Simulasi KPR BPR Eka
PT BPR Eka Bumi Artha
Hitung cicilan BPR Eka Kredit Multiguna Rumah dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik BPR Eka
Simulasi memakai parameter BPR Eka Kredit Multiguna Rumah. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 600.000.000
Uang muka (DP)
Rp 200.000.000 (25%)
Cicilan bulanan (tetap selama tenor)
Rp 6.447.631
Total bunga / margin dibayar
Rp 560.573.527
Total dibayar (pokok + bunga)
Rp 1.160.573.527
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 6.447.631 | Rp 1.447.631 | Rp 5.000.000 | Rp 598.552.369 | fixed |
| 2 | Rp 6.447.631 | Rp 1.459.694 | Rp 4.987.936 | Rp 597.092.675 | fixed |
| 3 | Rp 6.447.631 | Rp 1.471.858 | Rp 4.975.772 | Rp 595.620.817 | fixed |
| 4 | Rp 6.447.631 | Rp 1.484.124 | Rp 4.963.507 | Rp 594.136.693 | fixed |
| 5 | Rp 6.447.631 | Rp 1.496.492 | Rp 4.951.139 | Rp 592.640.201 | fixed |
| 6 | Rp 6.447.631 | Rp 1.508.962 | Rp 4.938.668 | Rp 591.131.239 | fixed |
| 7 | Rp 6.447.631 | Rp 1.521.537 | Rp 4.926.094 | Rp 589.609.702 | fixed |
| 8 | Rp 6.447.631 | Rp 1.534.217 | Rp 4.913.414 | Rp 588.075.485 | fixed |
| 9 | Rp 6.447.631 | Rp 1.547.002 | Rp 4.900.629 | Rp 586.528.483 | fixed |
| 10 | Rp 6.447.631 | Rp 1.559.893 | Rp 4.887.737 | Rp 584.968.590 | fixed |
| 11 | Rp 6.447.631 | Rp 1.572.892 | Rp 4.874.738 | Rp 583.395.698 | fixed |
| 12 | Rp 6.447.631 | Rp 1.586.000 | Rp 4.861.631 | Rp 581.809.698 | fixed |
| 13 | Rp 6.447.631 | Rp 1.599.217 | Rp 4.848.414 | Rp 580.210.481 | fixed |
| 14 | Rp 6.447.631 | Rp 1.612.543 | Rp 4.835.087 | Rp 578.597.938 | fixed |
| 15 | Rp 6.447.631 | Rp 1.625.981 | Rp 4.821.649 | Rp 576.971.957 | fixed |
| 16 | Rp 6.447.631 | Rp 1.639.531 | Rp 4.808.100 | Rp 575.332.426 | fixed |
| 17 | Rp 6.447.631 | Rp 1.653.194 | Rp 4.794.437 | Rp 573.679.232 | fixed |
| 18 | Rp 6.447.631 | Rp 1.666.970 | Rp 4.780.660 | Rp 572.012.261 | fixed |
| 19 | Rp 6.447.631 | Rp 1.680.862 | Rp 4.766.769 | Rp 570.331.399 | fixed |
| 20 | Rp 6.447.631 | Rp 1.694.869 | Rp 4.752.762 | Rp 568.636.530 | fixed |
| 21 | Rp 6.447.631 | Rp 1.708.993 | Rp 4.738.638 | Rp 566.927.537 | fixed |
| 22 | Rp 6.447.631 | Rp 1.723.235 | Rp 4.724.396 | Rp 565.204.303 | fixed |
| 23 | Rp 6.447.631 | Rp 1.737.595 | Rp 4.710.036 | Rp 563.466.708 | fixed |
| 24 | Rp 6.447.631 | Rp 1.752.075 | Rp 4.695.556 | Rp 561.714.633 | fixed |
| 25 | Rp 6.447.631 | Rp 1.766.675 | Rp 4.680.955 | Rp 559.947.958 | fixed |
| 26 | Rp 6.447.631 | Rp 1.781.398 | Rp 4.666.233 | Rp 558.166.560 | fixed |
| 27 | Rp 6.447.631 | Rp 1.796.243 | Rp 4.651.388 | Rp 556.370.317 | fixed |
| 28 | Rp 6.447.631 | Rp 1.811.211 | Rp 4.636.419 | Rp 554.559.106 | fixed |
