Simulasi KPR BCA Syariah
PT Bank BCA Syariah
Hitung cicilan BCA Syariah KPR iB dengan parameter rate card publik per 02-05-2026. Anda bisa ubah angka sesuai negosiasi atau promo aktif.
Data per 02-05-2026 · Sumber: Rate card publik BCA Syariah
Simulasi memakai parameter BCA Syariah KPR iB. Silakan ubah angka di bawah untuk skenario Anda.
Pokok pinjaman
Rp 720.000.000
Uang muka (DP)
Rp 80.000.000 (10%)
Cicilan bulanan (tetap selama tenor)
Rp 6.271.973
Total bunga / margin dibayar
Rp 408.955.145
Total dibayar (pokok + bunga)
Rp 1.128.955.145
Lihat tabel amortization (180 bulan)
| Bulan | Cicilan | Pokok | Bunga | Sisa pokok | Fase |
|---|---|---|---|---|---|
| 1 | Rp 6.271.973 | Rp 2.371.973 | Rp 3.900.000 | Rp 717.628.027 | fixed |
| 2 | Rp 6.271.973 | Rp 2.384.821 | Rp 3.887.152 | Rp 715.243.206 | fixed |
| 3 | Rp 6.271.973 | Rp 2.397.739 | Rp 3.874.234 | Rp 712.845.467 | fixed |
| 4 | Rp 6.271.973 | Rp 2.410.727 | Rp 3.861.246 | Rp 710.434.740 | fixed |
| 5 | Rp 6.271.973 | Rp 2.423.785 | Rp 3.848.188 | Rp 708.010.955 | fixed |
| 6 | Rp 6.271.973 | Rp 2.436.914 | Rp 3.835.059 | Rp 705.574.041 | fixed |
| 7 | Rp 6.271.973 | Rp 2.450.114 | Rp 3.821.859 | Rp 703.123.928 | fixed |
| 8 | Rp 6.271.973 | Rp 2.463.385 | Rp 3.808.588 | Rp 700.660.543 | fixed |
| 9 | Rp 6.271.973 | Rp 2.476.728 | Rp 3.795.245 | Rp 698.183.814 | fixed |
| 10 | Rp 6.271.973 | Rp 2.490.144 | Rp 3.781.829 | Rp 695.693.670 | fixed |
| 11 | Rp 6.271.973 | Rp 2.503.632 | Rp 3.768.341 | Rp 693.190.038 | fixed |
| 12 | Rp 6.271.973 | Rp 2.517.194 | Rp 3.754.779 | Rp 690.672.844 | fixed |
| 13 | Rp 6.271.973 | Rp 2.530.828 | Rp 3.741.145 | Rp 688.142.016 | fixed |
| 14 | Rp 6.271.973 | Rp 2.544.537 | Rp 3.727.436 | Rp 685.597.479 | fixed |
| 15 | Rp 6.271.973 | Rp 2.558.320 | Rp 3.713.653 | Rp 683.039.159 | fixed |
| 16 | Rp 6.271.973 | Rp 2.572.178 | Rp 3.699.795 | Rp 680.466.981 | fixed |
| 17 | Rp 6.271.973 | Rp 2.586.110 | Rp 3.685.863 | Rp 677.880.871 | fixed |
| 18 | Rp 6.271.973 | Rp 2.600.118 | Rp 3.671.855 | Rp 675.280.753 | fixed |
| 19 | Rp 6.271.973 | Rp 2.614.202 | Rp 3.657.771 | Rp 672.666.550 | fixed |
| 20 | Rp 6.271.973 | Rp 2.628.363 | Rp 3.643.610 | Rp 670.038.188 | fixed |
| 21 | Rp 6.271.973 | Rp 2.642.600 | Rp 3.629.374 | Rp 667.395.588 | fixed |
| 22 | Rp 6.271.973 | Rp 2.656.914 | Rp 3.615.059 | Rp 664.738.675 | fixed |
