | Rp 6.447.631 | Rp 4.257.885 | Rp 2.189.746 | Rp 258.511.583 | floating |
| 132 | Rp 6.447.631 | Rp 4.293.368 | Rp 2.154.263 | Rp 254.218.216 | floating |
| 133 | Rp 6.447.631 | Rp 4.329.146 | Rp 2.118.485 | Rp 249.889.070 | floating |
| 134 | Rp 6.447.631 | Rp 4.365.222 | Rp 2.082.409 | Rp 245.523.848 | floating |
| 135 | Rp 6.447.631 | Rp 4.401.599 | Rp 2.046.032 | Rp 241.122.250 | floating |
| 136 | Rp 6.447.631 | Rp 4.438.279 | Rp 2.009.352 | Rp 236.683.971 | floating |
| 137 | Rp 6.447.631 | Rp 4.475.264 | Rp 1.972.366 | Rp 232.208.707 | floating |
| 138 | Rp 6.447.631 | Rp 4.512.558 | Rp 1.935.073 | Rp 227.696.149 | floating |
| 139 | Rp 6.447.631 | Rp 4.550.163 | Rp 1.897.468 | Rp 223.145.986 | floating |
| 140 | Rp 6.447.631 | Rp 4.588.081 | Rp 1.859.550 | Rp 218.557.905 | floating |
| 141 | Rp 6.447.631 | Rp 4.626.315 | Rp 1.821.316 | Rp 213.931.590 | floating |
| 142 | Rp 6.447.631 | Rp 4.664.867 | Rp 1.782.763 | Rp 209.266.723 | floating |
| 143 | Rp 6.447.631 | Rp 4.703.741 | Rp 1.743.889 | Rp 204.562.981 | floating |
| 144 | Rp 6.447.631 | Rp 4.742.939 | Rp 1.704.692 | Rp 199.820.042 | floating |
| 145 | Rp 6.447.631 | Rp 4.782.464 | Rp 1.665.167 | Rp 195.037.578 | floating |
| 146 | Rp 6.447.631 | Rp 4.822.318 | Rp 1.625.313 | Rp 190.215.261 | floating |
| 147 | Rp 6.447.631 | Rp 4.862.504 | Rp 1.585.127 | Rp 185.352.757 | floating |
| 148 | Rp 6.447.631 | Rp 4.903.024 | Rp 1.544.606 | Rp 180.449.733 | floating |
| 149 | Rp 6.447.631 | Rp 4.943.883 | Rp 1.503.748 | Rp 175.505.850 | floating |
| 150 | Rp 6.447.631 | Rp 4.985.082 | Rp 1.462.549 | Rp 170.520.768 | floating |
| 151 | Rp 6.447.631 | Rp 5.026.624 | Rp 1.421.006 | Rp 165.494.144 | floating |
| 152 | Rp 6.447.631 | Rp 5.068.513 | Rp 1.379.118 | Rp 160.425.631 | floating |
| 153 | Rp 6.447.631 | Rp 5.110.750 | Rp 1.336.880 | Rp 155.314.881 | floating |
| 154 | Rp 6.447.631 | Rp 5.153.340 | Rp 1.294.291 | Rp 150.161.541 | floating |
| 155 | Rp 6.447.631 | Rp 5.196.285 | Rp 1.251.346 | Rp 144.965.256 | floating |
| 156 | Rp 6.447.631 | Rp 5.239.587 | Rp 1.208.044 | Rp 139.725.669 | floating |
| 157 | Rp 6.447.631 | Rp 5.283.250 | Rp 1.164.381 | Rp 134.442.419 | floating |
| 158 | Rp 6.447.631 | Rp 5.327.277 | Rp 1.120.353 | Rp 129.115.142 | floating |
| 159 | Rp 6.447.631 | Rp 5.371.671 | Rp 1.075.960 | Rp 123.743.471 | floating |
| 160 | Rp 6.447.631 | Rp 5.416.435 | Rp 1.031.196 | Rp 118.327.035 | floating |
| 161 | Rp 6.447.631 | Rp 5.461.572 | Rp 986.059 | Rp 112.865.463 | floating |
| 162 | Rp 6.447.631 | Rp 5.507.085 | Rp 940.546 | Rp 107.358.378 | floating |
| 163 | Rp 6.447.631 | Rp 5.552.978 | Rp 894.653 | Rp 101.805.401 | floating |
| 164 | Rp 6.447.631 | Rp 5.599.252 | Rp 848.378 | Rp 96.206.148 | floating |
| 165 | Rp 6.447.631 | Rp 5.645.913 | Rp 801.718 | Rp 90.560.235 | floating |
| 166 | Rp 6.447.631 | Rp 5.692.962 | Rp 754.669 | Rp 84.867.273 | floating |
| 167 | Rp 6.447.631 | Rp 5.740.403 | Rp 707.227 | Rp 79.126.870 | floating |
| 168 | Rp 6.447.631 | Rp 5.788.240 | Rp 659.391 | Rp 73.338.630 | floating |
| 169 | Rp 6.447.631 | Rp 5.836.475 | Rp 611.155 | Rp 67.502.154 | floating |
| 170 | Rp 6.447.631 | Rp 5.885.113 | Rp 562.518 | Rp 61.617.042 | floating |
| 171 | Rp 6.447.631 | Rp 5.934.155 | Rp 513.475 | Rp 55.682.886 | floating |
| 172 | Rp 6.447.631 | Rp 5.983.607 | Rp 464.024 | Rp 49.699.280 | floating |
| 173 | Rp 6.447.631 | Rp 6.033.470 | Rp 414.161 | Rp 43.665.810 | floating |
| 174 | Rp 6.447.631 | Rp 6.083.749 | Rp 363.882 | Rp 37.582.061 | floating |
| 175 | Rp 6.447.631 | Rp 6.134.447 | Rp 313.184 | Rp 31.447.614 | floating |