| 29 | Rp 6.447.631 | Rp 1.826.305 | Rp 4.621.326 | Rp 552.732.801 | fixed |
| 30 | Rp 6.447.631 | Rp 1.841.524 | Rp 4.606.107 | Rp 550.891.277 | fixed |
| 31 | Rp 6.447.631 | Rp 1.856.870 | Rp 4.590.761 | Rp 549.034.407 | fixed |
| 32 | Rp 6.447.631 | Rp 1.872.344 | Rp 4.575.287 | Rp 547.162.063 | fixed |
| 33 | Rp 6.447.631 | Rp 1.887.947 | Rp 4.559.684 | Rp 545.274.116 | fixed |
| 34 | Rp 6.447.631 | Rp 1.903.680 | Rp 4.543.951 | Rp 543.370.436 | fixed |
| 35 | Rp 6.447.631 | Rp 1.919.544 | Rp 4.528.087 | Rp 541.450.893 | fixed |
| 36 | Rp 6.447.631 | Rp 1.935.540 | Rp 4.512.091 | Rp 539.515.353 | fixed |
| 37 | Rp 6.447.631 | Rp 1.951.669 | Rp 4.495.961 | Rp 537.563.683 | fixed |
| 38 | Rp 6.447.631 | Rp 1.967.933 | Rp 4.479.697 | Rp 535.595.750 | fixed |
| 39 | Rp 6.447.631 | Rp 1.984.333 | Rp 4.463.298 | Rp 533.611.417 | fixed |
| 40 | Rp 6.447.631 | Rp 2.000.869 | Rp 4.446.762 | Rp 531.610.548 | fixed |
| 41 | Rp 6.447.631 | Rp 2.017.543 | Rp 4.430.088 | Rp 529.593.006 | fixed |
| 42 | Rp 6.447.631 | Rp 2.034.356 | Rp 4.413.275 | Rp 527.558.650 | fixed |
| 43 | Rp 6.447.631 | Rp 2.051.309 | Rp 4.396.322 | Rp 525.507.341 | fixed |
| 44 | Rp 6.447.631 | Rp 2.068.403 | Rp 4.379.228 | Rp 523.438.938 | fixed |
| 45 | Rp 6.447.631 | Rp 2.085.640 | Rp 4.361.991 | Rp 521.353.299 | fixed |
| 46 | Rp 6.447.631 | Rp 2.103.020 | Rp 4.344.611 | Rp 519.250.279 | fixed |
| 47 | Rp 6.447.631 | Rp 2.120.545 | Rp 4.327.086 | Rp 517.129.734 | fixed |
| 48 | Rp 6.447.631 | Rp 2.138.216 | Rp 4.309.414 | Rp 514.991.518 | fixed |
| 49 | Rp 6.447.631 | Rp 2.156.035 | Rp 4.291.596 | Rp 512.835.483 | fixed |
| 50 | Rp 6.447.631 | Rp 2.174.002 | Rp 4.273.629 | Rp 510.661.481 | fixed |
| 51 | Rp 6.447.631 | Rp 2.192.118 | Rp 4.255.512 | Rp 508.469.363 | fixed |
| 52 | Rp 6.447.631 | Rp 2.210.386 | Rp 4.237.245 | Rp 506.258.977 | fixed |
| 53 | Rp 6.447.631 | Rp 2.228.806 | Rp 4.218.825 | Rp 504.030.171 | fixed |
| 54 | Rp 6.447.631 | Rp 2.247.379 | Rp 4.200.251 | Rp 501.782.792 | fixed |
| 55 | Rp 6.447.631 | Rp 2.266.107 | Rp 4.181.523 | Rp 499.516.684 | fixed |
| 56 | Rp 6.447.631 | Rp 2.284.992 | Rp 4.162.639 | Rp 497.231.693 | fixed |
| 57 | Rp 6.447.631 | Rp 2.304.033 | Rp 4.143.597 | Rp 494.927.659 | fixed |
| 58 | Rp 6.447.631 | Rp 2.323.234 | Rp 4.124.397 | Rp 492.604.426 | fixed |
| 59 | Rp 6.447.631 | Rp 2.342.594 | Rp 4.105.037 | Rp 490.261.832 | fixed |
| 60 | Rp 6.447.631 | Rp 2.362.115 | Rp 4.085.515 | Rp 487.899.717 | fixed |
| 61 | Rp 6.447.631 | Rp 2.381.800 | Rp 4.065.831 | Rp 485.517.917 | fixed |
| 62 | Rp 6.447.631 | Rp 2.401.648 | Rp 4.045.983 | Rp 483.116.269 | fixed |