| 23 | Rp 6.271.973 | Rp 2.671.305 | Rp 3.600.668 | Rp 662.067.369 | fixed |
| 24 | Rp 6.271.973 | Rp 2.685.775 | Rp 3.586.198 | Rp 659.381.595 | fixed |
| 25 | Rp 6.271.973 | Rp 2.700.323 | Rp 3.571.650 | Rp 656.681.272 | fixed |
| 26 | Rp 6.271.973 | Rp 2.714.949 | Rp 3.557.024 | Rp 653.966.322 | fixed |
| 27 | Rp 6.271.973 | Rp 2.729.655 | Rp 3.542.318 | Rp 651.236.667 | fixed |
| 28 | Rp 6.271.973 | Rp 2.744.441 | Rp 3.527.532 | Rp 648.492.226 | fixed |
| 29 | Rp 6.271.973 | Rp 2.759.307 | Rp 3.512.666 | Rp 645.732.919 | fixed |
| 30 | Rp 6.271.973 | Rp 2.774.253 | Rp 3.497.720 | Rp 642.958.666 | fixed |
| 31 | Rp 6.271.973 | Rp 2.789.280 | Rp 3.482.693 | Rp 640.169.386 | fixed |
| 32 | Rp 6.271.973 | Rp 2.804.389 | Rp 3.467.584 | Rp 637.364.997 | fixed |
| 33 | Rp 6.271.973 | Rp 2.819.579 | Rp 3.452.394 | Rp 634.545.418 | fixed |
| 34 | Rp 6.271.973 | Rp 2.834.852 | Rp 3.437.121 | Rp 631.710.566 | fixed |
| 35 | Rp 6.271.973 | Rp 2.850.207 | Rp 3.421.766 | Rp 628.860.358 | fixed |
| 36 | Rp 6.271.973 | Rp 2.865.646 | Rp 3.406.327 | Rp 625.994.712 | fixed |
| 37 | Rp 6.271.973 | Rp 2.881.168 | Rp 3.390.805 | Rp 623.113.544 | fixed |
| 38 | Rp 6.271.973 | Rp 2.896.775 | Rp 3.375.198 | Rp 620.216.769 | fixed |
| 39 | Rp 6.271.973 | Rp 2.912.466 | Rp 3.359.507 | Rp 617.304.304 | fixed |
| 40 | Rp 6.271.973 | Rp 2.928.241 | Rp 3.343.732 | Rp 614.376.062 | fixed |
| 41 | Rp 6.271.973 | Rp 2.944.103 | Rp 3.327.870 | Rp 611.431.959 | fixed |
| 42 | Rp 6.271.973 | Rp 2.960.050 | Rp 3.311.923 | Rp 608.471.910 | fixed |
| 43 | Rp 6.271.973 | Rp 2.976.084 | Rp 3.295.890 | Rp 605.495.826 | fixed |
| 44 | Rp 6.271.973 | Rp 2.992.204 | Rp 3.279.769 | Rp 602.503.622 | fixed |
| 45 | Rp 6.271.973 | Rp 3.008.412 | Rp 3.263.561 | Rp 599.495.210 | fixed |
| 46 | Rp 6.271.973 | Rp 3.024.707 | Rp 3.247.266 | Rp 596.470.503 | fixed |
| 47 | Rp 6.271.973 | Rp 3.041.091 | Rp 3.230.882 | Rp 593.429.412 | fixed |
| 48 | Rp 6.271.973 | Rp 3.057.564 | Rp 3.214.409 | Rp 590.371.848 | fixed |
| 49 | Rp 6.271.973 | Rp 3.074.126 | Rp 3.197.848 | Rp 587.297.723 | fixed |
| 50 | Rp 6.271.973 | Rp 3.090.777 | Rp 3.181.196 | Rp 584.206.946 | fixed |
| 51 | Rp 6.271.973 | Rp 3.107.519 | Rp 3.164.454 | Rp 581.099.427 | fixed |
| 52 | Rp 6.271.973 | Rp 3.124.351 | Rp 3.147.622 | Rp 577.975.076 | fixed |
| 53 | Rp 6.271.973 | Rp 3.141.275 | Rp 3.130.698 | Rp 574.833.801 | fixed |