| 176 | Rp 6.447.631 | Rp 6.185.567 | Rp 262.063 | Rp 25.262.046 | floating |
| 177 | Rp 6.447.631 | Rp 6.237.114 | Rp 210.517 | Rp 19.024.933 | floating |
| 178 | Rp 6.447.631 | Rp 6.289.090 | Rp 158.541 | Rp 12.735.843 | floating |
| 179 | Rp 6.447.631 | Rp 6.341.499 | Rp 106.132 | Rp 6.394.345 | floating |
| 180 | Rp 6.447.631 | Rp 6.394.345 | Rp 53.286 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail breakdown KPR BPR Eka Rp 1,5 miliar 5 tahun
| Pokok pinjaman | Rp 1.500.000.000 |
| Bunga fixed | 10% selama 8 tahun |
| Bunga floating estimasi | 10% |
| Tenor total | 5 tahun (60 bulan) |
| Cicilan tahun fixed | Rp 31.870.567/bulan |
| Cicilan estimasi tahun floating | Rp 31.870.567/bulan |
| Total bunga sepanjang tenor | Rp 412.234.024 |
| Total dibayar | Rp 1.912.234.024 |
Pertimbangan untuk pinjaman Rp 1,5 miliar
Pinjaman Rp 1,5 miliar dengan tenor 5 tahun cocok untuk pasangan atau keluarga dengan penghasilan minimum sekitar Rp 95.611.701/bulan (rule of thumb: cicilan ≤ 33% penghasilan). Pertimbangkan:
- DP lebih besar mengurangi pokok dan total bunga. Naik dari 10% ke 20% untuk rumah Rp 1.875.000.000 bisa menghemat sekitar Rp 41.223.402 total bunga.
- Tenor lebih pendek = cicilan lebih berat tapi total bunga lebih kecil. Tenor 10 tahun bisa hemat ~30-40% total bunga vs tenor 20 tahun.
- Pertimbangkan pelunasan dipercepat di tahun fixed bila ada bonus/THR. Sebagian bank gratis penalti pelunasan setelah masa fixed.
- Bandingkan dengan bank lain sebelum putuskan—lihat link di bawah.
Tentang KPR BPR Eka
BPR terbesar di Lampung. Aset top 10 BPR nasional. Sumber rate card: https://www.bpreka.co.id/personal/kredit.
Pertanyaan yang sering diajukan
Berapa cicilan KPR BPR Eka Rp 1,5 miliar 5 tahun?
Untuk pinjaman Rp 1,5 miliar dengan tenor 5 tahun, cicilan tahun fixed (8 tahun pertama, bunga 10%) sekitar Rp 31.870.567. Setelah masa fixed, cicilan estimasi Rp 31.870.567 dengan bunga floating ~10%.
Berapa total bunga yang dibayar untuk KPR Rp 1,5 miliar 5 tahun di BPR Eka?
Total bunga estimasi sekitar Rp 412.234.024 sepanjang tenor 5 tahun. Total dibayar (pokok + bunga) sekitar Rp 1.912.234.024. Bunga floating bisa berubah mengikuti BI 7DRR + margin bank.
Berapa minimum DP KPR BPR Eka?
BPR Eka mensyaratkan DP minimum 25% dari harga rumah. Bank Indonesia mengatur LTV maksimum berdasarkan profil nasabah; DP aktual yang disetujui bisa berbeda.
Apakah angka ini final?
Bukan. Estimasi berdasarkan rate card publik PT BPR Eka Bumi Artha per 02-05-2026. Angka aktual berbeda berdasarkan profil kredit, promo, asuransi jiwa & kebakaran yang masuk ke cicilan, dan biaya provisi/admin/appraisal yang dibayar di awal. Konfirmasi ke BPR Eka untuk penawaran resmi.
Bandingkan dengan bank lain (Rp 1,5 miliar 5 tahun)
- Simulasi KPR BCA Rp 1,5 miliar 5 tahun (fixed 4.69%)
- Simulasi KPR Mandiri Rp 1,5 miliar 5 tahun (fixed 4.99%)
- Simulasi KPR BNI Rp 1,5 miliar 5 tahun (fixed 5.25%)
- Simulasi KPR BRI Rp 1,5 miliar 5 tahun (fixed 5.5%)
- Simulasi KPR BTN Rp 1,5 miliar 5 tahun (fixed 5%)
Skenario lain BPR Eka
- KPR BPR Eka Rp 200 juta tenor 5 tahun
- KPR BPR Eka Rp 300 juta tenor 5 tahun
- KPR BPR Eka Rp 500 juta tenor 5 tahun
- KPR BPR Eka Rp 750 juta tenor 5 tahun
- KPR BPR Eka Rp 1,5 miliar tenor 10 tahun
- KPR BPR Eka Rp 1,5 miliar tenor 15 tahun
- KPR BPR Eka Rp 1,5 miliar tenor 20 tahun
Kalkulator terkait
© 2026 HitungUang. Estimasi berdasarkan rate card publik per 02-05-2026. Bukan penawaran resmi BPR Eka. Sumber dasar perhitungan: OJK Buku Saku KPR + POJK 17/POJK.03/2014.