| 63 | Rp 6.447.631 | Rp 2.421.662 | Rp 4.025.969 | Rp 480.694.607 | fixed |
| 64 | Rp 6.447.631 | Rp 2.441.842 | Rp 4.005.788 | Rp 478.252.765 | fixed |
| 65 | Rp 6.447.631 | Rp 2.462.191 | Rp 3.985.440 | Rp 475.790.574 | fixed |
| 66 | Rp 6.447.631 | Rp 2.482.709 | Rp 3.964.921 | Rp 473.307.864 | fixed |
| 67 | Rp 6.447.631 | Rp 2.503.399 | Rp 3.944.232 | Rp 470.804.466 | fixed |
| 68 | Rp 6.447.631 | Rp 2.524.260 | Rp 3.923.371 | Rp 468.280.206 | fixed |
| 69 | Rp 6.447.631 | Rp 2.545.296 | Rp 3.902.335 | Rp 465.734.910 | fixed |
| 70 | Rp 6.447.631 | Rp 2.566.506 | Rp 3.881.124 | Rp 463.168.404 | fixed |
| 71 | Rp 6.447.631 | Rp 2.587.894 | Rp 3.859.737 | Rp 460.580.510 | fixed |
| 72 | Rp 6.447.631 | Rp 2.609.460 | Rp 3.838.171 | Rp 457.971.050 | fixed |
| 73 | Rp 6.447.631 | Rp 2.631.205 | Rp 3.816.425 | Rp 455.339.844 | fixed |
| 74 | Rp 6.447.631 | Rp 2.653.132 | Rp 3.794.499 | Rp 452.686.712 | fixed |
| 75 | Rp 6.447.631 | Rp 2.675.241 | Rp 3.772.389 | Rp 450.011.471 | fixed |
| 76 | Rp 6.447.631 | Rp 2.697.535 | Rp 3.750.096 | Rp 447.313.936 | fixed |
| 77 | Rp 6.447.631 | Rp 2.720.015 | Rp 3.727.616 | Rp 444.593.921 | fixed |
| 78 | Rp 6.447.631 | Rp 2.742.681 | Rp 3.704.949 | Rp 441.851.240 | fixed |
| 79 | Rp 6.447.631 | Rp 2.765.537 | Rp 3.682.094 | Rp 439.085.703 | fixed |
| 80 | Rp 6.447.631 | Rp 2.788.583 | Rp 3.659.048 | Rp 436.297.120 | fixed |
| 81 | Rp 6.447.631 | Rp 2.811.821 | Rp 3.635.809 | Rp 433.485.298 | fixed |
| 82 | Rp 6.447.631 | Rp 2.835.253 | Rp 3.612.377 | Rp 430.650.045 | fixed |
| 83 | Rp 6.447.631 | Rp 2.858.880 | Rp 3.588.750 | Rp 427.791.165 | fixed |
| 84 | Rp 6.447.631 | Rp 2.882.704 | Rp 3.564.926 | Rp 424.908.461 | fixed |
| 85 | Rp 6.447.631 | Rp 2.906.727 | Rp 3.540.904 | Rp 422.001.734 | fixed |
| 86 | Rp 6.447.631 | Rp 2.930.950 | Rp 3.516.681 | Rp 419.070.784 | fixed |
| 87 | Rp 6.447.631 | Rp 2.955.374 | Rp 3.492.257 | Rp 416.115.410 | fixed |
| 88 | Rp 6.447.631 | Rp 2.980.002 | Rp 3.467.628 | Rp 413.135.408 | fixed |
| 89 | Rp 6.447.631 | Rp 3.004.836 | Rp 3.442.795 | Rp 410.130.572 | fixed |
| 90 | Rp 6.447.631 | Rp 3.029.876 | Rp 3.417.755 | Rp 407.100.696 | fixed |
| 91 | Rp 6.447.631 | Rp 3.055.125 | Rp 3.392.506 | Rp 404.045.571 | fixed |
| 92 | Rp 6.447.631 | Rp 3.080.584 | Rp 3.367.046 | Rp 400.964.987 | fixed |
| 93 | Rp 6.447.631 | Rp 3.106.256 | Rp 3.341.375 | Rp 397.858.731 | fixed |
| 94 | Rp 6.447.631 | Rp 3.132.141 | Rp 3.315.489 | Rp 394.726.590 | fixed |
| 95 | Rp 6.447.631 | Rp 3.158.242 | Rp 3.289.388 | Rp 391.568.347 | fixed |
| 96 | Rp 6.447.631 | Rp 3.184.561 | Rp 3.263.070 | Rp 388.383.786 | fixed |