| 54 | Rp 6.271.973 | Rp 3.158.290 | Rp 3.113.683 | Rp 571.675.511 | fixed |
| 55 | Rp 6.271.973 | Rp 3.175.397 | Rp 3.096.576 | Rp 568.500.114 | fixed |
| 56 | Rp 6.271.973 | Rp 3.192.597 | Rp 3.079.376 | Rp 565.307.516 | fixed |
| 57 | Rp 6.271.973 | Rp 3.209.891 | Rp 3.062.082 | Rp 562.097.626 | fixed |
| 58 | Rp 6.271.973 | Rp 3.227.278 | Rp 3.044.695 | Rp 558.870.348 | fixed |
| 59 | Rp 6.271.973 | Rp 3.244.759 | Rp 3.027.214 | Rp 555.625.589 | fixed |
| 60 | Rp 6.271.973 | Rp 3.262.334 | Rp 3.009.639 | Rp 552.363.255 | fixed |
| 61 | Rp 6.271.973 | Rp 3.280.005 | Rp 2.991.968 | Rp 549.083.250 | fixed |
| 62 | Rp 6.271.973 | Rp 3.297.772 | Rp 2.974.201 | Rp 545.785.478 | fixed |
| 63 | Rp 6.271.973 | Rp 3.315.635 | Rp 2.956.338 | Rp 542.469.843 | fixed |
| 64 | Rp 6.271.973 | Rp 3.333.595 | Rp 2.938.378 | Rp 539.136.248 | fixed |
| 65 | Rp 6.271.973 | Rp 3.351.652 | Rp 2.920.321 | Rp 535.784.596 | fixed |
| 66 | Rp 6.271.973 | Rp 3.369.806 | Rp 2.902.167 | Rp 532.414.790 | fixed |
| 67 | Rp 6.271.973 | Rp 3.388.060 | Rp 2.883.913 | Rp 529.026.730 | fixed |
| 68 | Rp 6.271.973 | Rp 3.406.412 | Rp 2.865.561 | Rp 525.620.318 | fixed |
| 69 | Rp 6.271.973 | Rp 3.424.863 | Rp 2.847.110 | Rp 522.195.456 | fixed |
| 70 | Rp 6.271.973 | Rp 3.443.414 | Rp 2.828.559 | Rp 518.752.041 | fixed |
| 71 | Rp 6.271.973 | Rp 3.462.066 | Rp 2.809.907 | Rp 515.289.975 | fixed |
| 72 | Rp 6.271.973 | Rp 3.480.819 | Rp 2.791.154 | Rp 511.809.156 | fixed |
| 73 | Rp 6.271.973 | Rp 3.499.673 | Rp 2.772.300 | Rp 508.309.483 | fixed |
| 74 | Rp 6.271.973 | Rp 3.518.630 | Rp 2.753.343 | Rp 504.790.853 | fixed |
| 75 | Rp 6.271.973 | Rp 3.537.689 | Rp 2.734.284 | Rp 501.253.163 | fixed |
| 76 | Rp 6.271.973 | Rp 3.556.852 | Rp 2.715.121 | Rp 497.696.312 | fixed |
| 77 | Rp 6.271.973 | Rp 3.576.118 | Rp 2.695.855 | Rp 494.120.194 | fixed |
| 78 | Rp 6.271.973 | Rp 3.595.489 | Rp 2.676.484 | Rp 490.524.705 | fixed |
| 79 | Rp 6.271.973 | Rp 3.614.964 | Rp 2.657.009 | Rp 486.909.741 | fixed |
| 80 | Rp 6.271.973 | Rp 3.634.545 | Rp 2.637.428 | Rp 483.275.196 | fixed |
| 81 | Rp 6.271.973 | Rp 3.654.232 | Rp 2.617.741 | Rp 479.620.963 | fixed |
| 82 | Rp 6.271.973 | Rp 3.674.026 | Rp 2.597.947 | Rp 475.946.937 | fixed |
| 83 | Rp 6.271.973 | Rp 3.693.927 | Rp 2.578.046 | Rp 472.253.010 | fixed |