| 97 | Rp 6.447.631 | Rp 3.211.099 | Rp 3.236.532 | Rp 385.172.687 | floating |
| 98 | Rp 6.447.631 | Rp 3.237.858 | Rp 3.209.772 | Rp 381.934.829 | floating |
| 99 | Rp 6.447.631 | Rp 3.264.840 | Rp 3.182.790 | Rp 378.669.988 | floating |
| 100 | Rp 6.447.631 | Rp 3.292.047 | Rp 3.155.583 | Rp 375.377.941 | floating |
| 101 | Rp 6.447.631 | Rp 3.319.481 | Rp 3.128.150 | Rp 372.058.459 | floating |
| 102 | Rp 6.447.631 | Rp 3.347.144 | Rp 3.100.487 | Rp 368.711.316 | floating |
| 103 | Rp 6.447.631 | Rp 3.375.036 | Rp 3.072.594 | Rp 365.336.280 | floating |
| 104 | Rp 6.447.631 | Rp 3.403.162 | Rp 3.044.469 | Rp 361.933.118 | floating |
| 105 | Rp 6.447.631 | Rp 3.431.521 | Rp 3.016.109 | Rp 358.501.596 | floating |
| 106 | Rp 6.447.631 | Rp 3.460.117 | Rp 2.987.513 | Rp 355.041.479 | floating |
| 107 | Rp 6.447.631 | Rp 3.488.952 | Rp 2.958.679 | Rp 351.552.527 | floating |
| 108 | Rp 6.447.631 | Rp 3.518.026 | Rp 2.929.604 | Rp 348.034.501 | floating |
| 109 | Rp 6.447.631 | Rp 3.547.343 | Rp 2.900.288 | Rp 344.487.158 | floating |
| 110 | Rp 6.447.631 | Rp 3.576.904 | Rp 2.870.726 | Rp 340.910.253 | floating |
| 111 | Rp 6.447.631 | Rp 3.606.712 | Rp 2.840.919 | Rp 337.303.542 | floating |
| 112 | Rp 6.447.631 | Rp 3.636.768 | Rp 2.810.863 | Rp 333.666.774 | floating |
| 113 | Rp 6.447.631 | Rp 3.667.074 | Rp 2.780.556 | Rp 329.999.699 | floating |
| 114 | Rp 6.447.631 | Rp 3.697.633 | Rp 2.749.997 | Rp 326.302.066 | floating |
| 115 | Rp 6.447.631 | Rp 3.728.447 | Rp 2.719.184 | Rp 322.573.619 | floating |
| 116 | Rp 6.447.631 | Rp 3.759.517 | Rp 2.688.113 | Rp 318.814.102 | floating |
| 117 | Rp 6.447.631 | Rp 3.790.847 | Rp 2.656.784 | Rp 315.023.256 | floating |
| 118 | Rp 6.447.631 | Rp 3.822.437 | Rp 2.625.194 | Rp 311.200.819 | floating |
| 119 | Rp 6.447.631 | Rp 3.854.291 | Rp 2.593.340 | Rp 307.346.528 | floating |
| 120 | Rp 6.447.631 | Rp 3.886.410 | Rp 2.561.221 | Rp 303.460.119 | floating |
| 121 | Rp 6.447.631 | Rp 3.918.796 | Rp 2.528.834 | Rp 299.541.322 | floating |
| 122 | Rp 6.447.631 | Rp 3.951.453 | Rp 2.496.178 | Rp 295.589.869 | floating |
| 123 | Rp 6.447.631 | Rp 3.984.382 | Rp 2.463.249 | Rp 291.605.487 | floating |
| 124 | Rp 6.447.631 | Rp 4.017.585 | Rp 2.430.046 | Rp 287.587.902 | floating |
| 125 | Rp 6.447.631 | Rp 4.051.065 | Rp 2.396.566 | Rp 283.536.837 | floating |
| 126 | Rp 6.447.631 | Rp 4.084.824 | Rp 2.362.807 | Rp 279.452.014 | floating |
| 127 | Rp 6.447.631 | Rp 4.118.864 | Rp 2.328.767 | Rp 275.333.150 | floating |
| 128 | Rp 6.447.631 | Rp 4.153.188 | Rp 2.294.443 | Rp 271.179.962 | floating |
| 129 | Rp 6.447.631 | Rp 4.187.798 | Rp 2.259.833 | Rp 266.992.164 | floating |
| 130 | Rp 6.447.631 | Rp 4.222.696 | Rp 2.224.935 | Rp 262.769.468 | floating |
| 131 | Rp 6.447.631 | Rp 4.257.885 | Rp 2.189.746 | Rp 258.511.583 | floating |
| 132 | Rp 6.447.631 | Rp 4.293.368 | Rp 2.154.263 | Rp 254.218.216 | floating |
| 133 | Rp 6.447.631 | Rp 4.329.146 | Rp 2.118.485 | Rp 249.889.070 | floating |
| 134 | Rp 6.447.631 | Rp 4.365.222 | Rp 2.082.409 | Rp 245.523.848 | floating |
| 135 | Rp 6.447.631 | Rp 4.401.599 | Rp 2.046.032 | Rp 241.122.250 | floating |
| 136 | Rp 6.447.631 | Rp 4.438.279 | Rp 2.009.352 | Rp 236.683.971 | floating |
| 137 | Rp 6.447.631 | Rp 4.475.264 | Rp 1.972.366 | Rp 232.208.707 | floating |
| 138 | Rp 6.447.631 | Rp 4.512.558 | Rp 1.935.073 | Rp 227.696.149 | floating |
| 139 | Rp 6.447.631 | Rp 4.550.163 | Rp 1.897.468 | Rp 223.145.986 | floating |
| 140 | Rp 6.447.631 | Rp 4.588.081 | Rp 1.859.550 | Rp 218.557.905 | floating |
| 141 | Rp 6.447.631 | Rp 4.626.315 | Rp 1.821.316 | Rp 213.931.590 | floating |
| 142 | Rp 6.447.631 | Rp 4.664.867 | Rp 1.782.763 | Rp 209.266.723 | floating |
| 143 | Rp 6.447.631 | Rp 4.703.741 | Rp 1.743.889 | Rp 204.562.981 | floating |
| 144 | Rp 6.447.631 | Rp 4.742.939 | Rp 1.704.692 | Rp 199.820.042 | floating |
| 145 | Rp 6.447.631 | Rp 4.782.464 | Rp 1.665.167 | Rp 195.037.578 | floating |
| 146 | Rp 6.447.631 | Rp 4.822.318 | Rp 1.625.313 | Rp 190.215.261 | floating |
| 147 | Rp 6.447.631 | Rp 4.862.504 | Rp 1.585.127 | Rp 185.352.757 | floating |
| 148 | Rp 6.447.631 | Rp 4.903.024 | Rp 1.544.606 | Rp 180.449.733 | floating |
| 149 | Rp 6.447.631 | Rp 4.943.883 | Rp 1.503.748 | Rp 175.505.850 | floating |
| 150 | Rp 6.447.631 | Rp 4.985.082 | Rp 1.462.549 | Rp 170.520.768 | floating |
| 151 | Rp 6.447.631 | Rp 5.026.624 | Rp 1.421.006 | Rp 165.494.144 | floating |
| 152 | Rp 6.447.631 | Rp 5.068.513 | Rp 1.379.118 | Rp 160.425.631 | floating |
| 153 | Rp 6.447.631 | Rp 5.110.750 | Rp 1.336.880 | Rp 155.314.881 | floating |
| 154 | Rp 6.447.631 | Rp 5.153.340 | Rp 1.294.291 | Rp 150.161.541 | floating |
| 155 | Rp 6.447.631 | Rp 5.196.285 | Rp 1.251.346 | Rp 144.965.256 | floating |
| 156 | Rp 6.447.631 | Rp 5.239.587 | Rp 1.208.044 | Rp 139.725.669 | floating |
| 157 | Rp 6.447.631 | Rp 5.283.250 | Rp 1.164.381 | Rp 134.442.419 | floating |
| 158 | Rp 6.447.631 | Rp 5.327.277 | Rp 1.120.353 | Rp 129.115.142 | floating |
| 159 | Rp 6.447.631 | Rp 5.371.671 | Rp 1.075.960 | Rp 123.743.471 | floating |
| 160 | Rp 6.447.631 | Rp 5.416.435 | Rp 1.031.196 | Rp 118.327.035 | floating |
| 161 | Rp 6.447.631 | Rp 5.461.572 | Rp 986.059 | Rp 112.865.463 | floating |
| 162 | Rp 6.447.631 | Rp 5.507.085 | Rp 940.546 | Rp 107.358.378 | floating |