| 84 | Rp 6.271.973 | Rp 3.713.936 | Rp 2.558.037 | Rp 468.539.074 | fixed |
| 85 | Rp 6.271.973 | Rp 3.734.053 | Rp 2.537.920 | Rp 464.805.021 | fixed |
| 86 | Rp 6.271.973 | Rp 3.754.279 | Rp 2.517.694 | Rp 461.050.742 | fixed |
| 87 | Rp 6.271.973 | Rp 3.774.615 | Rp 2.497.358 | Rp 457.276.127 | fixed |
| 88 | Rp 6.271.973 | Rp 3.795.061 | Rp 2.476.912 | Rp 453.481.066 | fixed |
| 89 | Rp 6.271.973 | Rp 3.815.617 | Rp 2.456.356 | Rp 449.665.449 | fixed |
| 90 | Rp 6.271.973 | Rp 3.836.285 | Rp 2.435.688 | Rp 445.829.164 | fixed |
| 91 | Rp 6.271.973 | Rp 3.857.065 | Rp 2.414.908 | Rp 441.972.099 | fixed |
| 92 | Rp 6.271.973 | Rp 3.877.957 | Rp 2.394.016 | Rp 438.094.141 | fixed |
| 93 | Rp 6.271.973 | Rp 3.898.963 | Rp 2.373.010 | Rp 434.195.178 | fixed |
| 94 | Rp 6.271.973 | Rp 3.920.082 | Rp 2.351.891 | Rp 430.275.096 | fixed |
| 95 | Rp 6.271.973 | Rp 3.941.316 | Rp 2.330.657 | Rp 426.333.779 | fixed |
| 96 | Rp 6.271.973 | Rp 3.962.665 | Rp 2.309.308 | Rp 422.371.114 | fixed |
| 97 | Rp 6.271.973 | Rp 3.984.129 | Rp 2.287.844 | Rp 418.386.985 | fixed |
| 98 | Rp 6.271.973 | Rp 4.005.710 | Rp 2.266.263 | Rp 414.381.275 | fixed |
| 99 | Rp 6.271.973 | Rp 4.027.408 | Rp 2.244.565 | Rp 410.353.867 | fixed |
| 100 | Rp 6.271.973 | Rp 4.049.223 | Rp 2.222.750 | Rp 406.304.644 | fixed |
| 101 | Rp 6.271.973 | Rp 4.071.156 | Rp 2.200.817 | Rp 402.233.488 | fixed |
| 102 | Rp 6.271.973 | Rp 4.093.208 | Rp 2.178.765 | Rp 398.140.279 | fixed |
| 103 | Rp 6.271.973 | Rp 4.115.380 | Rp 2.156.593 | Rp 394.024.900 | fixed |
| 104 | Rp 6.271.973 | Rp 4.137.671 | Rp 2.134.302 | Rp 389.887.228 | fixed |
| 105 | Rp 6.271.973 | Rp 4.160.084 | Rp 2.111.889 | Rp 385.727.144 | fixed |
| 106 | Rp 6.271.973 | Rp 4.182.618 | Rp 2.089.355 | Rp 381.544.527 | fixed |
| 107 | Rp 6.271.973 | Rp 4.205.274 | Rp 2.066.700 | Rp 377.339.253 | fixed |
| 108 | Rp 6.271.973 | Rp 4.228.052 | Rp 2.043.921 | Rp 373.111.201 | fixed |
| 109 | Rp 6.271.973 | Rp 4.250.954 | Rp 2.021.019 | Rp 368.860.247 | fixed |
| 110 | Rp 6.271.973 | Rp 4.273.980 | Rp 1.997.993 | Rp 364.586.267 | fixed |
| 111 | Rp 6.271.973 | Rp 4.297.131 | Rp 1.974.842 | Rp 360.289.136 | fixed |
| 112 | Rp 6.271.973 | Rp 4.320.407 | Rp 1.951.566 | Rp 355.968.729 | fixed |
| 113 | Rp 6.271.973 | Rp 4.343.809 | Rp 1.928.164 | Rp 351.624.920 | fixed |
| 114 | Rp 6.271.973 | Rp 4.367.338 | Rp 1.904.635 | Rp 347.257.582 | fixed |
| 115 | Rp 6.271.973 | Rp 4.390.994 | Rp 1.880.979 | Rp 342.866.588 | fixed |
| 116 | Rp 6.271.973 | Rp 4.414.779 | Rp 1.857.194 | Rp 338.451.809 | fixed |
| 117 | Rp 6.271.973 | Rp 4.438.692 | Rp 1.833.281 | Rp 334.013.116 | fixed |
| 118 | Rp 6.271.973 | Rp 4.462.735 | Rp 1.809.238 | Rp 329.550.381 | fixed |
| 119 | Rp 6.271.973 | Rp 4.486.908 | Rp 1.785.065 | Rp 325.063.473 | fixed |
| 120 | Rp 6.271.973 | Rp 4.511.213 | Rp 1.760.760 | Rp 320.552.260 | fixed |
| 121 | Rp 6.271.973 | Rp 4.535.648 | Rp 1.736.325 | Rp 316.016.612 | fixed |
| 122 | Rp 6.271.973 | Rp 4.560.216 | Rp 1.711.757 | Rp 311.456.395 | fixed |
| 123 | Rp 6.271.973 | Rp 4.584.918 | Rp 1.687.055 | Rp 306.871.478 | fixed |
| 124 | Rp 6.271.973 | Rp 4.609.753 | Rp 1.662.221 | Rp 302.261.725 | fixed |
| 125 | Rp 6.271.973 | Rp 4.634.722 | Rp 1.637.251 | Rp 297.627.003 | fixed |
| 126 | Rp 6.271.973 | Rp 4.659.827 | Rp 1.612.146 | Rp 292.967.176 | fixed |
| 127 | Rp 6.271.973 | Rp 4.685.067 | Rp 1.586.906 | Rp 288.282.109 | fixed |
| 128 | Rp 6.271.973 | Rp 4.710.445 | Rp 1.561.528 | Rp 283.571.664 | fixed |
| 129 | Rp 6.271.973 | Rp 4.735.960 | Rp 1.536.013 | Rp 278.835.704 | fixed |
| 130 | Rp 6.271.973 | Rp 4.761.613 | Rp 1.510.360 | Rp 274.074.091 | fixed |
| 131 | Rp 6.271.973 | Rp 4.787.405 | Rp 1.484.568 | Rp 269.286.686 | fixed |
| 132 | Rp 6.271.973 | Rp 4.813.337 | Rp 1.458.636 | Rp 264.473.349 | fixed |
| 133 | Rp 6.271.973 | Rp 4.839.409 | Rp 1.432.564 | Rp 259.633.940 | fixed |
| 134 | Rp 6.271.973 | Rp 4.865.623 | Rp 1.406.351 | Rp 254.768.318 | fixed |
| 135 | Rp 6.271.973 | Rp 4.891.978 | Rp 1.379.995 | Rp 249.876.340 | fixed |
| 136 | Rp 6.271.973 | Rp 4.918.476 | Rp 1.353.497 | Rp 244.957.864 | fixed |
| 137 | Rp 6.271.973 | Rp 4.945.118 | Rp 1.326.855 | Rp 240.012.746 | fixed |
| 138 | Rp 6.271.973 | Rp 4.971.904 | Rp 1.300.069 | Rp 235.040.842 | fixed |
| 139 | Rp 6.271.973 | Rp 4.998.835 | Rp 1.273.138 | Rp 230.042.007 | fixed |
| 140 | Rp 6.271.973 | Rp 5.025.912 | Rp 1.246.061 | Rp 225.016.094 | fixed |
| 141 | Rp 6.271.973 | Rp 5.053.136 | Rp 1.218.837 | Rp 219.962.959 | fixed |
| 142 | Rp 6.271.973 | Rp 5.080.507 | Rp 1.191.466 | Rp 214.882.451 | fixed |
| 143 | Rp 6.271.973 | Rp 5.108.026 | Rp 1.163.947 | Rp 209.774.425 | fixed |
| 144 | Rp 6.271.973 | Rp 5.135.695 | Rp 1.136.278 | Rp 204.638.730 | fixed |