| 163 | Rp 6.447.631 | Rp 5.552.978 | Rp 894.653 | Rp 101.805.401 | floating |
| 164 | Rp 6.447.631 | Rp 5.599.252 | Rp 848.378 | Rp 96.206.148 | floating |
| 165 | Rp 6.447.631 | Rp 5.645.913 | Rp 801.718 | Rp 90.560.235 | floating |
| 166 | Rp 6.447.631 | Rp 5.692.962 | Rp 754.669 | Rp 84.867.273 | floating |
| 167 | Rp 6.447.631 | Rp 5.740.403 | Rp 707.227 | Rp 79.126.870 | floating |
| 168 | Rp 6.447.631 | Rp 5.788.240 | Rp 659.391 | Rp 73.338.630 | floating |
| 169 | Rp 6.447.631 | Rp 5.836.475 | Rp 611.155 | Rp 67.502.154 | floating |
| 170 | Rp 6.447.631 | Rp 5.885.113 | Rp 562.518 | Rp 61.617.042 | floating |
| 171 | Rp 6.447.631 | Rp 5.934.155 | Rp 513.475 | Rp 55.682.886 | floating |
| 172 | Rp 6.447.631 | Rp 5.983.607 | Rp 464.024 | Rp 49.699.280 | floating |
| 173 | Rp 6.447.631 | Rp 6.033.470 | Rp 414.161 | Rp 43.665.810 | floating |
| 174 | Rp 6.447.631 | Rp 6.083.749 | Rp 363.882 | Rp 37.582.061 | floating |
| 175 | Rp 6.447.631 | Rp 6.134.447 | Rp 313.184 | Rp 31.447.614 | floating |
| 176 | Rp 6.447.631 | Rp 6.185.567 | Rp 262.063 | Rp 25.262.046 | floating |
| 177 | Rp 6.447.631 | Rp 6.237.114 | Rp 210.517 | Rp 19.024.933 | floating |
| 178 | Rp 6.447.631 | Rp 6.289.090 | Rp 158.541 | Rp 12.735.843 | floating |
| 179 | Rp 6.447.631 | Rp 6.341.499 | Rp 106.132 | Rp 6.394.345 | floating |
| 180 | Rp 6.447.631 | Rp 6.394.345 | Rp 53.286 | Rp 0 | floating |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk BPR Eka Kredit Multiguna Rumah
| Jenis | konvensional (fixed full_tenor) |
| Bunga / margin fixed | 10% selama 8 tahun |
| Tenor maksimum | 8 tahun |
| Uang muka minimum | 25% |
| Biaya provisi | 2% dari pokok |
| Biaya admin | Rp 500.000 |
BPR terbesar di Lampung. Aset top 10 BPR nasional.
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bpreka.co.id/personal/kredit per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan BPR Eka. Untuk penawaran resmi, hubungi BPR Eka langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR BPR Eka saat ini?
Berdasarkan rate card publik PT BPR Eka Bumi Artha per 02-05-2026, BPR Eka Kredit Multiguna Rumah menawarkan bunga fixed 10% selama 8 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~10%. Konfirmasi ke BPR Eka untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR BPR Eka?
Uang muka minimum 25% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR BPR Eka?
8 tahun (96 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi BPR Eka?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan BPR Eka. Untuk penawaran resmi, hubungi BPR Eka langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)