| 145 | Rp 6.271.973 | Rp 5.163.513 | Rp 1.108.460 | Rp 199.475.217 | fixed |
| 146 | Rp 6.271.973 | Rp 5.191.482 | Rp 1.080.491 | Rp 194.283.735 | fixed |
| 147 | Rp 6.271.973 | Rp 5.219.603 | Rp 1.052.370 | Rp 189.064.132 | fixed |
| 148 | Rp 6.271.973 | Rp 5.247.876 | Rp 1.024.097 | Rp 183.816.256 | fixed |
| 149 | Rp 6.271.973 | Rp 5.276.302 | Rp 995.671 | Rp 178.539.955 | fixed |
| 150 | Rp 6.271.973 | Rp 5.304.882 | Rp 967.091 | Rp 173.235.073 | fixed |
| 151 | Rp 6.271.973 | Rp 5.333.616 | Rp 938.357 | Rp 167.901.457 | fixed |
| 152 | Rp 6.271.973 | Rp 5.362.507 | Rp 909.466 | Rp 162.538.950 | fixed |
| 153 | Rp 6.271.973 | Rp 5.391.554 | Rp 880.419 | Rp 157.147.396 | fixed |
| 154 | Rp 6.271.973 | Rp 5.420.758 | Rp 851.215 | Rp 151.726.638 | fixed |
| 155 | Rp 6.271.973 | Rp 5.450.120 | Rp 821.853 | Rp 146.276.518 | fixed |
| 156 | Rp 6.271.973 | Rp 5.479.642 | Rp 792.331 | Rp 140.796.876 | fixed |
| 157 | Rp 6.271.973 | Rp 5.509.323 | Rp 762.650 | Rp 135.287.553 | fixed |
| 158 | Rp 6.271.973 | Rp 5.539.165 | Rp 732.808 | Rp 129.748.387 | fixed |
| 159 | Rp 6.271.973 | Rp 5.569.169 | Rp 702.804 | Rp 124.179.218 | fixed |
| 160 | Rp 6.271.973 | Rp 5.599.336 | Rp 672.637 | Rp 118.579.882 | fixed |
| 161 | Rp 6.271.973 | Rp 5.629.665 | Rp 642.308 | Rp 112.950.217 | fixed |
| 162 | Rp 6.271.973 | Rp 5.660.159 | Rp 611.814 | Rp 107.290.057 | fixed |
| 163 | Rp 6.271.973 | Rp 5.690.819 | Rp 581.154 | Rp 101.599.239 | fixed |
| 164 | Rp 6.271.973 | Rp 5.721.644 | Rp 550.329 | Rp 95.877.595 | fixed |
| 165 | Rp 6.271.973 | Rp 5.752.636 | Rp 519.337 | Rp 90.124.959 | fixed |
| 166 | Rp 6.271.973 | Rp 5.783.796 | Rp 488.177 | Rp 84.341.163 | fixed |
| 167 | Rp 6.271.973 | Rp 5.815.125 | Rp 456.848 | Rp 78.526.038 | fixed |
| 168 | Rp 6.271.973 | Rp 5.846.624 | Rp 425.349 | Rp 72.679.414 | fixed |
| 169 | Rp 6.271.973 | Rp 5.878.293 | Rp 393.680 | Rp 66.801.121 | fixed |
| 170 | Rp 6.271.973 | Rp 5.910.134 | Rp 361.839 | Rp 60.890.988 | fixed |
| 171 | Rp 6.271.973 | Rp 5.942.147 | Rp 329.826 | Rp 54.948.841 | fixed |
| 172 | Rp 6.271.973 | Rp 5.974.333 | Rp 297.640 | Rp 48.974.507 | fixed |
| 173 | Rp 6.271.973 | Rp 6.006.694 | Rp 265.279 | Rp 42.967.813 | fixed |
| 174 | Rp 6.271.973 | Rp 6.039.231 | Rp 232.742 | Rp 36.928.582 | fixed |
| 175 | Rp 6.271.973 | Rp 6.071.943 | Rp 200.030 | Rp 30.856.639 | fixed |
| 176 | Rp 6.271.973 | Rp 6.104.833 | Rp 167.140 | Rp 24.751.806 | fixed |
| 177 | Rp 6.271.973 | Rp 6.137.901 | Rp 134.072 | Rp 18.613.905 | fixed |
| 178 | Rp 6.271.973 | Rp 6.171.148 | Rp 100.825 | Rp 12.442.758 | fixed |
| 179 | Rp 6.271.973 | Rp 6.204.575 | Rp 67.398 | Rp 6.238.183 | fixed |
| 180 | Rp 6.271.973 | Rp 6.238.183 | Rp 33.790 | Rp 0 | fixed |
Estimasi, bukan penawaran resmi. Bunga floating aktual ditentukan kebijakan bank (mengacu BI 7-Day Repo Rate + margin) dan dapat berubah. Cicilan aktual juga dapat berbeda akibat kebijakan asuransi jiwa, asuransi kebakaran, dan biaya-biaya lain yang dimasukkan ke cicilan. Konfirmasi ke bank untuk angka final.
Detail produk BCA Syariah KPR iB
| Jenis | syariah (fixed full_tenor) |
| Bunga / margin fixed | 6,5% selama 25 tahun |
| Tenor maksimum | 25 tahun |
| Uang muka minimum | 10% |
| Biaya provisi | 1% dari pokok |
| Biaya admin | Rp 500.000 |
Akad Murabahah.
Sumber data
Parameter di atas disarikan dari rate card publik https://www.bcasyariah.co.id/produk/pembiayaan-konsumer/kpr-ib per 02-05-2026. Bank dapat mengubah ketentuan tanpa pemberitahuan; kami tidak berafiliasi dengan BCA Syariah. Untuk penawaran resmi, hubungi BCA Syariah langsung.
Pertanyaan yang sering diajukan
Berapa bunga KPR BCA Syariah saat ini?
Berdasarkan rate card publik PT Bank BCA Syariah per 02-05-2026, BCA Syariah KPR iB menawarkan bunga fixed 6.5% selama 25 tahun. Setelah masa fixed, bunga beralih ke floating dengan estimasi ~6.5%. Konfirmasi ke BCA Syariah untuk angka final yang berlaku saat pengajuan.
Berapa minimum DP KPR BCA Syariah?
Uang muka minimum 10% sesuai rate card publik. Bank Indonesia mengatur LTV maksimum per profil nasabah; DP aktual yang disetujui dapat berbeda berdasarkan profil risiko Anda.
Berapa tenor maksimum KPR BCA Syariah?
25 tahun (300 bulan). Tenor lebih panjang = cicilan lebih ringan, tapi total bunga lebih tinggi.
Apakah simulasi ini adalah penawaran resmi BCA Syariah?
Bukan. Ini estimasi berdasarkan rate card publik yang dikumpulkan per 02-05-2026. HitungUang tidak berafiliasi dengan BCA Syariah. Untuk penawaran resmi, hubungi BCA Syariah langsung atau kunjungi website resminya.
Bandingkan dengan bank lain
- Simulasi KPR BCA (fixed 4.69%)
- Simulasi KPR Mandiri (fixed 4.99%)
- Simulasi KPR BNI (fixed 5.25%)
- Simulasi KPR BRI (fixed 5.5%)
- Simulasi KPR BTN (fixed 5%)